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not a bad idea, could come in handy but most likely will sit and take up space without use. I used to carry one in my boat (required by law) and never used it for years, but once I was in a parking lot in vegas waiting for a mobile tire guy come out and replace one of the boat trailer tires he pulls up next to me and gets to work, about 5 minutes later his truck catches on fire so I grab the fire extinguisher from the boat and put it out. Will insurance take care of this stuff ? Yes. Could it be useful in a freak accident ? Absolutely.
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