It's my Birthday, 25. Insurance Discounts? - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

orangejuice · 08-29-2013, 02:51 PM

Quote:

Originally Posted by Rohdeo16

I think he must have inherited the money from his rich grandma!

Haha totally kidding man, I'm hoping to get a discount when I turn 25. Get married...I hear that helps your rates go down!

Why would you try to sabotage him like that?! Never get married Lol

gafool · 08-29-2013, 03:03 PM

insurance is a total scam! do u get any of that money back? one yr of driving safe no accidents or anything? nope! oh allsate has that good driver reward crap but you put in extra to get it back? all insurance is a scam! even health insurance! again if you do not see or visit a doctor for the yr or whatever do u see any of that money? nope! ok sorry im on one today look out! 25 and you have all these toys? not fair! you hiring? hook a brotha up? something! man!!!!

LuckyZL-1 · 08-29-2013, 03:19 PM

Just call them and tell them straight up you want better rates because your fixing to shop around. You'll be surprised what they will do. Geico dropped mine bigtimes when they figured out I had the house, 5 vehicles a Harley and two boats insured with them.

kmthor00 · 08-29-2013, 03:22 PM

Quote:

Originally Posted by Jer4251

I pay 500 a year for my ZL1 with geico, im 29, was allstate until I bought the Z

$500 per "year?". That's the lowest I have ever heard!

zirotti · 08-29-2013, 04:07 PM

Quote:

Originally Posted by kmthor00

$500 per "year?". That's the lowest I have ever heard!

He most likely has multiple vehicles and an extremely high deductible.

I pay $1560 a year for my ZL1 and X5 with a $250 deductible through Geico. I'm 30.

DangerZL1 · 08-29-2013, 04:11 PM

A lot of the insurance rates depend on state laws. At 25 in TN, you get a pretty big break if you're single. Another break comes at 30. If you're married and 25, you get the bigger break earlier. Of course it depends on the ZIP code you live in, your driving record, coverages, credit score, and any multi-car/home policy package discounts.

URBAN LEGEND · 08-29-2013, 04:55 PM

Quote:

Originally Posted by gafool

insurance is a total scam! do u get any of that money back? one yr of driving safe no accidents or anything? nope! oh allsate has that good driver reward crap but you put in extra to get it back? all insurance is a scam! even health insurance! again if you do not see or visit a doctor for the yr or whatever do u see any of that money? nope! ok sorry im on one today look out! 25 and you have all these toys? not fair! you hiring? hook a brotha up? something! man!!!!

Yes!
Then when you need them, they don't want to pay.
Assholes.

qniknam · 08-29-2013, 04:58 PM

Quote:

Originally Posted by silverz28

Ya, and ask him about his neighbor.

LOL! That made my day!

qniknam · 08-29-2013, 05:00 PM

Quote:

Originally Posted by Rohdeo16

I think he must have inherited the money from his rich grandma!

Haha totally kidding man, I'm hoping to get a discount when I turn 25. Get married...I hear that helps your rates go down!

Aahahahahahaha I saw that post and no, I'm a software engineer I have 3 jobs and I just paid my Charger off so my Jeep and the Camaro are whats being financed. I told my Insurance I own the house, they didnt' wanna have it. lol

SNSSTR · 08-29-2013, 05:16 PM

Quote:

Originally Posted by qniknam

Aahahahahahaha I saw that post and no, I'm a software engineer I have 3 jobs and I just paid my Charger off so my Jeep and the Camaro are whats being financed. I told my Insurance I own the house, they didnt' wanna have it. lol

Haha awesome, I'm actually a website designer, one day maybe I'll get up on your level as a software engineer.

qniknam · 08-29-2013, 08:03 PM

Quote:

Originally Posted by Rohdeo16

Haha awesome, I'm actually a website designer, one day maybe I'll get up on your level as a software engineer.

I'm sure you will! Where there is a will there is a way. My will is these cars. I'll find a way

orangejuice · 08-30-2013, 06:06 AM

Quote:

Originally Posted by zirotti

He most likely has multiple vehicles and an extremely high deductible.

