dealer insurance worth it??? - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Speaker · 08-02-2010, 09:11 PM

my 2011 just came in and the dealer is trying to get me to spend 700 on paint insurance and then 500 on tire and rim insurance. u guys think that these are necessary?

2010 SSRS · 08-02-2010, 09:12 PM

Quote:

Originally Posted by Speaker

my 2011 just came in and the dealer is trying to get me to spend 700 on paint insurance and then 500 on tire and rim insurance. u guys think that these are necessary?

I think it a waste of money.

oldfriend · 08-02-2010, 09:15 PM

Quote:

Originally Posted by Speaker

my 2011 just came in and the dealer is trying to get me to spend 700 on paint insurance and then 500 on tire and rim insurance. u guys think that these are necessary?

NOOOOOOO AND RUN ANYTHING THAT'S NOT BACKED UP BY THE MANUFACTURE [IN THIS CASE GM] IS JUST THAT JUNK .!!!!

Mr_Draco · 08-02-2010, 09:35 PM

That is a very big NO on the paint insurance.

The rim and tire insurance depends on what it covers. If it's just a one time replacement then don't get it as you can replace a rim or tire (or both if you buy used) for that much. If it just covers the tires that are currently on the car and not any future tires you buy, don't get it. If it does not cover pot holes or curb rash, don't get it. Oh and you can get rim and tire insurance cheaper from tire stores.

97one · 08-02-2010, 09:51 PM

Quote:

Originally Posted by Speaker

my 2011 just came in and the dealer is trying to get me to spend 700 on paint insurance and then 500 on tire and rim insurance. u guys think that these are necessary?

NO...........

And NO to ANY OTHER DEALER SCAMS.....................

Kurushio · 08-02-2010, 10:14 PM

Quote:

Originally Posted by Mr_Draco

That is a very big NO on the paint insurance.

The rim and tire insurance depends on what it covers. If it's just a one time replacement then don't get it as you can replace a rim or tire (or both if you buy used) for that much. If it just covers the tires that are currently on the car and not any future tires you buy, don't get it. If it does not cover pot holes or curb rash, don't get it. Oh and you can get rim and tire insurance cheaper from tire stores.

Pretty much what i was thinking. The wheel and tire insurance could be good but you really need to know the details of it to see its real worth.

Rogey89 · 08-02-2010, 10:15 PM

Agree with the NO's.

It seems that dealers will always be slippery when it comes to holding up their end of the "we'll cover you for EVERYTHING deals". I've read countless threads on -

"this (insert: dent, nail in my tire, rim damage, windshield damage) happened to my camaro, I went to the dealer because I payed extra to be covered, and they told my coverage doesn't apply to this specific instance".

SAVE YOUR MONEY, and take care of little things as they happen. Remember, GM's warranty is good for 3(B2B) and 5 (Powertrain) years. The dealers are trying to make an extra buck on bullshit so called "insurance".

Again, my own opinion, and my deepest apologies to Scott and Becky. They seem like great people whom one can trust, and who don't dabble in scheme's of sorts.

OUR72GTO · 08-03-2010, 12:28 AM

Run as fast as you can .......................

nards444 · 08-03-2010, 12:35 AM

No, everything already has a warranty on it. Heres the deal just the like Best Buy service plans that you buy for two years, its a bunch of bull and a scam. First off the warranty is going to be for 2-3 years or whatever. Well if you bring your car in they are going to try and get it fixed under warranty first, then if not they will use their warranty. Its the same thing with best buy.

CamaroFTW · 08-03-2010, 12:48 AM

swamp land is really really cheap in FL now too.....

nards444 · 08-03-2010, 06:15 AM

I think they tried getting me for rust prohibitor which Ill never drive the camaro in the snow. I had an 01 WS6 that was never in the snow i sold it when it was 8 years old and I dont think there was a spot of rust on there. These are all gimics. You guys have to realize that dealers dont take a lot home on the sale of a car. It's usually between 1-2 grand depending on the vehicle. And your average salesman will only see 3-400 of that, the rest goes back into the business. So when they sell these hundred dollar plans and such this is where the dealer and the salesman get a pretty profit.

SlingShot · 08-03-2010, 06:54 AM

You need to listen to your own gut and not the rest of these guys. ALL insurance is a gamble and a rip off until you need it, then your happy as hell you have it.

Caspers2SSRS · 08-03-2010, 07:06 AM

Isn't is noted somewhere that the average owner trades automobiles in every three years or so .............. in that scenario, the additional warranties would be purely an unneccessary expenditure and money in the dealers purse.

01pewterz28 · 08-03-2010, 07:17 AM

Paint no Tire & Wheels IMHO if you have the 20" wheels yes I have used mine twice for nails in my tires. My Wheel & Tire package was $350 I have had two 20" tires replaced so far (service paid for itself after 1st tire replacement )

Sean

08-02-2010, 09:11 PM	#1
Speaker Drives: 2011 black SS/RS, w/ ground effects Join Date: Jul 2010 Location: downingtown PA Posts: 26	dealer insurance worth it??? my 2011 just came in and the dealer is trying to get me to spend 700 on paint insurance and then 500 on tire and rim insurance. u guys think that these are necessary?

