My Public Service Announcement - Credit Score!

[Inspector 17]

Originally Posted by Rogue Leader

Not true, you are eligible once per agency per 12 month period (so if you do it August 10th you are not eligible again until August 10th of next year). But you can do it any month you want.

You are correct however that some have info or errors others do not, which is why its good to check up on all 3 at the same time.

Maybe this will be more helpful to some people. This is directly from the annualcreditreport.com FAQ section:

"You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies through the Central Source. It is entirely your choice whether you order all three credit reports at the same time or order one now and others later. The advantage of ordering all three at the same time is that you can compare them. (However, you will not be eligible for another free credit report from the Central Source for 12 months.) On the other hand, the advantage of ordering one now and others later (for example, one credit report every four months) is that you can keep track of any changes or new information that may appear on your credit report. Remember, you are entitled to receive one free credit report through the Central Source every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – so if you order from only one company today you can still order from the other two companies at a later date."