What Is The Best Interest Rate You Got Through GMAC Through The Dealer? - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

corvette67 · 10-20-2009, 08:17 AM

what rate did you get from the chevy dealer or 5 years or 6 years?
it is through gmac.
i have the best credit you can get. 55 years old.

wullger · 10-20-2009, 10:38 AM

Have you tried PenFed or your local credit union?
3.99 up to 60 months or 4.75% at 72 months with PenFed. www.penfed.org

lee · 10-21-2009, 09:11 AM

a friend of mine went to a+ credit union (i think was the name) and he got a 3.99 i ended up goin threw gmac and got a little higher, credit unions are always gonna give better rates the only reason i couldnt use a credit union is because they said it was over loan value with me putting nothing down

wullger · 10-21-2009, 10:41 AM

If you put 0% down, I hope you bought GAP insurance.

Keith70Chevelle · 10-21-2009, 12:29 PM

3.49 through our credit union. could have had that rate for up to 60mo. but we only went 48mo.

lee · 10-21-2009, 03:02 PM

Quote:

Originally Posted by wullger

If you put 0% down, I hope you bought GAP insurance.

i always get gap, but one thing i just learned not too long ago is that if you sell a vehicle before the loan term is up and you have gap or credit life etc. you get a portion of that money back just got the check today

BaylorSS · 10-21-2009, 09:36 PM

I got 3.99 for 5 years through both my CU and GMAC. The GMAC rate was a "get the loan" rate. I suggest that the get the rate you can on a pre-approval from a bank/CU and then have GMAC try to meet or beat it.

10-20-2009, 08:17 AM	#1
corvette67 Drives: 67 camaro Join Date: Oct 2009 Location: Austin Texas Posts: 1	What Is The Best Interest Rate You Got Through GMAC Through The Dealer? what rate did you get from the chevy dealer or 5 years or 6 years? it is through gmac. i have the best credit you can get. 55 years old.

10-20-2009, 10:38 AM	#2
wullger Supercharged Drives: 2010 Camaro 2SS/RS Join Date: Apr 2009 Location: Tyler, Texas Posts: 1,576 View My Garage	Have you tried PenFed or your local credit union? 3.99 up to 60 months or 4.75% at 72 months with PenFed. www.penfed.org __________________ 2SS/RS IBM A6, White Rallies Ordered: 4/30/09 Delivered: 8/18/09 Appearance Mods: Heritage Grille, ZL1 Replica Wheels Performance Mods: Flowmaster ARH Cat-Back Exhaust, ADM CAI, ADM L99-LS3 Conversion, ADM LSA Supercharger Kit, Lingenfelter GT9 Cam, Stainless Power Headers, Detroit Speed Sway Bars, ZL1 Fuel Pump 581 rwhp/535 lb/ft tq

10-21-2009, 10:41 AM	#4
wullger Supercharged Drives: 2010 Camaro 2SS/RS Join Date: Apr 2009 Location: Tyler, Texas Posts: 1,576 View My Garage	If you put 0% down, I hope you bought GAP insurance. __________________ 2SS/RS IBM A6, White Rallies Ordered: 4/30/09 Delivered: 8/18/09 Appearance Mods: Heritage Grille, ZL1 Replica Wheels Performance Mods: Flowmaster ARH Cat-Back Exhaust, ADM CAI, ADM L99-LS3 Conversion, ADM LSA Supercharger Kit, Lingenfelter GT9 Cam, Stainless Power Headers, Detroit Speed Sway Bars, ZL1 Fuel Pump 581 rwhp/535 lb/ft tq

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10-21-2009, 09:11 AM	#3
lee Drives: 2010 2ss/rs Join Date: Sep 2009 Location: Austin Posts: 1,016	a friend of mine went to a+ credit union (i think was the name) and he got a 3.99 i ended up goin threw gmac and got a little higher, credit unions are always gonna give better rates the only reason i couldnt use a credit union is because they said it was over loan value with me putting nothing down

10-21-2009, 12:29 PM	#5
Keith70Chevelle Drives: 1970 Chevelle, 2010 Camaro Red Join Date: Aug 2009 Location: Bryan TX Posts: 28	3.49 through our credit union. could have had that rate for up to 60mo. but we only went 48mo.

10-21-2009, 09:36 PM	#7
BaylorSS Drives: 2010 Camaro 2SS RS Join Date: Oct 2009 Location: Plano, TX Posts: 52	I got 3.99 for 5 years through both my CU and GMAC. The GMAC rate was a "get the loan" rate. I suggest that the get the rate you can on a pre-approval from a bank/CU and then have GMAC try to meet or beat it.