CASH or FINANCE 2010 Camaro's ??? - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Buby2 · 06-12-2009, 01:32 PM

Just would like to know how many of us paid cash and how many are financing and at what rate? and what down payment? I heard with 50% down and excellent credit one can get 4.9% Normal since there are no incentives I hear GMAC is like 8.2% Post your info for others. Every bit of info helps. Paying cash for mine unless I get 4.9%

DarrenJ · 06-12-2009, 01:40 PM

Cash (check!) for mine, but I have access to 4.5% at 100% through my Credit Union if I wanted (4 years, 6.5 for 5 or 6 years).

tjd24 · 06-12-2009, 11:43 PM

Trade-in + GM Card earnings redemption + Cash

Hemlawk · 06-13-2009, 10:47 AM

next yeaar when I buy, I'm going to put 5k-10k. Finance the rest at any percent. I'll just be happy getting the car. My credit is less than perfect. If I could get 100%, Id order my car right now.

franknbeans · 06-13-2009, 10:53 AM

I'm putting down 8k and getting a loan through Pen Fed credit union. 3.99%

2ndTimeAround · 06-13-2009, 10:59 AM

paying cash

5thGen2LTRS · 06-13-2009, 11:09 AM

Quote:

Originally Posted by tjd24

Trade-in + GM Card earnings redemption + Cash

How much GM Card allowance did they let you use?

tjd24 · 06-13-2009, 11:39 PM

Quote:

Originally Posted by 5thGen2LTRS

How much GM Card allowance did they let you use?

I was able to use $1,093.00 in GM Card earnings redemption - that was my entire balance although I have the original card with no limit on redemption value as the later card is limited.

I did try to get either the GM Supplier Discount or the Credit Union member discount but the Dealer would not honor those as is their right under those programs. If I have been able to use either discount it would've been about $980 as I recall and I would've kept my earnings for a future purchase.

Along with my trade-in and GM Card my total cash out of pocket was ~$13,900. - not a bad deal to own a new legend...

DLS · 06-13-2009, 11:45 PM

I got 100% financing at 3.8% at Randolph Brooks Federal Credit Union.

vdevine · 06-14-2009, 01:56 AM

$12K down on $39K, $27K for 60 mo at 4.5%

vdevine · 06-14-2009, 01:58 AM

Don't forget if you are a USAA member, you can get $750 GM incentive on a 2010 GM car.

*TAG UR IT* · 06-14-2009, 02:03 AM

Quote:

Originally Posted by vdevine

Don't forget if you are a USAA member, you can get $750 GM incentive on a 2010 GM car.

But they will only give you 5% on a 60 month loan. They won't even match other financing institutions. It's crappy, really.... I got offered 4.4% in 2005 for my wifes car. USAA matched it. 4 years later and they won't do it. THIS SUCKS!

So, I'm paying 1/2 cash and 1/2 financing through Randolph Brooks. I am going to get 3.8, but might opt for the $600 extended warranty (not powertrain, since that is already at 5 years/100,000 miles....this warranty is for all the other little stuff). If I opt for that, my APR goes down to 3.55% for 66 months. Not bad at all.

5thGen2LTRS · 06-14-2009, 11:26 AM

Quote:

Originally Posted by tjd24

I was able to use $1,093.00 in GM Card earnings redemption - that was my entire balance although I have the original card with no limit on redemption value as the later card is limited.

I did try to get either the GM Supplier Discount or the Credit Union member discount but the Dealer would not honor those as is their right under those programs. If I have been able to use either discount it would've been about $980 as I recall and I would've kept my earnings for a future purchase.

Along with my trade-in and GM Card my total cash out of pocket was ~$13,900. - not a bad deal to own a new legend...

Thanks for the info. I too have an original GM card - I redeemed $2700 on a 1999 Monte back in the day. Been saving up points ever since to own my own Legend. Yours is a beauty

Much luck and thanks again.

tjd24 · 06-16-2009, 10:42 AM

Quote:

Originally Posted by 5thGen2LTRS

Thanks for the info. I too have an original GM card - I redeemed $2700 on a 1999 Monte back in the day. Been saving up points ever since to own my own Legend. Yours is a beauty

Much luck and thanks again.

