Advise for a friend....LS Camaro - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Dwarfey · 05-16-2014, 11:39 AM

Since the LS is fairly popular, you may want to dip in the used market and see if you can find a gem w/ like 4-10k miles on it. Would probably save you a few bucks.... But if you want that new car feel, ya, I understand

TPAJETSKI · 05-16-2014, 11:57 AM

I probably missed it since I just breezed through your post, but are you co-signing for this? If so, HELL NO!!! I don't care how good a kid he is.

Evergreen6 · 05-16-2014, 12:07 PM

Quote:

Originally Posted by Comrando

There is no end to car payments, rent or house payments, utilities, taxes, maintenance, insurance, etc.

If it fits your budget it is affordable.

You are correct. There is rarely ever an end to expenses, but there is an end to working simply to afford one's expenses.

c5Legend · 05-16-2014, 12:11 PM

If he can afford it get it.. not to sound dumb but u really only live once.

Evergreen6 · 05-16-2014, 12:18 PM

Quote:

Originally Posted by c5Legend

If he can afford it get it.. not to sound dumb but u really only live once.

And I agree. I just hope debt doesn't become a monster for the OP's buddy.

TxBandit911 · 05-16-2014, 01:38 PM

Quote:

Originally Posted by TPAJETSKI

I probably missed it since I just breezed through your post, but are you co-signing for this? If so, HELL NO!!! I don't care how good a kid he is.

No, I'm not signing for him, his credit is good. Just here to help him make a good decision and not get boned. I don't want a dealer to take advantage of him because he's a young man in the military without much experience as an adult. I feel like I'm doing the right thing, he's a long way from home. I'm his senior by 4yrs time in service, so its kinda my job to take care of him.

Dale_K · 05-16-2014, 01:54 PM

I just bought a 1LS. FYI, the dealer here in Hot Springs, AR has them at just less than $20k. It seemed like such a good value I couldn't pass it up. I paid basically $20,400 because I wanted the bright yellow color, which is a $395 option.

Mannsiam · 05-16-2014, 01:59 PM

As retired Army I have helped lots of Soldiers buying their first car. Here how I look at it. If he has money saved up buy a car outright and get a credit card to do mods and pay it off every month (like someone said before). Reason being is at a young age and fresh in the military why get tied down to an unecessary bill. Plus if he gets this car then comes down on orders for a place he cannot take it he will have a new car that he is paying on that he is unable to drive. Honestly to me not until you reach SGT or a little older in age should you look at a new sports car that has a big price, insurance rates will be outrageous even with USAA they look at age and rank. This is my two cents but I have been through it at leat 40-50 times in my career.

Scalded Dog · 05-16-2014, 02:04 PM

Quote:

Originally Posted by TxBandit911

No, I'm not signing for him, his credit is good. Just here to help him make a good decision and not get boned. I don't want a dealer to take advantage of him because he's a young man in the military without much experience as an adult. I feel like I'm doing the right thing, he's a long way from home. I'm his senior by 4yrs time in service, so its kinda my job to take care of him.

TxBandit, you are doing a good thing... the dealerships located near military installations are NOTORIOUS for taking advantage of fresh new recruits, getting their first regular paycheck, and ready to buy. The crap that I saw around Ft. Riley Kansas was stunning... dealers trying to sell cars for five times Blue Book... no lie. They would offer financing at 40%, and tell the kiddos that this was a "really good deal!" The used cars were crap (helping one buddy look for a car, I discovered actual paper mache bodywork on what looked, at first glance, like a badass S & B T/A... poked through it with my FINGER!). Sadly, I saw many of my brothers in arms go down and buy these very cars, at these outrageous prices/ terms, because they had no mentor to guide them.

Thank- you for your service... both as a military man, and as a guy helping to guide another in the purchase of a car.

homewrecker · 05-16-2014, 02:52 PM

Need more people like the OP

Sent from my LG-LS995 using Tapatalk

TxBandit911 · 05-16-2014, 04:34 PM

Ok, he got the car. '14 LS. $20k OTD, he got it at a just over 5% interest, with a payment close to $300. His insurance isn't insane, I tried to cover all the bases with him. He's been in about 1 1/2 years now and just came home from deployment. I think he did pretty good.

ex11b90 · 05-16-2014, 04:56 PM

Good job, he's going to love the car, 325 hp nothing to sneeze at, hell my LLT's 312 is nothing to sneeze at. He can get used to driving a car with some hp and in a few years if he wants, move up to the V8, he'll have some maturity, experience by then...hell, I don't think I was ready for 325hp at 19, lol...

TxBandit911 · 05-16-2014, 06:18 PM

Here is a pic I snapped Right before he took it home....

He is just as proud of it as I am my 1LE. I told him not to take any shit for having a V6 Camaro, it makes more power than my Wife's '95 Z28 did when new

I wish my wife would let me pick one of these up for her and put the Z28 in the garage and use it for track days only. But oh no, she is too picky and too good to have a V6.....

