How many of you have paid your car off? - Page 3 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

dmax86 · 08-23-2010, 08:40 AM

yea i had the oppurtunity to pay the car in full or finance and keep the cash for mods... so guess what i did!

Angrybird 12 · 08-23-2010, 08:43 AM

Quote:

Originally Posted by PSSIRAB

+1 to the paid in full when picked up crowd.

Same here, actrually paid for it in full before it arrived.. it was just a few hours before but it made it very simple at pick up time...

phenixdragon · 08-23-2010, 08:44 AM

Quote:

Originally Posted by phenixdragon

I technically paid mine off on Friday after 4 months but it actually was a refi from something like 6.49% interest down to 3.99%. Being that I plan on buying my first house within 6 months I plan on saving more for a down on the house then paying the car off early. But I plan on paying it off within 2 years. My current car payment is double what my old car payment use to be on my 05 Acura TL.

Actually when I was at the bank signing the papers for a refi the chick was asking me about GAP insurance. I said no because I'm not upside down and will pay it off in 2 years. Which she said she was wondering why on my credit report it showed I owed so much more then what the payoff amount was. I think it shows I owe over $10,000 more then what the payoff amount is.

Angrybird 12 · 08-23-2010, 08:54 AM

Quote:

Originally Posted by phenixdragon

Actually when I was at the bank signing the papers for a refi the chick was asking me about GAP insurance. I said no because I'm not upside down and will pay it off in 2 years. Which she said she was wondering why on my credit report it showed I owed so much more then what the payoff amount was. I think it shows I owe over $10,000 more then what the payoff amount is.

Your credit report is always behind, it depends on how often your creditiors report transactions to the credit reporting companies.. It may take as long a 3 months for it to catch up... if she worked for a bank she should have known that... Maybe I will be the first to say this.. YOUR BANKER IS AN IDIOT..

gm2376 · 08-23-2010, 08:59 AM

Paid for mine when I picked it up....didn't hurt that they gave me 24k in trade for my 07 TBSS!

2SSRS@Gen5diy · 08-23-2010, 09:00 AM

Quote:

Originally Posted by 2010 SSRS

paid mine off the day I picked it up

Quote:

Originally Posted by bkscott

+1

Quote:

Originally Posted by lexlueger

+2

Quote:

Originally Posted by MrE

Paid mine off the day I picked her up. Tis a great feeling, not having a monthly car payment.

Quote:

Originally Posted by Coldpants

Sure is.

Quote:

Originally Posted by Skyman 08

Same here, actrually paid for it in full before it arrived.. it was just a few hours before but it made it very simple at pick up time...

Love the no monthly car payment that way i am saving up for the Z28.

formare · 08-23-2010, 09:00 AM

At 3.02 apr I actually make money by not paying it of quickly and using my cash for other things..

nards444 · 08-23-2010, 09:27 AM

same i got 3.99 and was better off borrowing. car is half paid off and will be finished in two years

raqball · 08-23-2010, 09:45 AM

Mine is paid off!!!!

Well, the lugnuts are probably paid off since I have only made one payment so far...

presholt33 · 08-23-2010, 09:49 AM

paid it off the day i picked it up

Sword5 · 08-23-2010, 09:58 AM

Same here, paid off the day I drove it off the lot.

rtcat600man · 08-23-2010, 10:08 AM

2 payments down 70 more to go. Couldn't pass up the finance rate, and still need to feed my kids.

zq8colorado04 · 08-23-2010, 10:12 AM

After taxes and everything my car was ~$38,000...I put $18,000 down and financed $20,000.

After having the car for about 2 months I got hired at my job (had previously been an intern elsewhere) and paid another $2500....plus I've been making the payments for 14 months so I owe ~$12,000 on it right now.