Thanks - my best redemption was $2,200 on a 2001 Grand Prix. even though there's no limit to redemption as with the newer GM Card the $500 cap per year and losing any earnings over 5 years now keeps us at $2,500 max. We used another $1,500 on a 2005 Grand Prix, so over the 12+ years we've redeemed ~$4,700. Recent letter from GM indicates they're still supporting the card...

06-12-2009, 01:32 PM	#1
Buby2 Drives: 2003 Eclipse & 2010 2LT SW Camaro Join Date: Jun 2009 Location: Middle Village, Queens NY Posts: 154 View My Garage	CASH or FINANCE 2010 Camaro's ??? Just would like to know how many of us paid cash and how many are financing and at what rate? and what down payment? I heard with 50% down and excellent credit one can get 4.9% Normal since there are no incentives I hear GMAC is like 8.2% Post your info for others. Every bit of info helps. Paying cash for mine unless I get 4.9%

06-12-2009, 11:43 PM	#3
tjd24 Thank you Oshawa/St.Cats! Drives: was 2010 2LT RS 2G1FC1EV4A9103434 Join Date: May 2009 Location: NW NJ Posts: 3,481 View My Garage	Trade-in + GM Card earnings redemption + Cash __________________ #3434 Born 4-15-2009, Delivered 5-22-2009 BBOMG 2/3/4 - Traded-in 8/31/2019:

06-13-2009, 10:47 AM	#4
Hemlawk AwesomeBillDawesonville Drives: CGM 2SS/RS =) Join Date: May 2009 Location: Jersey Shore Posts: 2,067	next yeaar when I buy, I'm going to put 5k-10k. Finance the rest at any percent. I'll just be happy getting the car. My credit is less than perfect. If I could get 100%, Id order my car right now. __________________ Order placed on 1/13/11 - Purchased 2/22/11 2SS/RS CGM

06-13-2009, 10:53 AM	#5
franknbeans Whipped Drives: 2010 CAMARO Join Date: Sep 2008 Location: Pittsburgh-ish - PA Posts: 4,216 View My Garage	I'm putting down 8k and getting a loan through Pen Fed credit union. 3.99% __________________ Car of the week 7/7/14

06-14-2009, 01:56 AM	#10
vdevine Drives: 2010 Black SS Join Date: Jun 2009 Location: Virginia Posts: 605 View My Garage	A little of both $12K down on $39K, $27K for 60 mo at 4.5% __________________ Vince SS2 Black with CGM Stripes 3800 Born: 25 May VIN#12136 6000 Mine 26 June 2009 SLP Loudmouth II, NOWEEDS, BMR 1.4/1.0 Lowering Springs, Cold Air Inductions Intake, Tune, Eagle Eyes w HID, SLP "SS" Grille Insert, Pistol Grip Shifter, Hawk PC Pads, RGB Scanner, Tint, Headlight Armor, Clear Bra, 22's.

06-12-2009, 01:40 PM	#2
DarrenJ Drives: '67 Camaro ZZ4 & 2010 IOM 2SS Join Date: Oct 2008 Location: Real World USA Posts: 582 View My Garage	Cash (check!) for mine, but I have access to 4.5% at 100% through my Credit Union if I wanted (4 years, 6.5 for 5 or 6 years).

06-13-2009, 10:59 AM	#6
2ndTimeAround Drives: Lexus SUV Join Date: Mar 2009 Location: New York Posts: 28	paying cash

06-13-2009, 11:45 PM	#9
DLS Deron Drives: 2SS, RY, RS, blk rally stripes Join Date: May 2009 Location: San Antonio, TX Posts: 73	I got 100% financing at 3.8% at Randolph Brooks Federal Credit Union.

06-14-2009, 01:58 AM	#11
vdevine Drives: 2010 Black SS Join Date: Jun 2009 Location: Virginia Posts: 605 View My Garage	Don't forget the USAA Incentive Don't forget if you are a USAA member, you can get $750 GM incentive on a 2010 GM car. __________________ Vince SS2 Black with CGM Stripes 3800 Born: 25 May VIN#12136 6000 Mine 26 June 2009 SLP Loudmouth II, NOWEEDS, BMR 1.4/1.0 Lowering Springs, Cold Air Inductions Intake, Tune, Eagle Eyes w HID, SLP "SS" Grille Insert, Pistol Grip Shifter, Hawk PC Pads, RGB Scanner, Tint, Headlight Armor, Clear Bra, 22's.

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