04-15-2012, 02:45 PM | #1 |
Drives: the boys crazy Join Date: Apr 2012
Location: USA
Posts: 137
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Epic tornado winds blew my drivers door off today.
:(
on my 2010 caliber.... was going to be my trade in on a new camaro! now iz broked! dangit! tornados have zero respect for anybody! dealer wants to replace the door and paint it. so my question is, should not nature damages be fixed by insurance? I called my insurance agent and they just all over me. they dont want to cover it.:( but he sounded unsure as if maybe there was a possibility they might cover it. so what can I do to make them submit to my demands?!?!?!? ive never delt with insurance claims before.
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Cat Attorney?
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04-15-2012, 02:48 PM | #2 |
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Drives: 89 IROC 350 Join Date: Mar 2009
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Depends what kind of coverage you have. They should if you have full coverage. It would be a comprehensive claim, like hail, or flood damage.
Just sent... don't want to offend anyone. |
04-15-2012, 02:49 PM | #3 |
Drives: '11 2SS, '11 C6 GS, '04 MDX Join Date: Feb 2012
Location: Kearney, MO
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You have comprehensive insurance coverage? If so then you should be covered. If not, then "oh no!"
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04-15-2012, 03:26 PM | #4 |
Drives: the boys crazy Join Date: Apr 2012
Location: USA
Posts: 137
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op! i spoke too soon, i spoke to his bosses boss and he said they will cover it.
yep I have full coverage. weird that they wouldnt cover it at first. I hope it doesnt affect my trade in too much. thanks!
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Cat Attorney?
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04-15-2012, 04:38 PM | #5 |
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Something sounds fishy. Why always so much drama?
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04-15-2012, 04:41 PM | #6 |
Drives: 2010 Camaro SS, 2008 Heritage 300C Join Date: Jun 2009
Location: Wisconsin
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04-15-2012, 04:42 PM | #7 |
Drives: the boys crazy Join Date: Apr 2012
Location: USA
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oh im actually in real life a very calm and composed introvert, but on the internet, very over the top.
as in, it didnt blow off entirely, but its hanging by one of the mounts and half blown off. pics or it didnt happen! i can recluse though, notta problem. just read threads and not comment. still fun.
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Cat Attorney?
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04-15-2012, 04:54 PM | #8 |
Drives: SGM, 2011 2SS/RS, L99 Join Date: Oct 2011
Location: Wildcat Country
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I hate rip-off insurance companies. You feed them money your entire life whether you get in a wreck or not. If you do theres a possibility they may not want to cover it like in the OP's case or they will only cover part. On top of that you still pay a deductible. Or like what happened to me, I was hit by a drugged driver from the front going around a sharp curve so he luckily wasn't going fast. This was 9yrs ago and I was driving a 93' Mercury Cougar 5.0 a great running, never had a problem, car. I get hit, the cars supposedly totaled and my insurance cashes out. Just $3000, I couldn't get a car that good again for that price. I think insurance should be required but not at a ridiculous cost and they look for reasons not to cover your claim.
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K&N air intake, Solo w/Jpipes axleback, SP 1 7/8 LT headers
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04-15-2012, 04:56 PM | #9 | |
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Quote:
That was me and Domino blowing your door off. Our bad. |
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04-15-2012, 04:58 PM | #10 |
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Hmm.
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04-15-2012, 05:58 PM | #11 |
04-15-2012, 06:03 PM | #12 |
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04-15-2012, 06:09 PM | #13 |
Drives: Volvo V60 -12, 2SS/RS 45th EU edt. Join Date: Jul 2011
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04-15-2012, 06:10 PM | #14 |
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Even people in Sweden don't believe it lol
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