Camaro under 6 feet of water :-( - Page 8 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

ssmike · 03-03-2011, 09:33 AM

OMG, those pics where hard to look at! I'm sorry for your situation! I hope the insurance company comes though for you!

Blackhawk6 · 03-03-2011, 09:35 AM

Sorry for your loss. That really sucks.

myold88 · 03-03-2011, 09:36 AM

Quote:

Originally Posted by Stex

I would be checking with dealers to see what your type used C is selling for...The blue book is not always correct.

NOTE: you can "dicker" with the ins compy....you do not have to accept the offer but you must have info to argue with...thus check with the dealers 200 miles plus around for true used prices...you can also argue condition...ie mint...and take the CAI off if not going to pay you for such...

what ins compy do you use...do you have a good agent to help with the claim ( they can talk to the claims folks)?

Today, like everything else, insurance company total loss evaluations are determined by a computer. State insurance regulations vary but your ACV (actual cash value) is usually based on the condition and the MILEAGE of the total loss vehicle.
As far as the salvage goes- it's worth many thousands in parts and should not be rebuilt. Any flood vehicle submerged "over the dash" equils nothing but trouble if repairs are attempted.
IMO as a long time ins adjuster.

GMRULZ · 03-03-2011, 09:38 AM

Quote:

Originally Posted by Suskam

Sunday night our town flooded, and my 2010 Camaro was stored in a building that ended up with 6 feet of water in it. You can see the water line on the outside in the first pic, and the inside in the last pic. Yeah, I'm devastated. Waiting to hear what the insurance company is going to offer me...

From an insurance standpoint this is an Obvious total Loss. They will pay you the Actual Cash Value - your Deductible.

Silver2SSRS6spd · 03-03-2011, 09:39 AM

The sad thing is that someone will buy it at an auction and clean it up just enough to sell it to an unexacting buyer. You should post the VIN in this thread so we can keep an eye out for it in case there is a fraudulent sale down the road. I hope you get a new one!

Bourgui · 03-03-2011, 09:39 AM

Wow, sorry to hear man.
As the others mentioned, keep your head up, and start the countdown to a new Camaro!

MOMSREDSS · 03-03-2011, 09:41 AM

It hurts to look at it. So sorry about your car :o(

Skyblu · 03-03-2011, 09:43 AM

I'm crying for you, that is terrible, I hope it all works out for you but if you are like me then I'm thinking ok so you get insurance money but you bought THAT car first and it has sentimental meaning, even if you can get another one it wouldn't be the same.Good luck.

bkscott · 03-03-2011, 09:48 AM

I am very sorry for your loss. It brings back some bad memories for me. Hopefully the insurance will make things right for you.

Lost a car the same way back in 05.

GrtWht_2010_2SS_RS · 03-03-2011, 09:49 AM

Might wanna show the agent handling this case this thread. The company might make their "offer" a little more substantial if their is potential for bad press among all these drivers on here. lol

Romeloc · 03-03-2011, 09:51 AM

sorry for your loss. i know you hurtin

myold88 · 03-03-2011, 09:52 AM

Quote:

Originally Posted by Silver2SSRS6spd

The sad thing is that someone will buy it at an auction and clean it up just enough to sell it to an unexacting buyer. You should post the VIN in this thread so we can keep an eye out for it in case there is a fraudulent sale down the road. I hope you get a new one!

Not so- Most if not all States have salvage laws to keep this from happening.. Insurance companies must sell salvage vehicles at auction with a SALVAGE TITLE.

upflying · 03-03-2011, 10:10 AM

Quote:

Originally Posted by Silver2SSRS6spd

The sad thing is that someone will buy it at an auction and clean it up just enough to sell it to an unexacting buyer. You should post the VIN in this thread so we can keep an eye out for it in case there is a fraudulent sale down the road. I hope you get a new one!

No need, the car will go to an insurance auction and the VIN and title will get flagged on CarFax as a salvage, total loss.
Regrettably this car will end up being shipped to Mexico or overseas to Belarus (Russia) where it will be "repaired" and sold to an unsuspecting buyer.
This will be the final resting place for the OP's Camaro..on American soil that is.
https://www.iaai.com/Vehicles/Vehicl...ears=2010-2011

fbodfather · 03-03-2011, 10:20 AM

Quote:

Originally Posted by Suskam

What's Gap Insurance? Yeah, the Saturn got it too. There were about 15 cars and boats in the building. Some of them were restored antiques too.