08-02-2010, 10:15 PM	#7
Rogey89 ZL 1 3 7 Drives: '23 ZL1 Join Date: Apr 2010 Location: Niagara Region, Ontario Posts: 447	Agree with the NO's. It seems that dealers will always be slippery when it comes to holding up their end of the "we'll cover you for EVERYTHING deals". I've read countless threads on - "this (insert: dent, nail in my tire, rim damage, windshield damage) happened to my camaro, I went to the dealer because I payed extra to be covered, and they told my coverage doesn't apply to this specific instance". SAVE YOUR MONEY, and take care of little things as they happen. Remember, GM's warranty is good for 3(B2B) and 5 (Powertrain) years. The dealers are trying to make an extra buck on bullshit so called "insurance". Again, my own opinion, and my deepest apologies to Scott and Becky. They seem like great people whom one can trust, and who don't dabble in scheme's of sorts. __________________ '11 2SS / '23 ZL1 / '23 Silverado ZR2 Daily

08-03-2010, 12:28 AM	#8
OUR72GTO 2010 SIM Beige RS 6M Drives: SIM RS 6M 66 Corvair Silverado LTZ Join Date: Oct 2008 Location: Kamloops,British Columbia Posts: 4,673	Run as fast as you can ....................... __________________ CAMARO.. 2010 The Heart Beat is back in CHEVROLET Now let's put it back in America

08-03-2010, 12:35 AM	#9
nards444 Drives: 1SS/RS Black Join Date: May 2009 Location: New york Posts: 2,123 View My Garage	No, everything already has a warranty on it. Heres the deal just the like Best Buy service plans that you buy for two years, its a bunch of bull and a scam. First off the warranty is going to be for 2-3 years or whatever. Well if you bring your car in they are going to try and get it fixed under warranty first, then if not they will use their warranty. Its the same thing with best buy. __________________ 2010 1SS/RS Black, CGM stripes, polished Rims, Tinted windows, Hurst shifter

08-03-2010, 06:15 AM	#11
nards444 Drives: 1SS/RS Black Join Date: May 2009 Location: New york Posts: 2,123 View My Garage	I think they tried getting me for rust prohibitor which Ill never drive the camaro in the snow. I had an 01 WS6 that was never in the snow i sold it when it was 8 years old and I dont think there was a spot of rust on there. These are all gimics. You guys have to realize that dealers dont take a lot home on the sale of a car. It's usually between 1-2 grand depending on the vehicle. And your average salesman will only see 3-400 of that, the rest goes back into the business. So when they sell these hundred dollar plans and such this is where the dealer and the salesman get a pretty profit. __________________ 2010 1SS/RS Black, CGM stripes, polished Rims, Tinted windows, Hurst shifter

08-02-2010, 09:35 PM	#4
Mr_Draco Drives: 2SS/RS Join Date: Sep 2008 Location: Western North Carolina Posts: 7,412	That is a very big NO on the paint insurance. The rim and tire insurance depends on what it covers. If it's just a one time replacement then don't get it as you can replace a rim or tire (or both if you buy used) for that much. If it just covers the tires that are currently on the car and not any future tires you buy, don't get it. If it does not cover pot holes or curb rash, don't get it. Oh and you can get rim and tire insurance cheaper from tire stores.

08-03-2010, 12:48 AM	#10
CamaroFTW Drives: 2010 Camaro 2SS/RS-Rally Yellow Join Date: Apr 2010 Location: Palm Bay, FL Posts: 1,284	swamp land is really really cheap in FL now too.....

08-03-2010, 06:54 AM	#12
SlingShot Drives: 2012 ZL1 - #670 Join Date: Jun 2009 Location: Seminole, Fl. Posts: 8,009	You need to listen to your own gut and not the rest of these guys. ALL insurance is a gamble and a rip off until you need it, then your happy as hell you have it. __________________

08-03-2010, 07:06 AM	#13
Caspers2SSRS Caspers2SSRS Drives: Summit White 2010 2SS/RS Camaro Join Date: Jul 2010 Location: Somewhere north of a midlife crisis. Posts: 2,865	To save or waste....... Isn't is noted somewhere that the average owner trades automobiles in every three years or so .............. in that scenario, the additional warranties would be purely an unneccessary expenditure and money in the dealers purse.

08-03-2010, 07:17 AM	#14
01pewterz28 #TeamBeckyD Drives: 2017 HBM 2SS Convertible A8 Join Date: Aug 2008 Location: Apopka, FL Posts: 10,494 View My Garage	Paint no Tire & Wheels IMHO if you have the 20" wheels yes I have used mine twice for nails in my tires. My Wheel & Tire package was $350 I have had two 20" tires replaced so far (service paid for itself after 1st tire replacement ) Sean __________________ #TeamBeckyD FIFTY HBM 2SS VERT

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