Sapphire · 05-16-2014, 09:43 PM

Congrats to him! I hope he loves it. and you are a great guy for helping him out like this.

05-16-2014, 11:39 AM	#15
Dwarfey Drives: 2011 1LT A/T Black w/ Red Stripes Join Date: Mar 2014 Location: La Verne, CA (So Cal) Posts: 279	Since the LS is fairly popular, you may want to dip in the used market and see if you can find a gem w/ like 4-10k miles on it. Would probably save you a few bucks.... But if you want that new car feel, ya, I understand __________________ 2011 1LT Camaro A/T -MRT v2.0 Exhaust -Painted Red Racing Stripes -Volant Cold Air Intake -Painted Red Interior Accents -Anzo Projector Headlights w/ Oracle White/Red Halos -Black Bowties -Rockford Fosgate 10" Sub w/ 1000W Kenwood Amp -ZL1 Spoiler - Gloss Black Powder-coated 20" SS Wheels

05-16-2014, 12:11 PM	#18
c5Legend Camaro5 Drives: 2010 Camaro 2LT Join Date: Jun 2011 Location: WA Posts: 1,155	If he can afford it get it.. not to sound dumb but u really only live once. __________________ My Build '11 Chrysler 300 Limited / '10 Camaro 2LT

05-16-2014, 01:59 PM	#22
Mannsiam Drives: 2014 Camaro 1SS/RS 1LE Join Date: Oct 2013 Location: Wisconsin Posts: 441 View My Garage	As retired Army I have helped lots of Soldiers buying their first car. Here how I look at it. If he has money saved up buy a car outright and get a credit card to do mods and pay it off every month (like someone said before). Reason being is at a young age and fresh in the military why get tied down to an unecessary bill. Plus if he gets this car then comes down on orders for a place he cannot take it he will have a new car that he is paying on that he is unable to drive. Honestly to me not until you reach SGT or a little older in age should you look at a new sports car that has a big price, insurance rates will be outrageous even with USAA they look at age and rank. This is my two cents but I have been through it at leat 40-50 times in my career. __________________ Yeah Im a Chevy Guy. 11 Silverado, 12 Malibu, 14 Camaro 1LE

05-16-2014, 09:43 PM	#28
Sapphire Drives: 2013 2SS Hot Wheels Edition Join Date: May 2013 Location: Tennessee Posts: 2,782	Congrats to him! I hope he loves it. and you are a great guy for helping him out like this. __________________

05-16-2014, 11:57 AM	#16
TPAJETSKI Drives: Camaro Join Date: Apr 2012 Location: Florida Posts: 710	I probably missed it since I just breezed through your post, but are you co-signing for this? If so, HELL NO!!! I don't care how good a kid he is.

05-16-2014, 01:54 PM	#21
Dale_K Drives: 2014 1LS Join Date: May 2014 Location: Hot Springs, AR Posts: 76	I just bought a 1LS. FYI, the dealer here in Hot Springs, AR has them at just less than $20k. It seemed like such a good value I couldn't pass it up. I paid basically $20,400 because I wanted the bright yellow color, which is a $395 option.

05-16-2014, 02:52 PM	#24
homewrecker Drives: '04 Z06, '14BMW M235i, '15 SS/1LE Join Date: Feb 2014 Location: San Diego/Los Angeles Posts: 845	Need more people like the OP Sent from my LG-LS995 using Tapatalk

05-16-2014, 04:34 PM	#25
TxBandit911 Call Me"Doc" Drives: 2014 2SS/RS 1LE BLACK Join Date: Apr 2009 Location: Ft Riley, Kansas Posts: 890	Ok, he got the car. '14 LS. $20k OTD, he got it at a just over 5% interest, with a payment close to $300. His insurance isn't insane, I tried to cover all the bases with him. He's been in about 1 1/2 years now and just came home from deployment. I think he did pretty good.

05-16-2014, 04:56 PM	#26
ex11b90 Drives: 1LT 2011 Camaro M6 Join Date: Sep 2013 Location: Union City, MI Posts: 140	Good job, he's going to love the car, 325 hp nothing to sneeze at, hell my LLT's 312 is nothing to sneeze at. He can get used to driving a car with some hp and in a few years if he wants, move up to the V8, he'll have some maturity, experience by then...hell, I don't think I was ready for 325hp at 19, lol...

05-16-2014, 06:18 PM	#27
TxBandit911 Call Me"Doc" Drives: 2014 2SS/RS 1LE BLACK Join Date: Apr 2009 Location: Ft Riley, Kansas Posts: 890	Here is a pic I snapped Right before he took it home.... He is just as proud of it as I am my 1LE. I told him not to take any shit for having a V6 Camaro, it makes more power than my Wife's '95 Z28 did when new I wish my wife would let me pick one of these up for her and put the Z28 in the garage and use it for track days only. But oh no, she is too picky and too good to have a V6.....