GAP insurance pays the difference between what you OWE on the car versus what it's worth. In some cases, the owner owes much more than the car is worth. If you have replacement insurance (or GAP insurance) you're fine.

03-03-2011, 09:35 AM	#100
Blackhawk6 Drives: Born:18 Sept 2009 #47903 Join Date: Oct 2009 Location: Gloucester Virginia Posts: 1,500 View My Garage	Sorry for your loss. That really sucks. __________________ 2010 Camaro 2SS________________________________________Litho#140

03-03-2011, 09:39 AM	#103
Silver2SSRS6spd Prefer to be blown! Drives: 2010 Silver/Black 2SS/RS Manual Join Date: Mar 2010 Location: Nor-Cal Posts: 2,677 View My Garage	The sad thing is that someone will buy it at an auction and clean it up just enough to sell it to an unexacting buyer. You should post the VIN in this thread so we can keep an eye out for it in case there is a fraudulent sale down the road. I hope you get a new one! __________________ MagnaCharger TVS-2300 550rwhp 540 rwt and a radical suspension under the car.

03-03-2011, 09:48 AM	#107
bkscott Drives: 2010 Camaro 2SS/RS Join Date: Dec 2009 Location: Grand Prairie, Texas Posts: 1,609 View My Garage	I am very sorry for your loss. It brings back some bad memories for me. Hopefully the insurance will make things right for you. Lost a car the same way back in 05. __________________ 94 Firebird Formula (Drowned 08/30/05) 2010 IBM 2SS/RS 6M Arrived 3/25/10. ADM CAI, Borla Type S Cat Back, VMAX Ported TB, LG Short Throw Shifter, 1LE Shocks, Hotchkis Sway Bars, Whiteline Cradle Bushing Inserts, Custom Powdercoated ZL1's ,Michelin Pilot Supersports, Stainless Power Headers, Solo J Pipes, AAC LED Sidemarkers, ZL1 Rockers, SLP Splitter, ADM Stage II Cam,ZL1 Diffuser,Vitesse Throttle Controller.

03-03-2011, 09:51 AM	#109
Romeloc Drives: 2010 Black 2SS RS A6 Inferno Join Date: Nov 2009 Location: Maryland Posts: 1,160	sorry for your loss. i know you hurtin __________________ [SIGPIC][/SIGPIC]2010 Camaro Black 2SS/RS A6 Inferno Interior Polished Rims, Sunroof Born 11/19/09 mods: 20% tints Borla Atak cat-bak Roto-Fab intake amber footwell, dome, and trunk lighting(AAC) Decepticon Gas door Led Taillights (technostalgia)

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03-03-2011, 09:33 AM	#99
ssmike BL1ZZRD Drives: '16 Camaro 2SS, '20 Equinox Redline Join Date: Jul 2009 Location: Buffalo, NY Posts: 7,841	OMG, those pics where hard to look at! I'm sorry for your situation! I hope the insurance company comes though for you!

03-03-2011, 09:39 AM	#104
Bourgui Drives: 1LT/RS, VR, GFX Join Date: Mar 2009 Location: Ottawa Posts: 333	Wow, sorry to hear man. As the others mentioned, keep your head up, and start the countdown to a new Camaro!

03-03-2011, 09:41 AM	#105
MOMSREDSS Drives: 2010 Victory RED RS/SS L99 Join Date: Jul 2010 Location: WA Posts: 616 View My Garage	It hurts to look at it. So sorry about your car :o(

03-03-2011, 09:43 AM	#106
Skyblu Drives: 2010 Aqua blue 2SS/RS M6 Join Date: Jul 2009 Location: Florida Posts: 990	I'm crying for you, that is terrible, I hope it all works out for you but if you are like me then I'm thinking ok so you get insurance money but you bought THAT car first and it has sentimental meaning, even if you can get another one it wouldn't be the same.Good luck.

03-03-2011, 09:49 AM	#108
GrtWht_2010_2SS_RS Drives: 2010 2SS RS, White w/Black Stripes Join Date: Apr 2010 Location: Fayetteville Posts: 106 View My Garage	Might wanna show the agent handling this case this thread. The company might make their "offer" a little more substantial if their is potential for bad press among all these drivers on here. lol