Ridiculous insurance - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

mntgome1 · 11-06-2012, 02:11 AM

You must have MAIF as your insurance provider.
They were hitting me for $336 a month for my 350Z a few years back.

two_wheel_mayhem · 11-06-2012, 02:12 AM

Quote:

Originally Posted by AdamZ

If I were to get on my own policy they wanted $800/month...except gieco...they wanted 200...I'll just leech off my dad until I'm 25 lol.

It don't get much better when you are 25.

MaroMike94 · 11-06-2012, 02:18 AM

Geico has the pleasure of draining my bank account.

My45thAnniversaryCamaro · 11-06-2012, 02:23 AM

I'm 16 now and my car is fully insured for 200$ a month, 17 in 37 minutes!

RSloth · 11-06-2012, 02:26 AM

Quote:

Originally Posted by My45thAnniversaryCamaro

I'm 16 now and my car is fully insured for 200$ a month, 17 in 37 minutes!

probably cause you are directly under your parents, i know if it was under my parents and i was a part time drive it would be cheaper

[which is what were doing but thanks to the dealer not sending my info to the dmv. I just got my pink slip today...
i bought the car in march.. >:I ]

RSloth · 11-06-2012, 02:28 AM

BUT lets all take pride in the fact that if we owned a PT cruiser, our insurance would be even higher! cause they would have to pay the life insurance if there were a fender bender..

Jonster · 11-06-2012, 06:40 AM

I got quoted for when I buy my camaro. I'm 23 with a decent corporate job, no tickets, 2 accidents in past 5 years. I was quoted at $1250/year (Allstate) for a 2ss convertible. That is also pre-multicar discount and other discounts.

ps2ren · 11-06-2012, 07:07 AM

Look things up before you buy...... I'm 25, with all state, self-employed, the SS is under my own company's name and has commercial insurance, which is about $1000/ year, the same as a V6. My friend has a Subaru STI with all state, and it is the same charge as a Legacy or a WRX...... somehow Allstate only go by car basic models instead of engine trim level.

DRKS1D3 · 11-06-2012, 08:14 AM

18...No job...wants to go from a V6 to an SS and is worried about insurance going through roof??? Just ask Mommy and Daddy to pay it for you.

malave7567 · 11-06-2012, 08:36 AM

after all my discounts with Allstate, I'm paying 860 a year for the SS. It was slightly less when I had the v6. As ps2ren said, Allstate doesn't look at 1LS or SS. I'm pretty sure my rate only went up because of the year of the car. I'm 24, married (my wife is only months younger than I), and get the following discounts:

Quote:

Allstate Easy Pay Plan
Safe Driving Club [ 2 qualified driver(s) ]
Multiple Policy
Responsible Payer

The following discount(s) apply to Vehicle # 2: 2013 Chevrolet Camaro
New Car
Electronic Stability Control

So for my daily beater Corolla and my Camaro, I'm paying $1,300 a year (this includes roadside assistance and all that nice extra jazz)

GEEKFREEKSCOTTY · 11-06-2012, 08:37 AM

Quote:

Originally Posted by MaroMike94

Tell me about it man. And yeah, I inherited a little bit of money when I turned 18. So I treated myself to a nice, American car.

What car did you buy?

ps2ren · 11-06-2012, 08:42 AM

Quote:

Originally Posted by malave7567

after all my discounts with Allstate, I'm paying 860 a year for the SS. It was slightly less when I had the v6. As ps2ren said, Allstate doesn't look at 1LS or SS. I'm pretty sure my rate only went up because of the year of the car. I'm 24, married (my wife is only months younger than I), and get the following discounts:

So for my daily beater Corolla and my Camaro, I'm paying $1,300 a year (this includes roadside assistance and all that nice extra jazz)

Yup, I'm pretty sure they only go by the base cost of the car instead of trim level. I went from a V6 to a certified V8 also and the price remained exactly the same since the difference on the actual car value is very small.

Allstate also does not have in-house commercial auto, but the info they pass onto 3rd party company still won't specify the engine trim of the car...... which is very good for the V8s and the turbo4/6s in the world

dangjohnny · 11-06-2012, 08:49 AM

They are basically saying no thanks by charging you out the a$$. LOL.

upflying · 11-06-2012, 10:18 AM

An 18 male and no job who wants a SS is the highest risk driver there is. Not saying the OP is high risk but your peers are. The insurance company actuaries blessed you as a high risk driver in a high risk car. Every time someone posts "I wrecked my Camaro" insurance goes up a notch for all. This ZL1 had less than 300miles.
$13,000 annual policy premium is synonymous with "pay to play".
When I was 18, I drove a '66 VW Bug.

