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Damn, that really sucks - glad you're okay though. Been raining like crazy here all week! If it were me I'd hope they try to fix it - it's a really nice car being a 2SS w/sunroof and the NPP. You said you owe about $10K on it so let's say the insurance wants to total it for roughly $25K, after the lender gets their $10K that leaves you with only $15K - I don't think you'll be able to get another SS that nice for $15K. Plus now that it's been scratched you could beat on it a little bit more.
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