anybody out there ask about rim and tire insurance

[camarossrs2150]

Originally Posted by Sierra

I would say if you damamge your rims by hitting the curb, your auto insurance would cover and also When I got new tires the place charged me $20 buck for road hazard for all 4.

500 deductable sure they will cover it

[Vash]

Get some locks, remote page 2 way alarm and a nice Sig Sauer or Kahr.

Save 500 bucks and send the bad guy away in an ambulance.

[nards444]

Originally Posted by greenrail

My daughter had to replace a Continental Tire on her Jetta. Sidewall bulge. Argued with them about it. Said it was from an impact.. ( Well yeah!!!!) Woudln't cover replacement. Was awful frusutrating.

Like we can dance around willy nilly around these freakin potholes. Sheesh!

Guess I wouldn't count on the tire being covered for everything.

thats what you get with a foreign job. But most insurances arent going to cover your curbing it which is going to take an awful big blow to do some damage. But under normal defects they ARE covered under the warranty, and the tires should be covered under blow out protection, now flats and stuff different story, maybe dealer would offer road hazard for like 80 bucks but 500 bucks no way

[redjewel]

Originally Posted by nards444

thats what you get with a foreign job. But most insurances arent going to cover your curbing it which is going to take an awful big blow to do some damage. But under normal defects they ARE covered under the warranty, and the tires should be covered under blow out protection, now flats and stuff different story, maybe dealer would offer road hazard for like 80 bucks but 500 bucks no way

Most things people deem a blowout is not covered by the manufacuture of the tire. Manufacuturers only cover defects in the tire. I am not in any way saying all blowouts are not defects just that the vast majority are from some sort of road hazard.

The biggest problem most have with blowouts is driving on a tire with low air pressure or not knowing they have a low tire. How many times have you been driving next to someone and they have a very low tire and know nothing about it? Then the tire blows out and they think it was a defect. I think Tire Pressure Monitoring can do two things. First, smart people will pay attention to it and replace with spare or in our case keep close to recommended pressure in the tire until we can get to our tire store. Second that group that keeps looking at it at 25 psi then 15 psi and think they are not doing any harm just keep driving down the interstate to get to tire store. Oops too late.

The second thing especially with low profile tires is the whole impact thing. Impacting a pothole, curb, debris in the road can cause that dreaded sidewall bulge. Again not defect in tire just another stupid road hazard.

Some insurance is good others aren't. If you are going to purchase something I just say that you should know what is not covered before you purchase it.

[nards444]

with any insurance theres a loop hole. Its smart to have enough insurance but having to much is not and this is one of those things. In one way or another you are covered or double covered, this is just triple covering it. And GM' warranty states Blow out due to manufacture defect. Now chances are if you get one the dealer is going to take it right now because thats how dealers are staying alive with warranty work.

[pruettfan]

Once you read the fine print you will see that the actual occurances it will cover are very limited. The dealer makes major profit on these deals because they are pretty much bogus. You'll notice they never offer to let you read the limitations before they try and sell it to you. Heck most of the time they cannot even show you the terms and conditions when you ask them to show them to you.

[phiz118]

I had one of these "deals" on my current vehicle, then it happened, a huge blow out on the road. I was thinking, great, I get a free set of tires. I went into the dealer, and they said, OHHH but the tread on the tire was under a certain number (they weren't low) so we can't replace them AT ALL...

[AMERICANMADE]

Sure, I spent more for the 21" package than I should have, but at least my brakes, suspension, and wheel assemblies will stay under warranty with a factory wheel. Anyone changing to an after market rim just as well plan on spending the additional bucks to pay for any replacement parts and labor the dealer wants to bill them for when they want to tighten up the front end in 25,000 miles. You just as well throw the original warranty out the window when you leave the dealer's lot. Take that from hard experience. Don't go after market until your factory coverage runs out, or a $600 tire will be the least of your woes.

[theholycow]

You've had a dealer blame front-end problems on aftermarket wheels?

[AMERICANMADE]

Absolutely, SW Missouri. Had issues with break rotors from the start on a new late model Firebird. Should have been smart enough from the git go to press the dealer harder when the issue came up early on, but had changed wheels almost before I got home with it new. Obviously wasn't due to after market wheels, but I still ended up replacing both front end brake assemblies on my own dime to correct the problem. Same thing happened to a buddy with a new Cougar (different dealer). Cost him break assemblies and tie rod ends.
My advice, if you change wheels, keep the factory rims mount ready so you can driveway swap them before you go for your 3k complimentary oil change. Don't ever let your dealer know you have been running non-factory components - if your radio goes out it they will tell you your rims caused it!

[theholycow]

Sometimes I think it would be difficult to invoke the Magnuson-Moss Warranty Act. However, when they claim that wheels (of the correct size and offset) caused some problem on the car, it should be quite easy to point out your rights to them and remind them that any court will back you up -- as well as the bad publicity they face. Though, before actually going to that effort, it could easily be escalated to a GM regional rep who would almost certainly tell them to stop being jerks and cover it.

OTOH, if it's brake rotors they're not going to cover it no matter what; they'll call it a wear item and deny any coverage no matter how obvious the manufacturing defect, unless they're feeling charitable.