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04-19-2011, 05:11 PM
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#1 |
 Drives: 68 SS clone,2011 2LT RS convertible Join Date: Jan 2009
Location: West Lafayette IN.
Posts: 45
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Anyone get GAP insurance for their Vert
My lender is offering free GAP insurance with the loan on my vert. But the loan is .04% higher than the lowest rate I have found. Is GAP insurance worth the extra .04%. Steve
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04-19-2011, 05:14 PM
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#2 |
          
Drives: 2016 Mazda6, 2011 Mustang 5.0 Join Date: Mar 2010
Location: Portage, Wisconsin
Posts: 4,049
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I'd say yes. .04% is only an extra dollar a month.
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2022 1SS 1LE (Arrived 4/29/22)
"The car is the closest thing we will ever create to something that is alive."  . 2022 1SS 1LE (Coming Soon) |
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04-19-2011, 05:23 PM
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#3 |
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I am the internets.
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An extra buck a month is cheap insurance should the unthinkable happen...
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04-19-2011, 06:27 PM
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#4 |
 
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.04%? I didn't know rates changed in that increment... I say do it. How much are you putting down on the car? That determines if you need it or not
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04-19-2011, 07:09 PM
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#5 |
 
Drives: 2017 Raptor, 2017 SS Join Date: Feb 2010
Location: Charleston, SC
Posts: 277
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yes. With USAA it is $249 dollars, but that is a lot less than if something were to happen in the next 18 months or so when the depreciation is well ahead of my payments.
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04-19-2011, 07:19 PM
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#6 |
Drives: C7 / ZL1 / SS / trucsk Join Date: Nov 2009
Location: G4 CLASSIFIED
Posts: 4,533
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If you fianance your ride, get GAP ............................
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2014 C7 Stingray 3LT/Z51
2013 Camaro SS 2012 Camaro ZL1 - 850 HP 2015 GMC Denali 3500HD 4x4 2012 GMC Sierra 3500HD 4x4 |
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04-19-2011, 07:49 PM
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#7 |
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Drives: 68 SS clone,2011 2LT RS convertible Join Date: Jan 2009
Location: West Lafayette IN.
Posts: 45
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I should correct my facts 3.09 % the lowest I found and 3.34 with the GAP the difference in the payments will be $3.00 a month. It would be a no brainier to not take advantage of the GAP Steve
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04-19-2011, 08:15 PM
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#8 |
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Drives: 2014 Race Red Shelby Join Date: Jan 2011
Location: North Myrtle Beach, SC
Posts: 19
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It will make you feel a lot better knowing you have it.
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04-19-2011, 08:49 PM
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#9 |
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"Catharine"
Drives: '11 2SS/RS LS-3 IOM/IO vert Join Date: Mar 2011
Location: Southern NH
Posts: 2,132
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At that rate, I'd go for it.
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04-20-2011, 08:29 AM
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#10 |
Drives: 2012 CTS-V Sedan Join Date: Feb 2011
Location: Charlotte, NC
Posts: 739
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I put 15K down, no GAP and 2.74% / 60mo through B of A.
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04-20-2011, 09:53 AM
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#11 |
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I went with the GAP insurance too. It was only a couple dollars more a month. I wanted the peace of mind since this is my only vehicle
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2014 Phantom Black Metallic SS Sedan
Sold - 2011 2SS/RS Convertible IBM/gray interior/black top/silver rally/L99/polished wheels - ordered 11/18/2010 - Built 02/09/2011- Delivered 4/2/2011 |
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04-20-2011, 10:15 AM
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#12 |
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Drives: 2011 2SS/RS, 2010 Mustang GT Join Date: May 2010
Location: Slidell, LA
Posts: 2,412
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Yep go for it. especially if you are financing!!!!
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04-20-2011, 10:38 AM
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#13 |
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I went ahead and got it. I would rather have it and not need it, compared to needing it and NOT having it...
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04-20-2011, 11:16 AM
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#14 | |
Drives: '91 RS Vert, '11 Grand Cherokee Join Date: May 2009
Location: Connecticut
Posts: 2,343
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