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Old 02-04-2010, 03:04 PM   #3
armysig
Catch me if you can
 
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Drives: 2012 IOM ZL-1
Join Date: Nov 2009
Location: Texas
Posts: 2,469
Your best bet is to find a Credit Union that you qualify to join. They normally will be flexible when it comes to credit more so than the big finance companies, and most will have some nice low rates. Sure it may be easier at that time to get approved and drive away the same day, but you'll pay a little a lot more in interest. Don't let the "gimmie now syndrome get to you."

Do some shopping around; don't pull your credit until you know you're for sure to buy. Also don't forget you can pull your credit with no penalty once a year.
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