Drunk driver totaled my zl1. - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

ClarityCamaro · 10-28-2017, 06:08 PM

Okay so needless to say I got hit on the right side of my car. The insurance totaled it saying there is subframe damage I will upload all the pictures. Is this worth buying back? And letting an actually very reputable shop fix it. All opinions welcome.

JB'sZL1 · 10-28-2017, 06:19 PM

Bummage. If the price is right and you can come out ahead...why not?

WYKDZL1 · 10-28-2017, 06:45 PM

How much to buy back? How much are They paying you? Do you still have a bank loan?

Can'tHave2MuchHP · 10-28-2017, 07:28 PM

I say leave it unless it really made since to have it fixed (good numbers)

ClarityCamaro · 10-28-2017, 07:34 PM

They gave me $40,000 with my gap so it’s oaid off $4,000 to buy it back and around $10,000 to fix it.

SS376 · 10-28-2017, 07:45 PM

Maybe I'm unfamiliar with how/why insurance companies total cars, but if it's only $10K to fix it, why would they total it and pay out $40K? And if it's really only $10K for repairs, why would they sell it for $4K? Surely even the motor would fetch more than that. Numbers seem odd or I am just missing something.

ClarityCamaro · 10-28-2017, 07:54 PM

Quote:

Originally Posted by SS376

Maybe I'm unfamiliar with how/why insurance companies total cars, but if it's only $10K to fix it, why would they total it and pay out $40K? And if it's really only $10K for repairs, why would they sell it for $4K? Surely even the motor would fetch more than that. Numbers seem odd or I am just missing something.

The classic collision in Johns Creek GA they are a select service for State Farm. Well he totaled it off of the best subframe only. And they cleared it Bc there is no way in hell that is $35,000 in damages

Shelby78 · 10-28-2017, 08:03 PM

I would not even have to think if they offered it back @$4000. You could part it out and get $10000 or maybe more.

silversleeper · 10-28-2017, 09:04 PM

Yes buy it back if $4k. Reasons they total them are because if the frame is damaged that badly they usually have things keep adding up to make a perfect repair. For example some gremlin in the wiring harness could take thousands to repair and multi repair shop attempts.
You can knock off about 1/3 of the car's value with a salvage branded title after repairs.
The OP could buy it back and repair it if he knows a good shop and have an imperfect but fun daily driver with not much investment. Or don't touch it and resell it for at least $8k. Or repair it and sell it for $20+k.

zman1969 · 10-28-2017, 09:27 PM

Buy it back talk to couple of body men then decide what your best option is. If you decide to sell you should be able to get at least 15k for that.

ClarityCamaro · 10-29-2017, 06:29 AM

Well I bought it back. It’s at another very reputable shop around Duluth GA. We shall see what their estimate is. Keeeping my fingers crossed it’s not to terrible.

JB'sZL1 · 10-29-2017, 07:44 AM

You move quickly. 12 hours from offer to purchase.

ClarityCamaro · 10-29-2017, 08:33 AM

This is my baby I can’t give it away to salvage no way. I’ve heard of some very reputable shops who can fix bent frames almost as good as new

Strider044 · 10-29-2017, 09:01 AM

I like the idea, but my understanding is once they total it... Isn't it like next to impossible to insure a totaled car?

10-28-2017, 06:08 PM	#1
ClarityCamaro Drives: 2013 black zl1 Join Date: Nov 2013 Location: Lubbock Posts: 696	Drunk driver totaled my zl1. Okay so needless to say I got hit on the right side of my car. The insurance totaled it saying there is subframe damage I will upload all the pictures. Is this worth buying back? And letting an actually very reputable shop fix it. All opinions welcome. Attached Images

10-28-2017, 09:27 PM	#10
zman1969 Drives: 1969 R/S Z28 302 m20 Endura Join Date: Sep 2009 Location: DFW Posts: 432	Buy it back talk to couple of body men then decide what your best option is. If you decide to sell you should be able to get at least 15k for that. __________________ 1969 RS Z/28 302 1969 Firebird LS6-6 speed TA clone 2015 Zl1

