Leases can be complex and there are a lot of “gotchas” on them if you are not familiar with them. Also keep in mind that a lease is really for people that like to change the car they drive every few years. By your statements that you plan on keeping the vehicle for a long time and passing it on to your son the lease is definitely not for you. How much are you planning on putting down? Give us some more details on the car/truck you are going to be purchasing. Is it new or used? Do you have a link to the vehicle for sale on the dealers lot, and do you have good/bad credit and what is the likely interest rate you will qualify for and I can probably come up with some probable monthly payment for you. Take a deep breath, and we can help you figure this out.