I pay $1560 a year for my ZL1 and X5 with a $250 deductible through Geico. I'm 30.

Noob

DRKS1D3 · 08-30-2013, 06:10 AM

You'll have to call your insurance company. There are simply too many factors involved. I used to have State Farm and they gave a discount at 21 and 25. A clean driving record really helps.

radametz · 08-30-2013, 08:36 AM

I don't know about other states, but that policy changed here in NJ...now you don't get the discount until you're 29 or married, whichever comes first

08-29-2013, 03:19 PM	#17
LuckyZL-1 Ragtop Rocket!!! Drives: Black on Black Convertible Join Date: Mar 2013 Location: San Antonio Texas Posts: 809	Just call them and tell them straight up you want better rates because your fixing to shop around. You'll be surprised what they will do. Geico dropped mine bigtimes when they figured out I had the house, 5 vehicles a Harley and two boats insured with them. __________________ ADM built 2013 Triple Black ZL-1 Convertible M6 ADM custom cam, LPE stage 2 heads with dual valve springs, LS-3 ported throttle body, LPE 2 piece pulley, LPE overdrive balancer, 10% overdrive pulley, ported supercharger inlet, ADM race intake system, stainless works 1-7/8 headers, Injector Dynamics injectors, ADM heat exchanger, ADM dual fuel pump system, ADM exhaust switch, ADM 3 tunes tuning package. 744rwhp 727rwtq

08-30-2013, 06:10 AM	#27
DRKS1D3 Drives: '17 Corvette Grand Sport M7 Join Date: May 2012 Location: Pennsylvania Posts: 3,748	You'll have to call your insurance company. There are simply too many factors involved. I used to have State Farm and they gave a discount at 21 and 25. A clean driving record really helps. __________________ MY RIDE: 2017 CORVETTE GRAND SPORT--TRIPLE BLACK, 7 SPEED MANUAL, VARARAM TCR-7 INTAKE, BORLA CATLESS X-PIPE, CARBON FIBER STAGE 2 AERO, MGW SHORT-THROW SHIFTER SOLD2011 TRIPLE BLACK SS CONVERTIBLE--6 SPEED MANUAL, MANY MODS, 455 RWHP/435 RWTQ DAD'S RIDE: 2012 ZL1 #1866--BLACK, 6 SPEED MANUAL, EXPOSED CF HOOD, POLISHED WHEELS, SUNROOF, ROTO-FAB INTAKE "Silly Americans, taking from the rich and giving to the poor only works in fairy tales. Success is earned here!".

08-30-2013, 08:36 AM	#28
radametz Drives: 2013 CRT 2SS/1LE; 2016 Colorado Z71 Join Date: Jul 2008 Location: Edison, NJ Posts: 648 View My Garage	I don't know about other states, but that policy changed here in NJ...now you don't get the discount until you're 29 or married, whichever comes first __________________

08-29-2013, 03:03 PM	#16
gafool Drives: 2010 1SS CGM Join Date: Aug 2012 Location: georgia Posts: 774 View My Garage	insurance is a total scam! do u get any of that money back? one yr of driving safe no accidents or anything? nope! oh allsate has that good driver reward crap but you put in extra to get it back? all insurance is a scam! even health insurance! again if you do not see or visit a doctor for the yr or whatever do u see any of that money? nope! ok sorry im on one today look out! 25 and you have all these toys? not fair! you hiring? hook a brotha up? something! man!!!!

08-29-2013, 04:11 PM	#20
DangerZL1 Drives: 2023 Black ZL1 Auto Join Date: Oct 2009 Location: FEMA Region 4 Posts: 2,935	A lot of the insurance rates depend on state laws. At 25 in TN, you get a pretty big break if you're single. Another break comes at 30. If you're married and 25, you get the bigger break earlier. Of course it depends on the ZIP code you live in, your driving record, coverages, credit score, and any multi-car/home policy package discounts.