10-25-2012, 03:05 PM | #15 |
Drives: 2011 Chevy Camaro 2LT RS SIM Join Date: Jul 2012
Location: Cherry Hill, NJ
Posts: 216
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Happy Birthday/congrats! Go with the Camaro since you seem more enthusiastic about it. It all depends on what you want. Sometimes you have to make concessions to get what you really want.
Go on your parents insurance and you'll pay less. Also see if your insurance company offers additional discounts. I know mine allowed me good student discount through high school and college as well as a safe driver discount for watching a dvd and keeping a log for 3 days. Many will tell you, but keep to the speed limit and stay safe on the road. Accidents or tickets @16 will be a killer. Good luck with your choice! Posted from Camaro5.com App for Android |
10-25-2012, 03:06 PM | #16 | |
Drives: 2017 2SS Join Date: Mar 2012
Location: Rolla, MO
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There are a lot of variables when it comes to insurance rates. You didn't say if your male or female. Fact: Insurance rates for male will be more than females. Also, it really isn't so much about the Camaro being a fast car. But more about statistics. The fact is, there are probably more insurance claims turned in from Camaro drivers than Cruze drivers. Insurance rates are not based on how safe you are (for the most part anyway). But on the average claim cost for your car type, age group, location, etc. Give your insurance agent a call, and ask them to give you some quotes on different vehicles to get an idea.
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10-25-2012, 03:06 PM | #17 |
Drives: '17 Corvette Grand Sport M7 Join Date: May 2012
Location: Pennsylvania
Posts: 3,748
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There are too many variables in play here for anybody to even speculate. Even if you're put onto your parents' insurance, are they good drivers, how much insurance do they have on each vehicle (etc., etc)? Besides the insurance, where do you live? If it snows, you may as well forget about the Camaro. Rear wheel drive vehicles, light in the ass-end don't do well in the rain, let alone a snow storm. Are you responsible? (tough to ask a 16 year old, they know it all ). Getting into a Camaro with your friends and them telling you to "let 'er rip" could get you all killed. It's less likely your buddies will tell you to "holeshot" a Cruze. Too many variables. I know if I were the parent, the first thing I'd run through my head is "is he/she responsible enought to handle this?".
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MY RIDE: 2017 CORVETTE GRAND SPORT--TRIPLE BLACK, 7 SPEED MANUAL, VARARAM TCR-7 INTAKE, BORLA CATLESS X-PIPE, CARBON FIBER STAGE 2 AERO, MGW SHORT-THROW SHIFTER
**SOLD**2011 TRIPLE BLACK SS CONVERTIBLE--6 SPEED MANUAL, MANY MODS, 455 RWHP/435 RWTQ DAD'S RIDE: 2012 ZL1 #1866--BLACK, 6 SPEED MANUAL, EXPOSED CF HOOD, POLISHED WHEELS, SUNROOF, ROTO-FAB INTAKE "Silly Americans, taking from the rich and giving to the poor only works in fairy tales. Success is earned here!". |
10-25-2012, 03:09 PM | #18 |
Drives: 2014 SW 2LT/RS M6 Join Date: Sep 2012
Location: United States
Posts: 206
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Well, we have full coverage on a 1999 Sierra, 2007 Cobalt SS S/C, and a 2010 CTS-V. We live in southern Illinois, about ten minutes from St. Louis. I am a male. The good student discount would help. One of the main reasons why my parents are buying me a new car is my grades. I would say I'm pretty responsible
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10-25-2012, 03:10 PM | #19 |
Drives: 2011 Camaro 2LT/RS Black Join Date: Nov 2011
Location: Ohio
Posts: 973
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They can get a quote online of how much it will cost to add.
But strongly recommend neither. Get a used car so you can get used to the responsibility and wouldn't have to worry about scratching it. You can get a REALLY cool 3+ yr old car loaded with much lower insurance than a new car thats just a base model. A loaded car is much more fun. BTW: Guys, I recommend not making assumptions. 16 yr old doesn't automatically mean irresponsible, spoiled, etc. Each person is different. |
10-25-2012, 03:12 PM | #20 |
Go Harder Than Baltimore!
Drives: 2010 CGM Join Date: Jun 2010
Location: Baltimore
Posts: 3,835
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When i first bought my camaro, my mother put it in her name so the insurance was not that high
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10-25-2012, 03:14 PM | #21 |
Drives: 2014 SW 2LT/RS M6 Join Date: Sep 2012
Location: United States
Posts: 206
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I tried bringing up to my parents a GTO. My dad is completely against buying used cars. My dad works for GM and we have a GM MasterCard with like $5k on it towards a new car. I just did the Build your own thing on the Chevy website, the Cruze is only $800 less with the RS package and a sunroof.
