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Old 04-20-2010, 02:08 AM   #1
mjrebel
 
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Camaro V6 vs SS Insurance

SS win this one again... Quote M/26 non-smoker, single, college grad, no accidents or tickets... Geico: 2010 Camaro SS $416 p/month based on 6 month premium $2500 deductible, 2010 Camaro LT2/RS $188 p/month $1000 deductible(other insurance companies were comparable). You can thank the actuaries of the world from keeping me out of an SS, not the sticker price. Nevada is just wrong...
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Old 04-20-2010, 04:29 AM   #2
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dont feel bad friend nyc is...ss is 5400 for 6 mon. and i have been driving 20 yrs...and have no tickets or accidents in over 6 of them...I havent picked up my ss becuase the friggin down payment alone is 1.5 for ins...the car price isnt the reason ...the v6 i dunno but i am sure it is less
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Old 04-20-2010, 06:50 AM   #3
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Wow...
I'm paying $2400 a year with full coverage on my 2ss. USAA. I'm 19. $1,000 deductible
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Old 04-20-2010, 07:16 AM   #4
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Im paying 1200 for the full year out in Jersey, 28Male, not tickets or accidents...knock on wood
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Old 04-20-2010, 07:22 AM   #5
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suggest you all check with other companies....course I know it varies greatly state by state even with the same company..


here's my vote for FARMERS insurance (in Kansas)

40 year old, Male, clean record
mutli-car, home, every other discount they give

$838/year ($70/month)
$725 deduct, but it's a drop down plan, so each year of no claims or points, the deduct comes down $100, until it's at $250
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Old 04-20-2010, 07:42 AM   #6
OrangeSS
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Quote:
Originally Posted by 2SSARMY View Post
Wow...
I'm paying $2400 a year with full coverage on my 2ss. USAA. I'm 19. $1,000 deductible
Yeah, I'm paying a little less than that for the year with USAA.. I'm 26. I guess serving your time in the Army pays off in some ways...
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Old 04-20-2010, 07:53 AM   #7
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Unfortunately every driver will be rated differently. A driver with no accidents or tickets may only have a 5 to 10% difference in the cost of V6 and V8 Insurance, But someone with a couple accidents or tickets may have a much greater difference between the two... So many factors determine your cost, that the only true way to judge which is the least expensive for you will be to check them all out yourself.. I have Always had resonable cost and great service from State Farm, but some others haven't... But if you go to the BBB and check complaints and ratings, State Farm is one of the highest rated companies... Geico, and some of the other discount companies are some of the lowest...

Man that seems awefully high for insurance, On my V6 it is only 650 a YEAR with a $500 deductable.. but I have had my insurance with the same company since 1973, I am 56 years old with no tickets or at fault accidents... My wife is 55 with one ticket and one at fault accident..
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Old 04-20-2010, 09:08 AM   #8
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Wow - these insurance prices are insane!

Im in south Florida - ready for this:

30yo male
couple of tickets in the past few years but no points (gotta love florida's ticket system)

drumroll please....

1800 for the year with full coverage and a $500 deductible and this is also with listing my wife as a driver
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Old 04-20-2010, 09:30 AM   #9
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25/m non smoker 2 tickets, 1 accident, college grad, 1ss GEICO full coverage (- a few unessenial insurance item) $95/mo.
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Old 04-20-2010, 09:49 AM   #10
mjrebel
 
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Looking over some of the replies honestly I'm not that suprised... It seems like everywhere else (outside of Nevada) is fine for insurance rates. I'm thinking about bringing a class action suit against our courts because they had been doing legalized extortion for a long time (speeding tickets were always bumped down to parking tickets if you appeared). This led to insurance companies having almost no ability to rate drivers in Nevada and insane insurance premiums. To the guy paying $95 a month on an SS; here in Nevada it was $95 a month to carry liability only 15/30k on a 1994 toyota camry with 250,000 miles on it, so using that as a base comparison you can see how out of control it is in this state...
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Old 04-20-2010, 10:20 AM   #11
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It's down to zip codes, not just your state. I bet Elko or Pahrump have better rates. I know that Seattle Wa. is 3 to 4x higher than Puyallup Wa. just because it's a metro center. And from my time in Vegas- you have a city that drives pretty nuts.
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Old 04-20-2010, 10:24 AM   #12
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MN here... about $78/month for the SS, $70 for the v6

$500 deductible, high liability coverage (drive for work), uninsured motorist

28 yrs old, home, multi-car discount

I've had several speeding tickets but none in the last 2-3 years.

This is through State Farm... I found them to be really reasonably priced but we also have our house insured through them as well.
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Old 04-20-2010, 10:34 AM   #13
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I'm paying $70 a month/500 deductible with Geico.

USAA wanted $124, Progressive $224, Encompass (my last company) $104.
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Old 04-20-2010, 11:24 AM   #14
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Good GOD!! People,

I pay $500 a year with a single payment. Its more if I spread the payments out.
$500 Deductable
Full Coverage

28, College Grad, No wrecks 1SS

http://www.mercuryinsurance.com/

I use mercury insurance group, they typically have done larger vehicles like trains, aircraft etc. Over the last couple of years they have moved into consumer vehicles. I've had no issues with them and have had nothing but great experiences.

Geico, Progressive, any large insurer will rape you.
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