04-18-2023, 07:31 AM | #1 |
Drives: 2017 Camaro Join Date: Feb 2020
Location: TEXAS!!
Posts: 349
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Claims...
Hello all.
Has anyone here had any insurance claims filed lately? If so, how much did you insurance go up? I ask because my wife got into an accident. Front bumper needs to be replaced, hood needs to be straightened out, left fender needs the same. I know some will say it is not worth it and to just get it fixed on my own. I would still like to know how much my monthly rate might increase if I file a claim. Thank you.
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04-18-2023, 07:37 AM | #2 |
Drives: 23 ZL1 A10 Rapid Blue Join Date: Aug 2020
Location: MO
Posts: 1,992
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If you have a great history with the company, great credit, no prior claims or moving violation "convictions", but if she was at fault...
Probably won't see it until your next renewal. Though these days they need little to no excuse to drop you like a hot rock if they want to. |
04-18-2023, 08:18 AM | #3 |
Drives: 2023 ZL1 Vert M6 "Sharky" Join Date: Mar 2020
Location: Earth
Posts: 4,032
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Friend of a friend's went up 200 a month. No clue on info that WhiteMale suggest to
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2023 Camaro ZL1 Vert TR-6060 Sharkskin "Sharky"
Firecracker Red Wrangler Willys, 3.6L eTorque, 850RE 8 speed automatic, 25W Willys package, Technology Group, Convenience Group (aka $600 garage door opener), Cold weather Group, Trailer Tow and HD electric group with AUX switches, 3 piece black freedom top. |
04-18-2023, 08:50 AM | #4 |
Hell, I have zero accident and zero tickets and my State Farm keeps going up? I have been with them for over 30 years and about to switch everything.
My agent claims it is a National problem? Disasters, cost of living etc etc. I call BS
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2022 Black ZL1
RotoFab CAI, AWE Touring Edition Cat Back Exhaust. 665 Crank hp. est. and 660 Crank ft. lbs. est. Never been Dynoed |
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04-18-2023, 09:12 AM | #5 | |
Drives: 2016 Camaro 2SS Hyper Blue Metallic Join Date: May 2020
Location: WI
Posts: 2,451
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Quote:
To the OP… I had a claim on my Harley a while back. Shipping company damaged my bike in transit. It wasn’t my fault, premiums never went up. |
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04-18-2023, 09:23 AM | #6 | |
Drives: 2020 Camaro 2SS A10 Join Date: Jun 2018
Location: Michigan
Posts: 1,388
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Quote:
I moved 30 miles and they jacked my rate up $170/month. Told them to take a hike and switched to AAA where I get a better deal at the same rate as before I moved.
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2020 Camaro 2SS A10 | Rebuilt by: CBI Street Cars | 2" SE LT Headers | 3" SE X-Pipe | 3" MBRP Axle-Back | Pri & Sec Cat Deletes | K&N Typhoon CAI | LT2 Ported | 95mm ZR1 TB | DOD Delete | BTR Stage I Cam | ECM, TCM & E85 |Tuned by: Shane Hinds | Dyno: 510 rwhp 472 rwtq
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04-18-2023, 09:33 AM | #7 | |
Drives: 2016 Camaro 2SS Hyper Blue Metallic Join Date: May 2020
Location: WI
Posts: 2,451
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Quote:
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04-18-2023, 10:51 AM | #8 |
Drives: 2017 Mosaic Bk ZL1 M6 Join Date: Jul 2009
Location: South of Raleigh, NC
Posts: 9,477
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Same but I'm with Allstate. Mine went up 20% since last year. Was told it's because of used car prices and how that relates to repairs and replacements. Would consider switching but I believe that might work short term until it's right back up to where you were. Not sure savings would be worth the hassle of constantly shopping and switching.
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04-18-2023, 11:20 AM | #9 | |
Drives: 2023 Chevrolet Camaro 2SS 1LE Join Date: Jan 2020
Location: Pennsylvania
Posts: 1,037
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Quote:
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04-18-2023, 11:43 AM | #10 |
Drives: 2023 2LT RS Join Date: Apr 2015
Location: WNC
Posts: 185
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New car prices are up, used car prices are up, part prices are up and labor to fix damaged cars is up.
Why wouldn't insurance premiums rise as well? |
04-18-2023, 11:46 AM | #11 |
Drives: 221SS1LE Join Date: Oct 2008
Location: on your 6
Posts: 990
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Same here.They just keep raising the damn rates!
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04-18-2023, 12:15 PM | #12 |
Drives: 2023 Chevrolet Camaro 2SS 1LE Join Date: Jan 2020
Location: Pennsylvania
Posts: 1,037
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I think the issue is how much they are raising our rates aka corporate greed. There’s no way the amount mine was getting raised was the amount it took for them to offset inflation. They are greedy and are banking on people being too lazy to switch.
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04-18-2023, 12:37 PM | #13 | |
Drives: 2016 Camaro 2SS Hyper Blue Metallic Join Date: May 2020
Location: WI
Posts: 2,451
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Quote:
My rates have only gone up a couple bucks... AllState, shop around it's worth it. |
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04-18-2023, 01:02 PM | #14 |
Drives: 2019 1SS Join Date: Jan 2019
Location: Delaware
Posts: 70
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My kid backed into a moving car in a parking lot and our insurance went up $164 for 6 month policy. It'll probably be there for about 3 years.
The damage to the other car didn't look that bad but it ended up being $8000. There was no damage at all to my kid's Frontier. Don't underestimate the cost of the repair, it'll be a lot more than you think. |
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