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10-25-2012, 03:24 PM | #22 | |
Drives: '17 Corvette Grand Sport M7 Join Date: May 2012
Location: Pennsylvania
Posts: 3,748
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Quote:
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MY RIDE: 2017 CORVETTE GRAND SPORT--TRIPLE BLACK, 7 SPEED MANUAL, VARARAM TCR-7 INTAKE, BORLA CATLESS X-PIPE, CARBON FIBER STAGE 2 AERO, MGW SHORT-THROW SHIFTER
**SOLD**2011 TRIPLE BLACK SS CONVERTIBLE--6 SPEED MANUAL, MANY MODS, 455 RWHP/435 RWTQ DAD'S RIDE: 2012 ZL1 #1866--BLACK, 6 SPEED MANUAL, EXPOSED CF HOOD, POLISHED WHEELS, SUNROOF, ROTO-FAB INTAKE "Silly Americans, taking from the rich and giving to the poor only works in fairy tales. Success is earned here!". |
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10-25-2012, 03:27 PM | #23 |
Drives: 2014 SW 2LT/RS M6 Join Date: Sep 2012
Location: United States
Posts: 206
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10-25-2012, 03:30 PM | #24 |
Emerald Coast Camaros
Drives: 2010 Camaro 2LT/RS M6 Join Date: Nov 2009
Location: Tallahassee FL
Posts: 9,687
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First off congrats on almost getting your first car. but i do want to say coming from a teenager dont think about only what looks cool think about practicality (i know that might be difficult).
Alright i will agree with what has been said above. Let me start off by saying i am currently 18 and am insured on booth a Cruze and a Camaro. Check the insurance on the camaro before you do anything. i can tell you that i got insured on my 2LT/RS M6 when i was 17 and it was 1K a year for me alone. I am now 18 and it is around the same. But mind you my camaro is set up as a weekend only car which only allows me to drive it around 2-3K miles a year and i am also not the primary driver on the Camaro. Since the camaro spends most of its time in the garage i drive a 12 Cruze Eco M6 every day to school and i am set up as the primary driver on it. It is a great car. It looks pretty nice and you can not beat the 40MPG i get in the city. I actually made it from miami to tallahassee (about 500 miles) on one 12 gallon tank. I had almost nothing left when i got back but that is impressive for a normal motor. But back on topic about the car to choose. The reason i said the thing about the cruze going 500 miles on one tank is because you also have to take into account the amount of gas you will spend. Right now going to college i have about a 300 mile commutte every week since i stayed at home. It costs about 25 a week when if i drove the camaro it would cost 50-75 (i put 93 octane in the camaro). Also another thing to consider is that you will be taking the camaro to school and other places where there will be teenagers and they will be jealous and thats when things happen to your car. I would be crushed if something where to happen to my camaro that is why i tried at all costs to not to take the camaro to high school and was very lucky to get a DD for college. of course anyone in your boat would choose the camaro in a heart beat but i am just warning you that it does cost a lot more to drive the camaro than the Cruze. Dont get me wrong i love my cruze and camaro. But they booth have different purposes for me. I too got a new car because that was the deal with my dad if i kept my grades up and did what i needed. But I never expected a Camaro. And another reason my insurance was lower was because i had not only the high grades discount but drivers Ed. my parents were originally quoted 4K a year driving it every day when i 16 so my dad said he would get me the car but i would have to wait a little bit to be able to drive it on my own. i waited almost 2 years and then got my license when we found something reasonable. |
10-25-2012, 03:40 PM | #25 |
Drives: 2014 SW 2LT/RS M6 Join Date: Sep 2012
Location: United States
Posts: 206
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@menendez Thanks for your input. I live about 5 miles from school and wouldn't be driving highway very often. I just checked a quote, my insurance would be a little over $700 per six months. The main reason I'm getting a new car, like I said previously, is my grades. My parents agreed to get a new car for me if I am in the top 5 in my grade Freshmen and Sophomore (current) year. At my school, you decide your parking spot by class rank, so I would no doubt choose a very far away spot in a corner. I really like the Cruze, but come on...Camaro. How does the Eco handle? I've only driven an auto 2lt, but I'm going to get a stick in any car I get. I've read that the Eco has really weird gearing for 5th and 6th gear.
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10-25-2012, 03:42 PM | #26 | |
Drives: Car Join Date: Sep 2012
Location: Town
Posts: 125
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I can't even imagine what a $25,000 car would cost at that point in my life. |
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10-25-2012, 03:44 PM | #27 | |
Drives: 2014 SW 2LT/RS M6 Join Date: Sep 2012
Location: United States
Posts: 206
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10-25-2012, 03:49 PM | #28 | |
They see me trollin'...
Drives: 217 ci of fury; Chauffeured by SS Join Date: Jul 2011
Location: Oklahoma
Posts: 13,876
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My parents gave me a car when I turned 16. Granted, it was a '92 3/4 ton long-bed Chevy 4x4 with vinyl seats and crank windows, but two years later I got a new truck for graduation as a reward for good grades, getting a full ride to a state college and being responsible. No worries.
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