hit from behind.. Pics inside

[RuffEL]

man that sux....now your cars got a purple heart too

at least its minor damage tho

[firstmate]

In Houston, you are not even supposed to call the police to an accident where no one is hurt and the cars are both driveable. Each person involved is still supposed to fill out a blue form (I think they call it) accident report within 24 hours, maybe longer than that. I may be wrong on the specifics, but it was done that way to reduce the police being called on every little fender bender on the roads.

However, this may not be the case if one of the persons involved is not driving legally...

I am really sorry this happened to you, hopefully she learned something from this and won't be so stupid next time she wants to drive...

[TAG UR IT]

Originally Posted by caverman

Oh...come on Tag.....give us some info here on how to legally handle these kind of situations in case they happen to us.

I agree with the poster about the fact that they had no insurance or drivers license. You should've called the police and not only got a police report but also got her a couple tickets to let her know she can't be driving w/o a license or insurance. She just got away with it again when she should've been slapped on the hand.

I know it's easier said than done after the fact and this stuff happens spur of the moment and we don't think it all the way through until after we get home and things settle down. I'm not pointing fingers but hopefully the rest of us will remember and learn from these things.

Hopefully the dad will be honest and help you out. I'm not a officer or lawyer but I don't think legally you have any real recourse when it comes down to it. It will just be your word against hers if there is no police report. What sucks is you may end up having to pay out of pocket....otherwise if you claim it you'll probably have to use your un-insured motorist which may ultimately raise your rates.

I didn't want what I told him on the boards...hehehe...because it might not be the nicest info, but it should take care of his situation.

And....she can still be cited (part of my PM to him)...he just needs to file the complaint in court...should he need.

Originally Posted by firstmate

In Houston, you are not even supposed to call the police to an accident where no one is hurt and the cars are both driveable. Each person involved is still supposed to fill out a blue form (I think they call it) accident report within 24 hours, maybe longer than that. I may be wrong on the specifics, but it was done that way to reduce the police being called on every little fender bender on the roads.

However, this may not be the case if one of the persons involved is not driving legally...

I am really sorry this happened to you, hopefully she learned something from this and won't be so stupid next time she wants to drive...

Blue Forms...

Across the state of Texas, law enforcement is taking the same route to these "crashes" that do not consist of injury, towing a vehicle, citations, some sort of situation that needs to be investigated (DWI, racing, other circumstance which would make a reasonable and prudent person believe police NEED to write a report).

If one person rear ends another person because girl was texting on phone and not paying attention due to the car in front of her stopping, we call that a blue form. If dude thinks he can make the light and runs it hitting the other person w/ the green light, it's still a blue form. If we have to tow a vehicle, we have to write a report. If one person is injured and is going to the hospital, we have to write a report. If a girl rear ends someone on 1604 and does not have a license or insurance, we write the report, write her a citation for no insurance and TOW her vehicle, write her a ticket for no operators license and TAKE HER TO JAIL.....plus any other violations that are applicable to the situation.

Blue forms are for when you hit someone and there's a scratch in the paint....minor damage. We don't write those any more...regardless if someone wants us to or not...regardless if one person admits fault. You still call the police. We just come out, make sure everyone gets info exchanged, and we supply both parties with blue forms and the exchanged info.

Happy to answer any other questions about this.

Oh, and you have to call to get the blue form on the spot. BOTH parties need to get one....not just one guy 3 days after the accident.

Once you get the blue form, you have 10 days to mail it off. It's fill in the blank...super easy.

[caverman]

Thanks for the info Tag....

So it sounds like in a situation where the driver is not licensed or insured the police should have probalby been called out. Not only so that each party would have received a Blue Form but so that the other driver would have been ticketed for no insurance, car towed, and possibly gone to jail for no license.

Sounds like that would have got the point across to her not to drive without a license or insurance. I know that's easy for me to make the call when I wasn't there and you hate to an ass on the scene but then again it doesn't sound like she has any real consequence for driving without them. Nor did the dad get a smack on the hand for probably letting his daughter drive that way.


So here is a question....so the OP goes back and requests a Blue Form; what stops the girl or her dad from denying they had any kind of involvement. Why couldn't they say "I have no idea what you're talking about"? At that point isn't it just the OP's word against the girls and it would be up to the OP to prove it was her and not her boyfriend or someone else driving?

[1CAMSS]

I would make a police report concerning
any accident even if no one was hurt because
people always admit guilt when they caused
the accident then later change their story. Having
a police report is proof of what happened.

[CamaroSkooter]

Originally Posted by 1CAMSS

I would make a police report concerning
any accident even if no one was hurt because
people always admit guilt when they caused
the accident then later change their story. Having
a police report is proof of what happened.

That's what TAG is pointing out. Only when the situation calls for it does the police officer write any report. Most of the time both parties are given a blue form and told to fill it out themselves.

So, basically, unless someone is injured or laws are broken, the police will just show up and give you a blue form and the insurance companies handle it.

That's my interpretation.

My question would be, can we get a stack of blue forms and leave them in the glove box or is it just a one-at-a-time deal? I don't consider myself prone to accidents, but I have been in them, and it would be nice to be prepared...

[caverman]

And what stops the person at fault from not filling out the Blue Form? Then your insurance contacts them they say "I have no idea what you're talking about"?

