Fender bender; how bad is this?

[jdenotter]

Originally Posted by tjk_art

I assure you none of my information is misleading. I am going through the same situation right now, and all of my info is coming straight from insurance agents, estimators, and body shops. I never said plastic is like memory foam, and then you contradicted yourself and said it goes back to its normal state when being heated, exactly as I said.

Also, uninsured motorist coverage only covers costs pertaining physical injuries to yourself. The insurance company is not going to do squat for this guy if the damage is under his deductible. If you're hit by someone without insurance, you still have to pay the deductible. Then they will go after the guy and get your money back, then theirs. However, if it is under your deductible, they don't give a rats ass. That is what Allstate told me.

As I said, I am going through the same thing right now and my insurance company isn't helping at all. I got police reports, insurance claims, the whole nine yards, and my only option is to take this guy to court.

Well sorry I contradicted myself. I mean it does not go back when heated. Second im sorry you gave a sucky insurance agent and company.

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[DJBullitz]

First and formost if ever in a accident always fill out a police report. You dont have to call the police, you can go fill out a report all on your own. Then $35 dollars for small claims court if they don't pay out.

You could always try to get your case tried on Judge Judy...