So today a D-bag backed into my parked 2010 - Page 4 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Tpimike · 02-01-2015, 02:50 PM

Quote:

Originally Posted by SeaWolfLestat

Backing up 50 feet without looking where you're going....is not an accident....it's not a brain cramp.....it's STUPID....IRRESPOSIBLE...and DANGEROUS.

In my experience the added open space behind him was the reason he was so careless. If he was packed in close he would of paid extra care.

JR 1 · 02-01-2015, 03:23 PM

Quote:

Originally Posted by jd10013

people forget they're just cars. unless it's a Z28, not even that special or expensive. I think a lot of people here truly don't realize anybody with decent credit, decent job, and a small down payment or trade in can walk into any Chevy dealership in the country and drive off in a camaro. not knocking, I do after all own one, but have to keep things in perspective.

I agree it's not good to get too caught up in material things, but I don't understand why you think people shouldn't take pride in a car because it's not rare or valuable enough. You say a Z28 gets a pass, so is $75K the threshold for a car you are allowed to really care about? I like my Camaro for what it is. I could care less how many were built or who else can afford one. I've had some shitbox cars in the past that I loved too. I like to see people enjoying and taking care of their cars no matter what they cost.

Ucantctchme · 02-01-2015, 04:15 PM

To the op, you will need to meet an insurance rep, or other person to make a preliminary estimate at a preferred shop to get a basic estimate to compare against. You can pick your own shop but the shop you pick is going to have to work at the rate the insurance company agrees to or you pay the difference. Please let the shop you work with know that you are an unreasonable person and expect a new car out of this deal. Your language is a true tell. They will likely do their best to accommodate you as they would not want you trashing their otherwise good reputation all over the Internet.

PalmerGA · 02-01-2015, 11:15 PM

Quote:

Originally Posted by SeaWolfLestat

I want to make sure that I am compensated for diminution of value...

Cool! I learned a new word today - diminution. Thanks for sharing your extended vocabulary.

gajagfan · 02-02-2015, 10:21 AM

OP, I get your frustration, but accidents happen. We have all made mistakes. your car will be fixed good as new, and that type of damage is not going to have a big effect on the cars value. I am sure you will feel better when the hassle of getting it fixed is past. As far as using their shop, if its a good shop, why not? It is your call though. I do think you are being too hard on the guy that hit you. he made a mistake. Nothing really bad has happened here.

chipset35 · 02-02-2015, 10:44 AM

Quote:

Originally Posted by Rock-It Man

Here's how I have always dealt with insurance claims:

First of all, I never, ever talk to the other party's insurance company. I file a report with my company, and when the other party's company calls me, I refer them to my company.

Then, I go to the body shop of my choice and talk to them about what I want done, and tell them to use OEM parts only. The adjuster and the body shop do the negotiating. I recall one case where the other party's adjuster came to the shop along with my adjuster. But I wasn't there.

I have always gotten all the work I wanted.

As for painting the whole car? That's not gonna happen, but a good shop will blend so you won't see where the new paint ends.

EXACTLY!

bdsdnfam · 02-02-2015, 11:06 AM

Also, the bright side of mine was that I was able to replace the old screw in License Plate bracket (that bolts into your bumper) with one that clamps on! No holes!!

John Galt · 02-02-2015, 11:36 AM

Quote:

Originally Posted by SeaWolfLestat

Any advice about exactly what I should claim on his insurance.

I want to make sure that I am compensated for diminution of value, in addition to getting repairs.

I will probably need an entire new front facia.
I imagine the insurance company is not going to want to paint the entire car, but I want to make sure that the paint matches bow to stern.

What do I need to do to make sure that they make me whole again?

( Pix below )

They will not make you whole again.

I've gone through this exact thing three different times. The paint never matches. It can get close, but never perfect.

The insurance company will not pay to repaint the entire car.

My advice:

1. Do some homework and pick a really good shop with the latest in paint matching equipment. Where does your local Lexus dealer get their body and paint work done?

2. When you drop the car off, inform the shop that you want to see the car after it is torn down to review the damage and discuss which parts will be replaced. Be sure to have them remove all the components (headlights, turn signals, etc.) and review each one for damage (you personally inspect each one).

3. Also tell the shop that you expect that all the panel gaps to be perfect and you will not accept the car unless the gaps are aligned and perfectly spaced like new. I suggest finding a new and undamaged car like yours; take photos and panel gap measurements and tell them you expect their work to match.

Tell them all this before they give a quote for the insurance company so they can include it in the quote.

