Did I get a good deal?

[kevC]

I bought a SIM 2010 LS with automatic transmission, rally stripes, and 20" factory wheels for $24,825. The reason I ask is there wasn't a clear MSRP because of the wheels being thrown in there. By my quick calculation it should be around 27-28k so I guess I did? I can't help but feel I got screwed on the financing though. I got 60 months with 5.6% APR after putting down 8k. I don't have a credit history because I just got out of college but I co-signed with my dad who has excellent credit.

[xLoGiK1]

What are your monthly payments?

[kevC]

$410

[xLoGiK1]

Originally Posted by kevC

$410

Damn I think the 5.6% Financing is what got you. That's the financing the dealer offered you or did you and your dad go through a credit union, etc.?

My 2LT/RS was $30,560, put down 10k and financed 2.9% through my credit union and my payments are about $384

[JustFresh]

My check(sp?) that i wrote to the dealership was for ~24,000$
Thats a 1LT RS with the Boston acoustics soundsystem and that's IT!

Thats with $1,500 trade in value and I had 16,500 of my own cash leading to a $9,000 loan from my credit union.

So that means my monthly payments at 3.49%(and i have perfect credit) are: $163.00 for 60 months...

[JustFresh]

Originally Posted by xLoGiK1

Damn I think the 5.6% Financing is what got you. That's the financing the dealer offered you or did you and your dad go through a credit union, etc.?

My 2LT/RS was $30,560, put down 10k and financed 2.9% through my credit union and my payments are about $384

For another 500 bucks you could have got an SS....

[Danprh427]

2.9 seems to be the lowest rate but credit union, and gm denied me that because im 20 even with dad i went to west point credit union and there is 2.9. Im waiting for their response.

[xLoGiK1]

Originally Posted by JustFresh

For another 500 bucks you could have got an SS....

Long story.... lol.

I ordered an SS, it got delivered, and I opted out when I went to go pick it up at the dealer and instead got the v6.

Why?

Because I just drive way too much and I don't want to be at the pumps paying so much for gas.

Eventually, I'll get an SS or Z28 maybe.

[kevC]

Originally Posted by xLoGiK1

Damn I think the 5.6% Financing is what got you. That's the financing the dealer offered you or did you and your dad go through a credit union, etc.?

My 2LT/RS was $30,560, put down 10k and financed 2.9% through my credit union and my payments are about $384

What the dealer offered. Do you think going through a credit union will help? Is it too late to do it?

[JustFresh]

Originally Posted by xLoGiK1

Long story.... lol.

I ordered an SS, it got delivered, and I opted out when I went to go pick it up at the dealer and instead got the v6.

Why?

Because I just drive way too much and I don't want to be at the pumps paying so much for gas.

Eventually, I'll get an SS or Z28 maybe.

Cool! i got mine because it was 5 grand cheaper (more money for a TT or SC setup )

[xLoGiK1]

Originally Posted by kevC

What the dealer offered. Do you think going through a credit union will help? Is it too late to do it?

It's never too late. You can always re-finance your car through a credit union.

I've done it before with my other cars.

[JustFresh]

Originally Posted by kevC

What the dealer offered. Do you think going through a credit union will help? Is it too late to do it?

NO

You can ALWAYS refinance your loans with another company...the earlier the better!

Simply approach a credit union and open an account there and tell them you want to refinance your car loan. They will pay off the whole amount that you owe and give you a MUCH better rate...

[xLoGiK1]

Originally Posted by JustFresh

Cool! i got mine because it was 5 grand cheaper (more money for a TT or SC setup )

Awesome haha, it's still a camaro nonetheless and these cars are beautiful!