Any 17 year olds 5th gen Camaro owners? - Page 3 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

AlmondRocca · 02-26-2010, 08:47 PM

i talked to my insurance lady, and she quoted me at 117 a month for the LT. i just turned 20 and that's on my own policy.

Joemaro · 02-26-2010, 09:07 PM

Quote:

Originally Posted by B-Dub 52

I'm 18 and have a 2SS/RS and I don't pay a penny

but I made a deal with my dad that if I did good in sports, he would buy me one... my dad cried when I told him I got all-state in football lol

So if you tear your ACL is your dad going to sell it?

blackknight · 02-26-2010, 09:52 PM

Im 22, ill be graduating college in a few months. and my dad will be co-signing with me on a new camaro. he has a golden credit score, so i can get a good financing rate. I will be making the payments for it though.

And also i will be keeping my insurance on my dads plan, but will pay him for it.

Currently my insurance is around $400 every 6 months. i think...i dont wanna know what it will be when i get the camaro.

Mayhem Matt · 02-26-2010, 10:01 PM

23yrs Old - SS/RS LS3 M6 Vortech Supercharged, Pushing 650hp, Pay My own Insurence and car payment, $209 a month from AAA with my Camaro and 94 Silverado
I'm an Elevator Mechanic in SoCal and started when I was 19.

DON'T EVER SAY.... Hard work doesn't pay off! Because it DOES!!
Didn't grow up with a Dad and never had any help from family. Had to work and do this all on my own!

Maa107 · 02-26-2010, 10:01 PM

yea i told my parents if i could be my maro could b added to the policy when i get it but there like " no what if u get in an accident?" so im SOL and have to get my own insurance although i did ask them if they could just ask our agent for a quote and they agreed which will be 970 i think every six months...but i have no idea on my own. currently i pay 45 a month for my hhr

blackknight · 02-26-2010, 10:02 PM

970 sounds like every 6 months....

MasterZ · 02-26-2010, 10:28 PM

Quote:

Originally Posted by Bumblebee Matt

23yrs Old - SS/RS LS3 M6 Vortech Supercharged, Pushing 650hp, Pay My own Insurence and car payment, $209 a month from AAA with my Camaro and 94 Silverado
I'm an Elevator Mechanic in SoCal and started when I was 19.

DON'T EVER SAY.... Hard work doesn't pay off! Because it DOES!!
Didn't grow up with a Dad and never had any help from family. Had to work and do this all on my own!

you in the military?

d4rk1nz · 02-27-2010, 12:03 AM

Quote:

Originally Posted by tmac1granger33

i dont see how all you 17-19 year olda are paying a thousand and under.. even on your parents insurance!! i got quoted on my parents... 1800 ever 6 months!!!

but i want my maro so itll be worth it..

on a 2lt rs

are you guys being listed as the main driver of the car??? or lying and only being listed as a driver?

Have you weighed out all your options? I went and checked at mutilple companies and Progressive was my best one. StateFarm wanted 200+/mo. AllState same. Progressive, same policy as the others and got $105/mo.

1LT/RS with sunroof, CnC, Auto

SZOTSTA24 · 02-27-2010, 12:06 AM

I'm 16 and I'm praying and hoping that I get one. If I do, my dad will just shuffle around the insurance. My brother drives a mustang, my dad a bmw, and my mom drives a cadillac esv. So he will have me and my bro driving my parents cars and they will be insured as driving the mustang and the camaro (hopefully) so that the insurance is much cheaper. Good luck on getting one! If you do... post pics!

x7productions · 02-27-2010, 12:06 AM

I'm 20, with 1 pt, nationwide on a 1LT for me is like 188/month with a 1000 deductable :/.
This is in my name, not my parents. Oh well, not too bad.