My interest rate is pretty good at 3.75% for 60 months.

aberafik · 08-23-2010, 10:19 AM

I pur 13,000 down payment so thats half pay off, lol

08-23-2010, 08:40 AM	#29
dmax86 Drives: 2016 Z06 C7R Join Date: Apr 2010 Location: HOUSTON, TEXAS Posts: 1,019 View My Garage	yea i had the oppurtunity to pay the car in full or finance and keep the cash for mods... so guess what i did! __________________ 2013 ZL1 BONE STOCK! LOL

08-23-2010, 09:00 AM	#35
formare The Milano Drives: 2017 Firefly ShipWorks Join Date: Jun 2010 Location: Chicagoland (Crown Point, IN) Posts: 1,877 View My Garage	At 3.02 apr I actually make money by not paying it of quickly and using my cash for other things.. __________________ My first Love. She was called "Miss Carriage" (still cry when I think about her) 383, Muncie 4 speed, custom linkage mated to hurst short throw shifter.

08-23-2010, 09:27 AM	#36
nards444 Drives: 1SS/RS Black Join Date: May 2009 Location: New york Posts: 2,123 View My Garage	same i got 3.99 and was better off borrowing. car is half paid off and will be finished in two years __________________ 2010 1SS/RS Black, CGM stripes, polished Rims, Tinted windows, Hurst shifter

08-23-2010, 09:58 AM	#39
Sword5 Drives: 2010 2SS Join Date: Jun 2009 Location: Lexington, Ky Posts: 1,164 View My Garage	Same here, paid off the day I drove it off the lot. __________________ Ordered 6/19/09 Black on Black 2 SS Delivery 10/14/09! Added CAI, Heritage Grill, DRL Plug and Play Harness

08-23-2010, 10:08 AM	#40
rtcat600man having FUN now 13.66@101 Drives: 2010 2LT IOM Join Date: Nov 2009 Location: Clarkston, Michigan Posts: 9,230 View My Garage	2 payments down 70 more to go. Couldn't pass up the finance rate, and still need to feed my kids. __________________ MY BUILD

08-23-2010, 08:59 AM	#33
gm2376 Drives: 2010 Black 2ss Camaro SS Join Date: May 2010 Location: Rochester Hills, MI Posts: 1,063	Paid for mine when I picked it up....didn't hurt that they gave me 24k in trade for my 07 TBSS!

08-23-2010, 09:45 AM	#37
raqball Drives: 2010 Camaro Join Date: Jul 2010 Location: California Posts: 636	Mine is paid off!!!! Well, the lugnuts are probably paid off since I have only made one payment so far...

08-23-2010, 09:49 AM	#38
presholt33 Account Suspended Drives: too numerous Join Date: Mar 2009 Location: WY Posts: 376 View My Garage	paid it off the day i picked it up

08-23-2010, 10:12 AM	#41
zq8colorado04 Drives: 2010 Chevrolet Camaro 2SS/RS Join Date: Oct 2008 Location: Panama City Beach, Florida Posts: 271	After taxes and everything my car was ~$38,000...I put $18,000 down and financed $20,000. After having the car for about 2 months I got hired at my job (had previously been an intern elsewhere) and paid another $2500....plus I've been making the payments for 14 months so I owe ~$12,000 on it right now. My interest rate is pretty good at 3.75% for 60 months. __________________ 1100: 10/13/08 3000: 03/26/09 3300: 05/08/09 3400: 05/12/09 3800: 05/25/09 4200: 05/28/09 5000: 06/09/09 6000: 06/09/09 VIN# A9111943 2SS/RS Black on Black with LS3 and a 6-speed Manual 15% Window Tint CAI StainlessWorks Catback Exhaust BMR 1.4" lowering springs

08-23-2010, 10:19 AM	#42
aberafik MURDER SS Drives: Black 2010 Camaro SS Murderd Out Join Date: May 2010 Location: Pittsburg,Ca Posts: 154 View My Garage	I pur 13,000 down payment so thats half pay off, lol __________________

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