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Just plain stupid on the OP. Sounds like he has money issues but mostly likely is a troll. Never go into a dealership without being approved and have a letter in hand from your bank show it to the dealership, the dealership will try and get you to finance the car through them because they will make money on the transaction. I always tell them I'm preapproved and give them an outrageous interest rate and see how they respond.
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