10-29-2017, 09:01 AM	#14
Strider044 Drives: 2015 2ss/rs Commemorative edition Join Date: Oct 2011 Location: Winter Garden, Fl (Orlando) Posts: 423	I like the idea, but my understanding is once they total it... Isn't it like next to impossible to insure a totaled car? __________________ 2015 2ss/rs Commemorative Edition - DynoSteve Tune, NPP, Hotchkis sport springs 19110, Zl1/1LE rear swaybar, VR-DRX CAI, VaraRam VRX-93, Z28 spoiler

10-28-2017, 06:19 PM	#2
JB'sZL1 Drives: 2013 ZL1 and 2019 Ram Laramie Join Date: May 2017 Location: Milwaukee Posts: 1,259	Bummage. If the price is right and you can come out ahead...why not?

10-28-2017, 06:45 PM	#3
WYKDZL1 Drives: Ashen gray zl1camaro Join Date: Jun 2016 Location: So Cal Posts: 145	How much to buy back? How much are They paying you? Do you still have a bank loan?

10-28-2017, 07:28 PM	#4
Can'tHave2MuchHP Drives: Fast Join Date: Mar 2015 Location: Michigan Posts: 3,696	I say leave it unless it really made since to have it fixed (good numbers)

10-28-2017, 07:34 PM	#5
ClarityCamaro Drives: 2013 black zl1 Join Date: Nov 2013 Location: Lubbock Posts: 696	They gave me $40,000 with my gap so it’s oaid off $4,000 to buy it back and around $10,000 to fix it.

10-28-2017, 07:45 PM	#6
SS376 Drives: 2013 1SS LS3 Join Date: Feb 2014 Location: Massachusetts Posts: 807	Maybe I'm unfamiliar with how/why insurance companies total cars, but if it's only $10K to fix it, why would they total it and pay out $40K? And if it's really only $10K for repairs, why would they sell it for $4K? Surely even the motor would fetch more than that. Numbers seem odd or I am just missing something.

10-28-2017, 08:03 PM	#8
Shelby78 Drives: 2020 ZL1 Join Date: Oct 2017 Location: Ontario, Canada Posts: 21	I would not even have to think if they offered it back @$4000. You could part it out and get $10000 or maybe more.

10-28-2017, 09:04 PM	#9
silversleeper Big Crow Drives: '13 ZL1 Join Date: Mar 2017 Location: California Posts: 1,486	Yes buy it back if $4k. Reasons they total them are because if the frame is damaged that badly they usually have things keep adding up to make a perfect repair. For example some gremlin in the wiring harness could take thousands to repair and multi repair shop attempts. You can knock off about 1/3 of the car's value with a salvage branded title after repairs. The OP could buy it back and repair it if he knows a good shop and have an imperfect but fun daily driver with not much investment. Or don't touch it and resell it for at least $8k. Or repair it and sell it for $20+k.

10-29-2017, 06:29 AM	#11
ClarityCamaro Drives: 2013 black zl1 Join Date: Nov 2013 Location: Lubbock Posts: 696	Well I bought it back. It’s at another very reputable shop around Duluth GA. We shall see what their estimate is. Keeeping my fingers crossed it’s not to terrible.

10-29-2017, 07:44 AM	#12
JB'sZL1 Drives: 2013 ZL1 and 2019 Ram Laramie Join Date: May 2017 Location: Milwaukee Posts: 1,259	You move quickly. 12 hours from offer to purchase.

10-29-2017, 08:33 AM	#13
ClarityCamaro Drives: 2013 black zl1 Join Date: Nov 2013 Location: Lubbock Posts: 696	This is my baby I can’t give it away to salvage no way. I’ve heard of some very reputable shops who can fix bent frames almost as good as new