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Old 10-20-2009, 08:17 AM   #1
corvette67
 
Drives: 67 camaro
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What Is The Best Interest Rate You Got Through GMAC Through The Dealer?

what rate did you get from the chevy dealer or 5 years or 6 years?
it is through gmac.
i have the best credit you can get. 55 years old.
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Old 10-20-2009, 10:38 AM   #2
wullger
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Have you tried PenFed or your local credit union?
3.99 up to 60 months or 4.75% at 72 months with PenFed. www.penfed.org
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Old 10-21-2009, 09:11 AM   #3
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a friend of mine went to a+ credit union (i think was the name) and he got a 3.99 i ended up goin threw gmac and got a little higher, credit unions are always gonna give better rates the only reason i couldnt use a credit union is because they said it was over loan value with me putting nothing down
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Old 10-21-2009, 10:41 AM   #4
wullger
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If you put 0% down, I hope you bought GAP insurance.
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Ordered: 4/30/09 Delivered: 8/18/09


Appearance Mods:
Heritage Grille, ZL1 Replica Wheels
Performance Mods:
Flowmaster ARH Cat-Back Exhaust, ADM CAI, ADM L99-LS3 Conversion, ADM LSA Supercharger Kit, Lingenfelter GT9 Cam, Stainless Power Headers, Detroit Speed Sway Bars, ZL1 Fuel Pump

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Old 10-21-2009, 12:29 PM   #5
Keith70Chevelle
 
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3.49 through our credit union. could have had that rate for up to 60mo. but we only went 48mo.
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Old 10-21-2009, 03:02 PM   #6
lee

 
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Quote:
Originally Posted by wullger View Post
If you put 0% down, I hope you bought GAP insurance.

i always get gap, but one thing i just learned not too long ago is that if you sell a vehicle before the loan term is up and you have gap or credit life etc. you get a portion of that money back just got the check today
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Old 10-21-2009, 09:36 PM   #7
BaylorSS
 
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I got 3.99 for 5 years through both my CU and GMAC. The GMAC rate was a "get the loan" rate. I suggest that the get the rate you can on a pre-approval from a bank/CU and then have GMAC try to meet or beat it.
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