what to expect? - Page 3 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

stovt001 · 12-06-2007, 02:27 PM

Yup, I'll probably wait until I'm about 25 too to buy the car, and give me time to build up some credit.

Emher · 12-06-2007, 06:00 PM

Well I don't even have a credit card. I have a debit card, so I don't use more money then I actually have. Then again I'm pretty good at keeping tabs on my money so I think I'll be okay as long as I can actually save up the money

And I've never had any trouble with financing.

EllwynX · 12-07-2007, 12:00 AM

Quote:

Originally Posted by stovt001

Yup, I'll probably wait until I'm about 25 too to buy the car, and give me time to build up some credit.

At 25 insurance premiums generally fall drastically as well.

Funny someone mentioned checking your credit score. I did that just the other day. About 700 at the moment actually.

*DGthe3* · 12-07-2007, 12:07 AM

I too will be buying one at 25

*TAG UR IT* · 12-07-2007, 01:12 AM

Quote:

Originally Posted by Mike88

I have 3 credit cards that I use commonly and make full payments on almost every month. My biggest problem in terms of financing will be the fact that I'm currently a student so my credit cards are capped at $2000 each. I have other credit tho with a credit line for school. Anyway I'm 23 now...and plan to be done school this Spring and work for at least a year with a decent job. I'll wait till I'm 25 to buy the car for lower insurance purposes.

thanks for the great advice btw

If you want higher credit, just call and ask the bank. If you've been good w/ you CC's, then there should be no problem raising the limit. I had a 2,000 cap on mine and one day I called. It was raised quite a bit w/out a problem.

*Mindz* · 12-07-2007, 01:23 AM

I've had a 8500 cap on my CC and have had it for about 8 years. I plan on asking for a raie on my credit to 15k here in the next two years. That's all I expect to have to pay after my down payment.

Mike88 · 12-08-2007, 03:29 AM

Quote:

Originally Posted by TAG UR IT

If you want higher credit, just call and ask the bank. If you've been good w/ you CC's, then there should be no problem raising the limit. I had a 2,000 cap on mine and one day I called. It was raised quite a bit w/out a problem.

nope...I've asked. Its a student thing. They say without a co-signer they won't raise the limit on the card. Either way...it won't be a problem as I'm done with Grad School this spring!

Scotsman · 12-08-2007, 03:31 PM

Quote:

Originally Posted by Mike88

I'm done with Grad School this spring!

Congrats!!! Still debating whether i want to go or not.

Mike88 · 12-08-2007, 06:41 PM

Quote:

Originally Posted by DerScotsman

Congrats!!! Still debating whether i want to go or not.

Its definitely worth it. I don't want to be one of the talking head professors so I'm finishing up my masters, gonna work for a while, and then consider a Phd in a few years. I love grad school, but being around so many really smart and articulate people all the time gives you a little bit of an inferiority complex.

12-07-2007, 12:07 AM	#32
DGthe3 Moderator.ca Drives: 05 Grand Am GT Join Date: Jul 2007 Location: Niagara, Canada Posts: 25,366	I too will be buying one at 25 __________________ Note, if I've gotten any facts wrong in the above, just ignore any points I made with them __________________ Originally Posted by FbodFather My sister's dentist's brother's cousin's housekeeper's dog-breeder's nephew sells coffee filters to the company that provides coffee to General Motors...... ........and HE WOULD KNOW!!!! __________________ Camaro Fest sub-forum

12-07-2007, 01:23 AM	#34
Mindz E.B.A.H. Drives: you wild... Join Date: Mar 2007 Location: In the happy padded room wearing a jacket that makes me hug myself... Posts: 18,420	I've had a 8500 cap on my CC and have had it for about 8 years. I plan on asking for a raie on my credit to 15k here in the next two years. That's all I expect to have to pay after my down payment. __________________ Blue Rush, 2010 SS [Car of the Week 3/22/2010] Traded in on...ZLZBUBB, 2013 ZL1

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12-06-2007, 02:27 PM	#29
stovt001 Drives: 2006 Cobalt, 2004 Taurus wagon Join Date: Oct 2007 Location: California Posts: 3,810	Yup, I'll probably wait until I'm about 25 too to buy the car, and give me time to build up some credit.

12-06-2007, 06:00 PM	#30
Emher Pillaging Viking Drives: Saab 9-5 '99 (Hey it's a GM!) Join Date: Oct 2007 Location: Sweden Posts: 1,189	Well I don't even have a credit card. I have a debit card, so I don't use more money then I actually have. Then again I'm pretty good at keeping tabs on my money so I think I'll be okay as long as I can actually save up the money And I've never had any trouble with financing.