Who's ready and who isn't? - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

DeathChill · 02-17-2009, 09:48 PM

Well I was reading one of the other topics and couldn't believe my eyes when I saw some people didn't even have any credit and were planning on getting a loan for $30,000+ without a cosigner (as I understand).

I just got my credit checks done and it's good to go so I am just left to order my car.

Are you ready with a cosigner (if necessary), do you have your down payment saved up, and is your job secure?

Currently I'm all good but I'm in construction and that's changing really rapidly so I'm ordering and hoping for the best and will see where we're at when the time comes.

maxdmax · 02-17-2009, 09:55 PM

I have been saving since I first saw the car, I am going to pay cash unless it comes in before the next 30 days.

Optimus Prime · 02-17-2009, 10:12 PM

Still saving but I've got quite a bit already. Credit's great and my job is quite secure (I'm a cop, not going anywhere).

blindingillusion · 02-17-2009, 10:13 PM

My credit score is in the damn chipper because of debt management I had to do recently with my old job. I have showed my dealer proof of my new income and my accountant created budget though, and based on that and the time before I actually get my car to pull my credit score back out of the high 500's and into the 700's where it was this time last year I will be fine.

If I have to be more specific to defend my reasoning I have no problem. My credit score tanked because I had a credit card where my interest jumped from like 7 percent to mid 20's before the bailout happened because they were in danger of going under. I refused to pay for it and after more than half a year of negotiations have a deal worked out with the company. The shit nearly cost my security clearance and my job, so you better believe I was going to see it through.

ravensjeff · 02-17-2009, 10:15 PM

Quote:

Originally Posted by Optimus Prime

Still saving but I've got quite a bit already. Credit's great and my job is quite secure (I'm a cop, not going anywhere).

Just don't pull us fellow Camaro owners for speeding!!

I've been saving for awhile too. Should be close to a cash deal.

Jimmy · 02-17-2009, 10:18 PM

I am planning to pay cash.

Andro · 02-17-2009, 10:29 PM

Credit good, job secured, and a pretty hefty down payment I should be ok

silvrcamro010 · 02-17-2009, 10:51 PM

I plan to put down a little bit more then half the total price of the vehicle for a down payment.

My credit score is 750+ plus so I am o.k. in that dept.

GothamCamaro · 02-17-2009, 11:13 PM

I have more than 75% of the cash and my credit score is over 700, so I am very ready.

The worst feeling in the world would be being denied for credit after waiting for so long. Not sure how anyone is going to do a $30,000 loan nowadays but I wish all the Camaro buyers the best of luck. Let's get those Camaros bought!

Mullet Racer · 02-18-2009, 12:21 AM

if you have good credit and a solid job, you should be ok. I just financed over40k for a new vette. credit score was over 750 though.

tjbusa · 02-18-2009, 05:49 AM

Wish I was paying cash... I want this new camaro bad enough to sell my truck so I can pay off the wife's car. I have an excellent credit score and (knock on wood) a good paying job and will use my credit union if GM doesn't have a better offer. I'm ready to take the plunge.

sledhead 28 · 02-18-2009, 07:04 AM

Who needs a loan? A toy should be paid for in cash!

blindingillusion · 02-18-2009, 08:00 AM

I wish I could pay cash, my first job was such a low ball deal I barely had room in my budget to use two ply TP. New job frees up about 1200 or more a month, so I should be just fine. Saving everything I can until I order though.

Haloman1346 · 02-18-2009, 08:05 AM

My credit score is well over 740 (it may be over 800 by now). I had 17 grand saved up 2 years ago and lightning struck my house, frying every electronic inside of it.

Its been a long road but by the time my 2SS comes out (I'm hoping late june early July), I shoudl have about 10-15k saved up, and by that time I should have my old car (2004 Pontiac GP) sold.
I'm planning on walking into the dealership with a solid 18-20k, and finacing the rest without a co-signer. I could easily finance 25k and my payments will be nothing. GOD I CAN WAIT FOR MY CAMARO!!!!

02-17-2009, 09:48 PM	#1
DeathChill Drives: 2010 Hyundai Genesis Coupe 2.0T Join Date: Dec 2008 Location: Mission, BC Posts: 863	Who's ready and who isn't? Well I was reading one of the other topics and couldn't believe my eyes when I saw some people didn't even have any credit and were planning on getting a loan for $30,000+ without a cosigner (as I understand). I just got my credit checks done and it's good to go so I am just left to order my car. Are you ready with a cosigner (if necessary), do you have your down payment saved up, and is your job secure? Currently I'm all good but I'm in construction and that's changing really rapidly so I'm ordering and hoping for the best and will see where we're at when the time comes.

