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09-28-2012, 07:43 AM
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#15 |
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#TeamBeckyD
Drives: 2017 HBM 2SS Convertible A8 Join Date: Aug 2008
Location: Apopka, FL
Posts: 10,494
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10% or less
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 #TeamBeckyD**FIFTY HBM 2SS VERT** |
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09-28-2012, 07:49 AM
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#16 |
         
Drives: '17 Corvette Grand Sport M7 Join Date: May 2012
Location: Pennsylvania
Posts: 3,748
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You NEVER buy things you can just afford. You buy items that you can pay for and still sock fist-fulls of cash into the bank. "Well, if I work 75 hours a week, skip lunch and dinner 4 times a week and keep my Central Air and lights turned off 5 days a week, I'll just be able to afford those payments.".
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MY RIDE: 2017 CORVETTE GRAND SPORT--TRIPLE BLACK, 7 SPEED MANUAL, VARARAM TCR-7 INTAKE, BORLA CATLESS X-PIPE, CARBON FIBER STAGE 2 AERO, MGW SHORT-THROW SHIFTER
**SOLD**2011 TRIPLE BLACK SS CONVERTIBLE--6 SPEED MANUAL, MANY MODS, 455 RWHP/435 RWTQ DAD'S RIDE: 2012 ZL1 #1866--BLACK, 6 SPEED MANUAL, EXPOSED CF HOOD, POLISHED WHEELS, SUNROOF, ROTO-FAB INTAKE "Silly Americans, taking from the rich and giving to the poor only works in fairy tales. Success is earned here!". |
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09-28-2012, 07:57 AM
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#17 |
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Logic is dead
Drives: 2010 Camaro 2SS/RS Join Date: May 2010
Location: Chicago, IL
Posts: 1,804
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I have a pretty low mortgage payment since my last refinance, so I am under the percentage of spend of the average person.
I'm sure my auto expense, conversely, is higher than the average persons. I just did the math and annually, it is 11% of my net income.
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2010 Camaro 2SS/RS (LS3)
573 RWHP 498 RWTQ - Vortech V3 Supercharger - Kooks Stepped Headers, Magnaflow 16580 - Suspension by Pfadt, Hotchkis. 2007 Trailblazer SS- Sold 2001 Trans Am WS6 431 RWHP 408 RWTQ - Sold 1994 Camaro Z28 - Sold |
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09-28-2012, 07:59 AM
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#18 |
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Just depends on what other monthly expenses you have. You should also consider how long you could last on your savings should you suddenly be unemployed.
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Black 2SS ordered 1/4/2010, received 2/19/2010
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09-28-2012, 08:05 AM
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#19 | |
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Account Suspended
Drives: 2012 Camaro 1SS Black Coupe Join Date: May 2012
Location: Houston
Posts: 1,091
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Quote:
 Sorry, but the majority of these threads yield no real advice since everyone either paid cash for their ZL1 or is a multi-millionaire so they are spending 1% of their income on their car and are WAY smarter than you or I.  Personally, I'm in too deep on this car payment-wise. Monthly I'm about 25% of my income on this car. However, my position is probably different than the next guy. I have no mortgage, no credit card debt, etc. So I'm not living like a caveman to afford this car. That said, I wouldn't mind something cheaper. 
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09-28-2012, 08:08 AM
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#20 |
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5.333% (includes mods & over payment to payoff early)
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09-28-2012, 08:24 AM
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#21 | |
  
Drives: 2017 Mosaic Bk ZL1 M6 Join Date: Jul 2009
Location: South of Raleigh, NC
Posts: 9,622
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Quote:
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09-28-2012, 09:10 AM
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#22 |
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They see me trollin'...
Drives: 217 ci of fury; Chauffeured by SS Join Date: Jul 2011
Location: Oklahoma
Posts: 13,875
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My car payment is about 10% of my monthly income. Then again, I own a home mortgage-free.
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"Never race anything you can't afford to light on fire and push off a cliff." -CamaroSpike
 2011 Custom LT/RS: Bella's Build Thread |
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09-28-2012, 09:20 AM
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#23 |
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Drives: Black Camaro 2SS/RS 1LE Join Date: Jun 2011
Location: Belleville, Ontario, Canada
Posts: 1,145
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I try to work one overtime per pay.....so if that's the case, my Camaro payment is about 20%-23% of my take home pay. Now what I pay for federal & provincial tax (paycheque) that would be most people's car payment!!!! Our mortgage payments are what a loan officer called aggressive, and our property taxes are obscene. I pay half of both. Remember here in Ontario everytime you turn around there's a tax to be paid. My Camaro is my bad habit....I don't drink, smoke, eat out a lot, or have a desire to travel.....my "play" money goes into my car. I am smart enough to NOT get in over my head and it helps my wife makes almost double what I do.
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09-28-2012, 09:33 AM
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#24 |
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just can't get enough
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Both new cars together a tad < 10% for me based on gross monthly income.
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09-28-2012, 09:35 AM
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#25 | ||
Drives: 2013 SVT Raptor, sold 2010 Camaro Join Date: Jul 2009
Location: PNW....almost canada
Posts: 1,907
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Quote:
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- Pfadt Suspension Package; Springs & Sways
- Brembo Brake Upgrade (Yellow); Courtesy Fesler Built - Custom Magnaflow Exhaust - Blacked-Out Bowties & RS Emblems, Front bowtie delete - Full Dynamat Extreme Trunk Coverage - Tinted side markers - Interior DSV Customs Leather Upgrades - Airaid CAI V2 - Forgestar F14 Gunmetal 20x9, 20x11 - Doug Thorley Shorties |
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09-28-2012, 10:11 AM
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#26 |
 
Drives: 2013 Ash Grey Camaro Join Date: Aug 2012
Location: FT Sill, Oklahoma
Posts: 144
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YOLO!!!! Get one and don't worry...can't afford it just wait a little longer, and save,save,save..
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09-28-2012, 10:14 AM
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#27 |
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BRUCE WAYNES DD
Drives: 2010 2SS/RS CGM Join Date: Dec 2011
Location: wilmington NC
Posts: 511
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$500 payment and 6400 month plus my wifes 1600... like 16%???
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JBA 1 7/8 LT`s, High flow mids, and Cat back,Airaid intake, JRE Tune, & alot of flat black....
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09-28-2012, 10:25 AM
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#28 | |
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just can't get enough
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