11-06-2012, 02:11 AM	#15
mntgome1 Drives: 2012 AGM 2SS/RS Join Date: Mar 2012 Location: Home of the Blue Crab Posts: 861	You must have MAIF as your insurance provider. They were hitting me for $336 a month for my 350Z a few years back. __________________

11-06-2012, 02:23 AM	#18
My45thAnniversaryCamaro Drives: 45th Anniversary Join Date: Jul 2012 Location: Chico Ca Posts: 462	I'm 16 now and my car is fully insured for 200$ a month, 17 in 37 minutes! __________________ 45th Anniversary MRT v2.0 CAI

11-06-2012, 07:07 AM	#22
ps2ren Drives: Camaro SS Join Date: Nov 2011 Location: Philadelphia Posts: 219	Look things up before you buy...... I'm 25, with all state, self-employed, the SS is under my own company's name and has commercial insurance, which is about $1000/ year, the same as a V6. My friend has a Subaru STI with all state, and it is the same charge as a Legacy or a WRX...... somehow Allstate only go by car basic models instead of engine trim level. __________________

11-06-2012, 08:14 AM	#23
DRKS1D3 Drives: '17 Corvette Grand Sport M7 Join Date: May 2012 Location: Pennsylvania Posts: 3,748	18...No job...wants to go from a V6 to an SS and is worried about insurance going through roof??? Just ask Mommy and Daddy to pay it for you. Attached Images __________________ MY RIDE: 2017 CORVETTE GRAND SPORT--TRIPLE BLACK, 7 SPEED MANUAL, VARARAM TCR-7 INTAKE, BORLA CATLESS X-PIPE, CARBON FIBER STAGE 2 AERO, MGW SHORT-THROW SHIFTER SOLD2011 TRIPLE BLACK SS CONVERTIBLE--6 SPEED MANUAL, MANY MODS, 455 RWHP/435 RWTQ DAD'S RIDE: 2012 ZL1 #1866--BLACK, 6 SPEED MANUAL, EXPOSED CF HOOD, POLISHED WHEELS, SUNROOF, ROTO-FAB INTAKE "Silly Americans, taking from the rich and giving to the poor only works in fairy tales. Success is earned here!".

11-06-2012, 08:49 AM	#27
dangjohnny Drives: ‘21 ZL1 1LE 6MT Join Date: Jul 2012 Location: Floribama Posts: 622	They are basically saying no thanks by charging you out the a$$. LOL. __________________ ZL1 1LE Black - 6MT - PDR - Nav - Michelin PS4s

11-06-2012, 02:18 AM	#17
MaroMike94 Drives: 2012 camaro lt Join Date: Oct 2012 Location: MD Posts: 125 View My Garage	Geico has the pleasure of draining my bank account.

11-06-2012, 02:28 AM	#20
RSloth [COTW- Never!] Drives: Slothy; Sloth-like Join Date: Sep 2011 Location: California Posts: 831	BUT lets all take pride in the fact that if we owned a PT cruiser, our insurance would be even higher! cause they would have to pay the life insurance if there were a fender bender..

11-06-2012, 06:40 AM	#21
Jonster Drives: 18 2SS Vert Hotwheels Join Date: Sep 2012 Location: Maiden, NC Posts: 589 View My Garage	I got quoted for when I buy my camaro. I'm 23 with a decent corporate job, no tickets, 2 accidents in past 5 years. I was quoted at $1250/year (Allstate) for a 2ss convertible. That is also pre-multicar discount and other discounts.

11-06-2012, 10:18 AM	#28
upflying Drives: '86 Monte Carlo SS Join Date: Nov 2010 Location: Reno, NV Posts: 3,119	An 18 male and no job who wants a SS is the highest risk driver there is. Not saying the OP is high risk but your peers are. The insurance company actuaries blessed you as a high risk driver in a high risk car. Every time someone posts "I wrecked my Camaro" insurance goes up a notch for all. This ZL1 had less than 300miles. $13,000 annual policy premium is synonymous with "pay to play". When I was 18, I drove a '66 VW Bug.