02-17-2009, 09:55 PM	#2
maxdmax Drives: 2010 Camaro SS/RS Join Date: Nov 2008 Location: East KY Posts: 756 View My Garage	I have been saving since I first saw the car, I am going to pay cash unless it comes in before the next 30 days. __________________ LPE 417 - TVS2300 787 RWHP 759 Torque - Built by WWW.KYSPEED.COM

02-17-2009, 10:12 PM	#3
Optimus Prime Drives: 2014 Chevrolet Camaro 2SS/RS 1LE Join Date: Jun 2008 Location: Orlando, FL Posts: 728	Still saving but I've got quite a bit already. Credit's great and my job is quite secure (I'm a cop, not going anywhere). __________________ Current: 2014 BRM 2SS/RS 1LE w/NAV, NPP, Recaros Former garage: 2010 IBM Camaro 2SS/RS 6M 2011 Avalanche LT

02-17-2009, 10:13 PM	#4
blindingillusion Drives: 2008 Chevrolet Cobalt 2LT Join Date: Feb 2008 Location: Morgantown WV Posts: 196 View My Garage	My credit score is in the damn chipper because of debt management I had to do recently with my old job. I have showed my dealer proof of my new income and my accountant created budget though, and based on that and the time before I actually get my car to pull my credit score back out of the high 500's and into the 700's where it was this time last year I will be fine. If I have to be more specific to defend my reasoning I have no problem. My credit score tanked because I had a credit card where my interest jumped from like 7 percent to mid 20's before the bailout happened because they were in danger of going under. I refused to pay for it and after more than half a year of negotiations have a deal worked out with the company. The shit nearly cost my security clearance and my job, so you better believe I was going to see it through. __________________ Ordered: 2010 Black 2SS/RS -CGM Ralley Stripes -Hurst Short Throw Shifter -20" Polished Aluminum Wheels Has Owned: 2008 Cobalt 1996 Monte Carlo 1988 Sierra 1979 LeSabre

02-17-2009, 10:29 PM	#7
Andro NOICE!!! ™ Drives: Force Fed 427 Join Date: Jan 2009 Location: GOT BOOST? Posts: 5,214 View My Garage	Credit good, job secured, and a pretty hefty down payment I should be ok __________________

02-17-2009, 10:18 PM	#6
Jimmy Drives: 2010 2SS RS Camaro Join Date: Dec 2008 Location: St. Louis, MO Posts: 233	I am planning to pay cash.

02-17-2009, 10:51 PM	#8
silvrcamro010 Drives: 07Solsticegxp, girlfriends car Join Date: Feb 2009 Location: nyc Posts: 13	I plan to put down a little bit more then half the total price of the vehicle for a down payment. My credit score is 750+ plus so I am o.k. in that dept.

02-17-2009, 11:13 PM	#9
GothamCamaro Then you're gonna love me Drives: 2010 Black Camaro Tumbler RS Join Date: Dec 2007 Location: NW Gotham, IL Posts: 1,599	I have more than 75% of the cash and my credit score is over 700, so I am very ready. The worst feeling in the world would be being denied for credit after waiting for so long. Not sure how anyone is going to do a $30,000 loan nowadays but I wish all the Camaro buyers the best of luck. Let's get those Camaros bought! __________________ *Own- "Does it come in Black?" Exterior/ Grey Interior 2LT/RS Automatic* _____________________________________ The Batman would only drive a 2010 Camaro and buy from Camaro Scotty. 'Nuff said. *Anyone that knows of a place that is making the Concept Shifter for the new Camaro. (Auto specifically) Please let me know.* Order# NDTMVP Ordered 10/23/08. 2000 on 5/21/09... It begins..... 4B00 on 6/26/09... In transit to the Cave 5000 on 7/6/09 it waits for my arrival! 1000000 on 7/10/09 The Tumbler is in the Cave!

02-18-2009, 12:21 AM	#10
Mullet Racer Drives: 2001 Chevy Silverado 4x4 Join Date: Jan 2009 Location: San Clemente, CA Posts: 27 View My Garage	if you have good credit and a solid job, you should be ok. I just financed over40k for a new vette. credit score was over 750 though. __________________ my new child

02-18-2009, 05:49 AM	#11
tjbusa Serious Sleeper Drives: 2010 CGM 2SS/RS M6 Join Date: Nov 2008 Location: Lexington,SC Posts: 3,129	Wish I was paying cash... I want this new camaro bad enough to sell my truck so I can pay off the wife's car. I have an excellent credit score and (knock on wood) a good paying job and will use my credit union if GM doesn't have a better offer. I'm ready to take the plunge.

02-18-2009, 07:04 AM	#12
sledhead 28 Drives: 1969 z28,1969 ss350,1971 rs/ss Join Date: Oct 2008 Location: wi Posts: 35	Who needs a loan? A toy should be paid for in cash!

02-18-2009, 08:00 AM	#13
blindingillusion Drives: 2008 Chevrolet Cobalt 2LT Join Date: Feb 2008 Location: Morgantown WV Posts: 196 View My Garage	I wish I could pay cash, my first job was such a low ball deal I barely had room in my budget to use two ply TP. New job frees up about 1200 or more a month, so I should be just fine. Saving everything I can until I order though. __________________ Ordered: 2010 Black 2SS/RS -CGM Ralley Stripes -Hurst Short Throw Shifter -20" Polished Aluminum Wheels Has Owned: 2008 Cobalt 1996 Monte Carlo 1988 Sierra 1979 LeSabre

02-18-2009, 08:05 AM	#14
Haloman1346 Banned Drives: 2010 Camaro SS Join Date: Nov 2008 Location: Tavares, Fl Posts: 255	My credit score is well over 740 (it may be over 800 by now). I had 17 grand saved up 2 years ago and lightning struck my house, frying every electronic inside of it. Its been a long road but by the time my 2SS comes out (I'm hoping late june early July), I shoudl have about 10-15k saved up, and by that time I should have my old car (2004 Pontiac GP) sold. I'm planning on walking into the dealership with a solid 18-20k, and finacing the rest without a co-signer. I could easily finance 25k and my payments will be nothing. GOD I CAN WAIT FOR MY CAMARO!!!!