B-Dub 52 · 02-27-2010, 01:20 AM

Quote:

Originally Posted by Joemaro

So if you tear your ACL is your dad going to sell it?

lol actually I tore my MCL (which isn't as bad) and fractured my ankle and still played on it. just a brace, some tape, and some codon and I was good to go! lol

DevilKnightFalcon · 02-27-2010, 01:25 AM

Ok first off the question is not as simple as "what do you pay per month". Keep in mind there are varying levels of coverage. I am 22, on my own insurance paying for my 2LT on my own with a $10,000 down payment and I pay about $219 a month through Allstate. Now with that said I have very very good coverage, including new car protection. Yes you can get a cheaper rate if you dumb down your coverage but lets be honest...you are 17 and driving a Camaro...you are going to want good coverage...i'm not saying...i'm just saying. I will tell you one thing, if you get an SS you better be prepared to for the insurance company to have their way with you.

My best possible suggestion is this. Find out who your parents have their insurance through. Some companies (Allstate used to be this way, not sure if they are anymore) have a policy where each driver is rated on a particular vehicle BUT you can drive any car on the policy. That saved my ass when I was 17 and had my Mustang because we put it on my parents insurance but had my dad rated on the Mustang while I was rated on the Scion XB so I ended up paying like $100 a month.

One last piece of advice...just do yourself a favor and stay away from places like Safe Auto. Don't sacrifice insurance to save money because it will seriously bite you in the ass if you ever get in an accident.

masterofpuppets · 02-27-2010, 01:30 AM

23 years old - $660 over 6 months on a 2LT. My family has one big plan, 4 cars on it, and I just write my dad a check every 6 months. Yeah, my insurance is not in my name - but whatever. I pay it, I pay the car payments, it's my car. Anyone who wants to say anything to me can stick it, I've worked my a$$ off for this car.

blackknight · 02-27-2010, 02:07 AM

Quote:

Originally Posted by masterofpuppets

23 years old - $660 over 6 months on a 2LT. My family has one big plan, 4 cars on it, and I just write my dad a check every 6 months. Yeah, my insurance is not in my name - but whatever. I pay it, I pay the car payments, it's my car. Anyone who wants to say anything to me can stick it, I've worked my a$$ off for this car.

, if you can save money by having your plan on your parents, why not!

02-26-2010, 10:01 PM	#32
Mayhem Matt Drives: 10' 2SS/RS M6 SUPERCHRGED BUMBLEBEE Join Date: Jun 2009 Location: Orange CA Posts: 607 View My Garage	23yrs Old - SS/RS LS3 M6 Vortech Supercharged, Pushing 650hp, Pay My own Insurence and car payment, $209 a month from AAA with my Camaro and 94 Silverado I'm an Elevator Mechanic in SoCal and started when I was 19. DON'T EVER SAY.... Hard work doesn't pay off! Because it DOES!! Didn't grow up with a Dad and never had any help from family. Had to work and do this all on my own! __________________ Ordered Bumblebee 10/15/2008Part of the Family 6/11/2009 #11423 My Bumblebee to Superbee build story...http://www.camaro5.com/forums/showthread.php?t=105163 Superbee's 536hp Dyno Run...http://www.youtube.com/watch?v=AE7wePluPAc

02-26-2010, 10:01 PM	#33
Maa107 Someone give me a Camaro! Drives: '09HHR Join Date: Jan 2010 Location: Chicago, IL Posts: 516	yea i told my parents if i could be my maro could b added to the policy when i get it but there like " no what if u get in an accident?" so im SOL and have to get my own insurance although i did ask them if they could just ask our agent for a quote and they agreed which will be 970 i think every six months...but i have no idea on my own. currently i pay 45 a month for my hhr __________________ Fifty years from now, when you’re looking back at your life, don’t you want to be able to say you had the guts to get in the car? Last edited by Maa107; 02-26-2010 at 11:37 PM. Reason: yea its every 6 months not each month lol