Just asking???? Isn't it your word against theirs at that point? And it would be up to you to prove it was them that caused the accident or that they were actually involved in the accident at all?

[kjd15]

Sorry to hear that. I hope the dad is honest and comes through. Did he try to talk you out of calling the police because his daughter didn't have a license?

[TAG UR IT]

Originally Posted by caverman

Thanks for the info Tag....

So it sounds like in a situation where the driver is not licensed or insured the police should have probalby been called out. Not only so that each party would have received a Blue Form but so that the other driver would have been ticketed for no insurance, car towed, and possibly gone to jail for no license.

Sounds like that would have got the point across to her not to drive without a license or insurance. I know that's easy for me to make the call when I wasn't there and you hate to an ass on the scene but then again it doesn't sound like she has any real consequence for driving without them. Nor did the dad get a smack on the hand for probably letting his daughter drive that way.


So here is a question....so the OP goes back and requests a Blue Form; what stops the girl or her dad from denying they had any kind of involvement. Why couldn't they say "I have no idea what you're talking about"? At that point isn't it just the OP's word against the girls and it would be up to the OP to prove it was her and not her boyfriend or someone else driving?

That is why I mention the voice recorder (did I mention that in the thread or PM???). By getting the dad on voice recorder over the phone, you say, Is this John? Hey John, it's Jane. I just wanted to discuss how we handle the accident where you daughter, Mary, and I were involved in that wreck out on 1604 on the 15th. You don't have to toss it all in there at once on the recording, but you just toss in a bit here or there. Getting John Doe's name on recording along w/ the number you call, date, time, etc is a HUGE help. Let's see him try to back down now after EVERYONE's name is out there and his voice has been recorded. Talk about damning evidence. ANY insurance company hearing that would have to listen and take SOME sort of action.

Originally Posted by CamaroSkooter

That's what TAG is pointing out. Only when the situation calls for it does the police officer write any report. Most of the time both parties are given a blue form and told to fill it out themselves.

So, basically, unless someone is injured or laws are broken, the police will just show up and give you a blue form and the insurance companies handle it.

That's my interpretation.

My question would be, can we get a stack of blue forms and leave them in the glove box or is it just a one-at-a-time deal? I don't consider myself prone to accidents, but I have been in them, and it would be nice to be prepared...

I don't see why you wouldn't want one. However, MOST insurance companies want to know that you actually reported the accident to police. What we do is "ncode" the call with both of your names. THAT way, the OFFICER has issued a "code" to the call sayign who was driving. If the insurance company wants to know if John and Jane were in an accident, all the insurance company needs to do is run the generalized case number and get the names of the people involved.

Originally Posted by caverman

And what stops the person at fault from not filling out the Blue Form? Then your insurance contacts them they say "I have no idea what you're talking about"?

Just asking???? Isn't it your word against theirs at that point? And it would be up to you to prove it was them that caused the accident or that they were actually involved in the accident at all?

They don't have to fill it out. But, by not filling it out, you don't get your say. Check out what I put down up above about how we "ncode" teh call with the names. If you don't fill it out, your insurance company will know that you were involved and failed to report the accident. The insurance company can get YOUR name from the case number.

They might say they have no idea what you are talking about. But, the insurance company says, "Mr. John, we have info from PD that you were involved. We have your name. We have all pertinent info on the other driver, WHO, by the way, has all of YOUR information. We'd like to check out your car and get your side of the story." Now, let's say you say "no." What will your insurance company do? I have no clue. But, what if you fail to answer questions to the company that holds your policy? What if they drop you? What if ....hell, I could what if it all day. What if they just go ahead and pay this other person since you failed to comply with the insurance companies requests? Ahhhh.....

[CamaroSkooter]

Oh, okay. That clears it up. So the officer that responds won't fill out a police report, but there is still a record of him showing up and getting everyone's information.

The blue form is filled out by the individuals, but the officer still fills something out, it's just not a full blown accident report?

Am I getting that right?

So, where can I get a stack of blue forms?

[2010 SSRS]

Definitely get a new bumper, this is a brand new car.

[Crowley]

Sorry to hear this .. best of luck !!

Crowley

[TAG UR IT]

Originally Posted by CamaroSkooter

Oh, okay. That clears it up. So the officer that responds won't fill out a police report, but there is still a record of him showing up and getting everyone's information.

The blue form is filled out by the individuals, but the officer still fills something out, it's just not a full blown accident report?

Am I getting that right?

So, where can I get a stack of blue forms?

When I respond to accidents like that, I fill out two "orange forms" that has all the pertinent info from the other driver. I exchange them for each driver. Now, each driver has the other drivers info.

Then, I take the blue forms and fill out the basic stuff (location, time, date, etc) ONLY to help them out. Technically, they are responsible for the entire paper themselves. But, after doing that AND filling out the other drivers info FOR them, their paper is pretty much half done. And, since I do this so often, I'm pretty proficient at finding and filling in the info....saves both drivers a good amount of time. I do, however, let them fill in their own info and what they say happened int the accident.

It won't be a full blown accident report. We just save a copy of the key card that has their names on it in case the insurance needs to check.

Basically, you got it all correct.

Blue forms can be picked up at your local sub. I can give you a couple if you need next time I see you. remember, though....we will have NO record of the accident ever being reported if you don't call police.

[CamaroSkooter]

Gotcha. This is handy information for all Texas drivers

Some people just don't know.