Chevy salesman says that Chevy will never offer 0% again, true?

[Tyler H]

As we speak! Employee pricing and zero percent here in Canada!

[attymf]

2013 Camaros are 0%

[citabria7]

Originally Posted by motorhead

If someone tells you never about anything, they have no idea what they're talking about. Never is a very long time that no one will ever be able to prove

Two words you can never believe...Always and never. Oh, add: You can keep your healthcare plan to that.

[citabria7]

Originally Posted by attymf

2013 Camaros are 0%

They have to be. They are nearly 2 years old already. Figure the depreciation as you drive one out the showroom door.

[Emig5m]

Well I got 2.9% on a 2014. Maybe I'll look for 2013's in the trim I want...

[Angrybird 12]

Originally Posted by Emig5m

Well I got 2.9% on a 2014. Maybe I'll look for 2013's in the trim I want...

The only 2013 Camaros I have seen lately on lots around here are ZL1s or Hot Wheel editions.

[Emig5m]

Originally Posted by Angrybird 12

The only 2013 Camaros I have seen lately on lots around here are ZL1s or Hot Wheel editions.

Leftovers in my area of any years always seem to be loaded out 2SS's in the 40,000+ MSRP range and never 1SS's. But then again, the dealers in my area seem to stock five 2SS's to every one 1SS so it makes sense that the pricier car out numbering the lesser priced car in the volume of five to one it makes sense it's always the 2SS's that are left over. Hell I stopped this morning before work at the dealer I bought my current car from to look a their one and only 1SS and it was sold by the time I was driving home around 3pm... Oh yea, there is one left over 1SS, but it's MSRP is $37,670!? Yea, ok, I'll take a 2014 for $2000+ cheaper, thanks...

[MBS]

As James Bond once said "Never say never"

[EMB135Driver]

I don't trust anyone who deals in absolutes......using the word "never" or "always" with me sets off warning bells.

[JR 1]

Wow, your salesman can see the future! Maybe he should use his talent in a more productive way.

[007s 'Vert]

Originally Posted by LStick

With rates as low as they are for qualified buyers, who cares about 0% anyhow?

A gimmick.

You had to have decent credit when 0% was offered, and usually it was in lieu of rebates. Many folks who signed for 0%/72 mos ended up damn near sticker price anyhow.

GM got their money out of them.

Hmmmmm, no gimmick here, I have crappy credit and when 0% was offered to me I told them I wouldn't qualify, they told me it was through GM and so everyone qualifies.
I didnt have to give up any rebates either, still got $2500 in rebates.
I didn't pay full sticker either, three grand was knocked off sticker price.
I drove a hard bargain with GM, because I wasn't desparate for the car, and it took a whole two months of negotiating and patience.....ya if you go in and look desparate then GM has you by the short hairs....

Originally Posted by Angrybird 12

If you don't have good credit you won't qualify for the 0% anyway, that's why they put "For qualified buyers" on the end.

See what I just wrote above......when they have the 0% incentive everyone qualifies, just do your research and make sure they dont screw you some other way, I did not agree to the deal untill I was totally satisfied

Originally Posted by MBS

As James Bond once said "Never say never"

I might have said that a time or two....

[davidcroft]

0% is stupid. You should instead take the cash back and the low financing if your credit is good. I see so many people waaaay to upside down on 0% for 72 month suburbans that have 100K miles and they wanna trade it in.

Now if you keep the car forever....then 0% might be a good option for you, but they're using the rebate $$ to buy the rate down to zero.... no banks actually loan money "for free"

[hammdo]

If I'm not mistaken, GM uses GM Financial to do their loans (GM got into that business a while ago and has become a huge part of their business model). You can find out from the website if you need more details. -- I DON'T believe someone who says 'never' or 'always' either -- too much 'gray' area.

http://www.gmfinancial.com/

[007s 'Vert]

Originally Posted by davidcroft

0% is stupid. You should instead take the cash back and the low financing if your credit is good. I see so many people waaaay to upside down on 0% for 72 month suburbans that have 100K miles and they wanna trade it in.

Now if you keep the car forever....then 0% might be a good option for you, but they're using the rebate $$ to buy the rate down to zero.... no banks actually loan money "for free"

Either way whether I got the 0% financing or regular interest financing(and I was looking at 6%, and payments would have been at least $100 more) I still would have ended up with 72 months payments.
Not ALL deals are the same, in my case 0% was way better than 6%, AND it made it affordable so I could do the deal.
So who cares if they kept any rebates? Say for example they were gonna give me a $3000 rebate on a 27000 dollar car and it brought it down to 24000 dollars, but they charge me 6% interest? That would end up costing me around $32000 in the long run, but instead I take the car at full price of $27000 at 0%? In the long run I pay $27000, hmmmm thats $5000 difference!!!! Dont need to be a rocket scientist to figure out which one to go for.....