Good luck

TXLS3 · 02-02-2015, 07:37 PM

Lol there not gonna paint the whole car, might as well total it at that point. Painting a bumper and painting a whole car is like comparing changing the oil to pulling the block. The entire car will have to be taken apart instead of just the front end.

Mongo RS · 02-02-2015, 08:19 PM

Wow, a lot of drama over a 5 year old car that all parts are readily available and paint codes are current.

Be glad you weren't this guy....

90503 · 02-02-2015, 08:35 PM

Quote:

Originally Posted by SeaWolfLestat

You are correct: No matter what the situation I would call him a D-bag.

I wish he had left. With all the surveillance cameras it woulda been easy to identify him, and then I could have had him prosecuted for leaving the scene.

Wow....Really?

Tricksta · 02-02-2015, 08:35 PM

Quote:

Originally Posted by Mongo RS

Wow, a lot of drama over a 5 year old car that all parts are readily available and paint codes are current.

Be glad you weren't this guy....

ouuuch

Kleeeb · 02-02-2015, 10:27 PM

If you just pay for a new painted bumper yourself, it isn't that much. So then you don't have to have it reported as an accident and you don't need compensation for diminished value. I think its like $370 painted.

gajagfan · 02-03-2015, 09:29 AM

Quote:

Originally Posted by Kleeeb

If you just pay for a new painted bumper yourself, it isn't that much. So then you don't have to have it reported as an accident and you don't need compensation for diminished value. I think its like $370 painted.

Or maybe see if the guy that hit you will just pay for it. I had a guy go through the front of our detached garage at our old house and hit the front of the "69, and he just covered the bill.

02-01-2015, 04:15 PM	#45
Ucantctchme Drives: 2010 ss. 1990 RS the faster one. Join Date: Jan 2011 Location: Orlando Posts: 549	To the op, you will need to meet an insurance rep, or other person to make a preliminary estimate at a preferred shop to get a basic estimate to compare against. You can pick your own shop but the shop you pick is going to have to work at the rate the insurance company agrees to or you pay the difference. Please let the shop you work with know that you are an unreasonable person and expect a new car out of this deal. Your language is a true tell. They will likely do their best to accommodate you as they would not want you trashing their otherwise good reputation all over the Internet. __________________ Vararam, XS Power longtubes and exhaust with Magnaflow mufflers, 1LE gears, Vengeance Racing spec'd comp cam with all supporting valvetrain upgrades, Melling Pump. QTP cutouts. 480rwhp.

02-02-2015, 07:37 PM	#51
TXLS3 Drives: 11' 2ss/rs ls3 Join Date: Feb 2014 Location: houston Posts: 421 View My Garage	Lol there not gonna paint the whole car, might as well total it at that point. Painting a bumper and painting a whole car is like comparing changing the oil to pulling the block. The entire car will have to be taken apart instead of just the front end. __________________ LS3.. 1le 3.91 gears \| Gforce tuned 400hp 400tq \| cai inc \| SP 1 7/8" headers \| no cats \| x pipe \| dynomax bullet mufflers \| BMR 1.4" suspension \|

02-02-2015, 08:19 PM	#52
Mongo RS Drives: 2010 2LT M6 RS Join Date: Oct 2014 Location: Eastpointe MI Posts: 278	Wow, a lot of drama over a 5 year old car that all parts are readily available and paint codes are current. Be glad you weren't this guy.... __________________ (o)[+++++++](o)

02-02-2015, 10:27 PM	#55
Kleeeb Drives: 2014 Red Hot 1LT/RS Join Date: May 2013 Location: College Station, TX Posts: 1,799	If you just pay for a new painted bumper yourself, it isn't that much. So then you don't have to have it reported as an accident and you don't need compensation for diminished value. I think its like $370 painted. __________________

02-02-2015, 10:21 AM	#47
gajagfan Drives: 2013 1SS 1LE Black - Std Exhaust Join Date: Mar 2013 Location: Brunswick, GA Posts: 3,622 View My Garage	OP, I get your frustration, but accidents happen. We have all made mistakes. your car will be fixed good as new, and that type of damage is not going to have a big effect on the cars value. I am sure you will feel better when the hassle of getting it fixed is past. As far as using their shop, if its a good shop, why not? It is your call though. I do think you are being too hard on the guy that hit you. he made a mistake. Nothing really bad has happened here.

02-02-2015, 11:06 AM	#49
bdsdnfam NoJoken Drives: Synergy Green SS Join Date: Mar 2011 Location: Rosemount, MN Posts: 195 View My Garage	Also, the bright side of mine was that I was able to replace the old screw in License Plate bracket (that bolts into your bumper) with one that clamps on! No holes!!