02-27-2010, 12:06 AM	#38
x7productions x7productions.com Drives: 2010 BMW E92 3-Series Coupe Join Date: Jan 2010 Location: Sacramento, CA Posts: 364 View My Garage	I'm 20, with 1 pt, nationwide on a 1LT for me is like 188/month with a 1000 deductable :/. This is in my name, not my parents. Oh well, not too bad. __________________ *Watch Camaro : Heritage - Featuring over ten Camaro5 Members' 2010/2011 Camaros!* http://www.camaro5.com/forums/showthread.php?t=158574 *Go like our Facebook Fan Page!* http://facebook.com/x7productions/

02-27-2010, 01:30 AM	#41
masterofpuppets Pulling your strings Drives: My girlfriend crazy with car talk Join Date: Jan 2010 Location: Austin, Texas Posts: 1,246	23 years old - $660 over 6 months on a 2LT. My family has one big plan, 4 cars on it, and I just write my dad a check every 6 months. Yeah, my insurance is not in my name - but whatever. I pay it, I pay the car payments, it's my car. Anyone who wants to say anything to me can stick it, I've worked my a$$ off for this car. __________________

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02-26-2010, 08:47 PM	#29
AlmondRocca Drives: 12 black Charger & 12 IBM Camaro ls Join Date: Feb 2010 Location: Greensboro NC Posts: 26 View My Garage	i talked to my insurance lady, and she quoted me at 117 a month for the LT. i just turned 20 and that's on my own policy.

02-26-2010, 09:52 PM	#31
blackknight Camaro Lover Drives: 2014 GMC Sierra 5.3L Join Date: Feb 2010 Location: Chicago 'Burbs Posts: 709	Im 22, ill be graduating college in a few months. and my dad will be co-signing with me on a new camaro. he has a golden credit score, so i can get a good financing rate. I will be making the payments for it though. And also i will be keeping my insurance on my dads plan, but will pay him for it. Currently my insurance is around $400 every 6 months. i think...i dont wanna know what it will be when i get the camaro.

02-26-2010, 10:02 PM	#34
blackknight Camaro Lover Drives: 2014 GMC Sierra 5.3L Join Date: Feb 2010 Location: Chicago 'Burbs Posts: 709	970 sounds like every 6 months....

02-27-2010, 12:06 AM	#37
SZOTSTA24 Drives: Inferno Orange 2010 Camaro 2SS/RS Join Date: Nov 2008 Location: From: Los Angeles Posts: 686	I'm 16 and I'm praying and hoping that I get one. If I do, my dad will just shuffle around the insurance. My brother drives a mustang, my dad a bmw, and my mom drives a cadillac esv. So he will have me and my bro driving my parents cars and they will be insured as driving the mustang and the camaro (hopefully) so that the insurance is much cheaper. Good luck on getting one! If you do... post pics!

02-27-2010, 01:25 AM	#40
DevilKnightFalcon Drives: 2010 Camaro 2LT/RS Join Date: Feb 2009 Location: Phoenix, AZ Posts: 1,406 View My Garage	Ok first off the question is not as simple as "what do you pay per month". Keep in mind there are varying levels of coverage. I am 22, on my own insurance paying for my 2LT on my own with a $10,000 down payment and I pay about $219 a month through Allstate. Now with that said I have very very good coverage, including new car protection. Yes you can get a cheaper rate if you dumb down your coverage but lets be honest...you are 17 and driving a Camaro...you are going to want good coverage...i'm not saying...i'm just saying. I will tell you one thing, if you get an SS you better be prepared to for the insurance company to have their way with you. My best possible suggestion is this. Find out who your parents have their insurance through. Some companies (Allstate used to be this way, not sure if they are anymore) have a policy where each driver is rated on a particular vehicle BUT you can drive any car on the policy. That saved my ass when I was 17 and had my Mustang because we put it on my parents insurance but had my dad rated on the Mustang while I was rated on the Scion XB so I ended up paying like $100 a month. One last piece of advice...just do yourself a favor and stay away from places like Safe Auto. Don't sacrifice insurance to save money because it will seriously bite you in the ass if you ever get in an accident.