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Old 11-01-2012, 07:44 PM   #1
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my '13 SS convt. flooded 250 miles

Flooded-Junkyard will give $10,000. Car was 46,000. 6-speed flooded in garage water to hood lip- 1 inch above rear backing sensors. Ins won't cover it- Opinions PLEASE- need to know by tomorrow!
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Old 11-01-2012, 07:47 PM   #2
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Try homeowner's insurance.
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Old 11-01-2012, 07:50 PM   #3
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Try homeowner's insurance.
Thank-you- will call tomorrow-My house does not have flood ins,. but cars are not covered under flood. Will check the homeowners. Bad feeling seeing that water line on the car!!
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Old 11-01-2012, 07:58 PM   #4
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Get all the fluids drained out of it, let it sit and dry out, and see what happens. For a $36,000 loss, what else do you have to lose? I understand the electrical concerns and probably the smells that could come out of it, but it's worth a try.
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Old 11-01-2012, 08:00 PM   #5
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Get all the fluids drained out of it, let it sit and dry out, and see what happens. For a $36,000 loss, what else do you have to lose? I understand the electrical concerns and probably the smells that could come out of it, but it's worth a try.
The salt water includes a little bay mud. Console was filled with water.
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Old 11-01-2012, 08:02 PM   #6
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Insurance won't cover it? Dafuq? Why?
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Old 11-01-2012, 08:03 PM   #7
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Insurance won't cover it? Dafuq? Why?
Had liability and collision- not comprehensive (covers floods)
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Old 11-01-2012, 08:08 PM   #8
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Shoot, that sucks. Hope all works out for you.
Thanks- still doesn't seem real-
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Old 11-01-2012, 08:08 PM   #9
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Dam dude... Sorry to hear this.
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Old 11-01-2012, 08:11 PM   #10
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If the engine is flooded you need to pickle it...Boats do this when sunk. Do not let the engine dry out until you can immediately pickle it.

http://www.boatus.com/hurricanes/pickle.asp

As everyone else says, i think if you can rescue the core the other stuff you can do overtime -- lots of work, but i wouldn't do knee jerk reaction to a salvage yard...

Good luck mate
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Old 11-01-2012, 08:13 PM   #11
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Thank-you- will call tomorrow-My house does not have flood ins,. but cars are not covered under flood. Will check the homeowners. Bad feeling seeing that water line on the car!!
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Had liability and collision- not comprehensive (covers floods)
Your homeowners insurance isn't going to cover it either.

I am not sure why you wouldn't have comp coverage on a $40K car?
I am assuming you paid cash for the car, since any lender I know of would have required this insurance coverage.

The only reason not to have comp. is if you could afford the possible loss.

Sorry to hear about this though.
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Old 11-01-2012, 08:16 PM   #12
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Wow ...lesson learned....get full coverage....I ran mine into a wall last month...owed 26
They gave me 34.500 for it....
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Old 11-01-2012, 08:19 PM   #13
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Your homeowners insurance isn't going to cover it either.

I am not sure why you wouldn't have comp coverage on a $40K car?
I am assuming you paid cash for the car, since any lender I know of would have required this insurance coverage.

The only reason not to have comp. is if you could afford the possible loss.

Sorry to hear about this though.
Did pay cash after much saving- wish I financed it- with full coverage- MANY flooded cars here!
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Old 11-01-2012, 08:21 PM   #14
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A lesson for all.
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