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12-27-2015, 11:43 PM
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#1 |
 Drives: 2015 Camaro Z/28 Join Date: Aug 2010
Location: Houston
Posts: 293
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Best insurance for DD and collector car?
Just wondering if anyone know some good options to put collector(well, semi-collector actually) cars that are not being driven very often (let's say 2500 miles a year at most) and daily drive on the same policy?
Got a CR-V and 3 series which are our DDs, but also got a 2015 Z/28, 2012 Z06 Centennial Edition, and a Limited Edition Lancer Evolution. The Z/28 and Evo may see 2000-2500 miles a year, and probably less than 1000 miles for the Z06. While regular insurance company does provide multi-car discount, I'm wondering if there are any other options available that suits my situation better. |
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12-28-2015, 12:29 AM
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#2 |
 
Drives: 2013 ZL1 Triple Black Vert M6 #5591 Join Date: May 2013
Location: Galloway,NJ
Posts: 747
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Hagerty insurance or Grundy.
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695 RWHP / 660 RWTQ @ 13.5 PSI
Dyna-Tech Headers Ceramic Coated w/Super Flo Cats, JRE Custom Rough Idle Racing Cam Package and 125 RWHP Pulley Kit w/ 28% pulley, Custom Tune by Ted, ID850 injectors, JMS Fuel Booster, NGK Plugs, MSD Plug Wires, Roto-Fab CAI, Roto-Fab Big Gulp, Elite Catch Can, Mild to Wild, 90mm VMaxx Ported Throttle Body, Skip Shift Elim., D3 Coolant Resevoir, Separated Clutch Resevoir, and Fuzzy Red Dice..  |
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12-28-2015, 05:55 AM
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#3 |
          
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I had Hagerty about 10 years ago, when I had a classic car. Never had to use it, but the coverage was very adequate and very reasonable. Not sure your vehicles would qualify, but check them out.
https://www.hagerty.com/Insurance/co...FROTfgodeHsPSQ
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2013 1SS/RS Coupe L99, Stainless Power Works LT Headers, SCT X4 Custom Tune from RDP, CAI Inc. Air Intake w/ Apex Scoop, VMAX CNC Ported Throttle Body, Solo Axle-Back Exhaust w/ J-pipes, Apex Catch Can, Husky Splash Guards, Heritage Grille, 3D Carbon Rear Spoiler, Oracle Chrome Turn Signal Bulbs, GM Reverse Light Trim Billets, Gorilla Black Locking Lugs, Emblem Pros Retro SS Badges/Custom Retro SS Kickplates/Under-hood Bowtie, 35% window Tint, Nitto Motivo Tires (6-8-18)
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12-28-2015, 06:24 AM
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#4 |
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#TeamBeckyD
Drives: 2017 HBM 2SS Convertible A8 Join Date: Aug 2008
Location: Apopka, FL
Posts: 10,494
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I have Grundy on my 2010 and had it on my 2001. IMHO the best way to go for agreed value insurance no need to mess with the regular insurance companies who go by market value or less.
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 #TeamBeckyD**FIFTY HBM 2SS VERT** |
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12-28-2015, 07:40 AM
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#5 |
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corner barstool sitter
Drives: 08 Mustang GT, 19 WRX Join Date: Jul 2012
Location: Eastern Time Zone
Posts: 6,990
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Just make sure that you can live with any restrictions that might come with such policies.
Norm
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'08 GT coupe 5M (the occasional track toy)
'19 WRX 6M (the family sedan . . . seriously)  |
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12-28-2015, 07:44 AM
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#6 |
 
Drives: 15 2SS RS 1LE, 18 Sonic LT, Z71 Join Date: Apr 2014
Location: NE, USA
Posts: 123
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Some companies allow for additional discount based on total mileage per year, on top of the multi car. That may be your best bet so you aren't dealing with multiple companies.
I've had a < 7500 mile /year policy with both State Farm and Farm Bureau that saved some $$. |
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12-28-2015, 12:51 PM
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#7 | |
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#TeamBeckyD
Drives: 2017 HBM 2SS Convertible A8 Join Date: Aug 2008
Location: Apopka, FL
Posts: 10,494
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Quote:
- Must be garage kept - Must have a daily driver - Cannot use it to run errands.
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#TeamBeckyD**FIFTY HBM 2SS VERT** |
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12-28-2015, 01:37 PM
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#8 |
 
Drives: 2013 Camaro SS Dusk Edition Join Date: Jul 2015
Location: Bowling green, ky
Posts: 11
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When you're looking be sure and call Adam Boca at the NCM Insurance Agency. I have my vette as well as my classic Land Rover insured with them. They are very good and also cover your cars for HPDE's and the like.
Phil
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2003 Corvette Z06
2013 Camaro SS - Dusk Edition 1967 Land Rover SIIA - for when I want to go slow. |
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12-28-2015, 02:38 PM
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#9 | ||
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H-Town Camaro Club
Drives: 2013 Dusk Edition 2SS/M6/Sun/NPP Join Date: May 2014
Location: Houston
Posts: 2,234
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Quote:
Quote:
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12-29-2015, 02:50 AM
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#10 |
Drives: 2017 2SS M6 Join Date: Jun 2013
Location: WNY
Posts: 7,069
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grundy is no going to the mall or regularly driving to work. you can go anywhere else you want. i was quoted $675 for $40k 1year i pay more then that for 6mo with my regular insurance and they would only give me around $26k ill be going with them after i get my tax return. Car has comp on it for the winter.
Hagerty just quoted me $1642 
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real ZL1 wheels and brakes, 285/305 Michelin Pilot Super Sports, Pray ported Intake manifold, Soler Throttle Body, Rotofab intake, EFI Tuning Flex fuel kit, full American Racing Headers Exhaust, 1 7/8" w/ cats H pipe and mufflers. Full 1LE suspension, with BMR adjustable sway bars and links, GM aluminum cradle bushings, Hurst shifter with lighter reverse spring, TWM shifter knob, Tick level 1 transmission. I should have bought a ZL1
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