My bank gave me 35 grand lol. - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

AdamZ · 05-06-2012, 08:55 AM

Mistakes like this is what ruins our country. My bank rather than giving me a $34k loan made a $34k deposit into my account. Good one General Electric Credit Union. How is that even possible? So I guess if I wanted I could just go buy a 2012 Camaro SS eh or 20 grand in mods? Ugh...guess I will be calling them in the morning. I guess if they were silly enough to give a 21 year old with no credit a 3% interest rate (which I am not at all complaining lol) they are silly enough to hand me 34 thousand dollars on accident. I took a pic of it to post but it gives out too much personal information.

UPDATE: I called the bank this evening and they freaked out when I first memtioned it. The lady got on the computer then pulled up my account and was quite confused. She said she was going to call her supervisor and see what was going on and she would call me back. I then hinted to her in a joking way about maybe cutting me a break on the overall balance

. Work my magic maybe. About two hours later the bank called (about an hour ago actually) and said they did indeed make a mistake and thanks be for my honesty. They said they would have eventually figured it out at the end of the month but it was a good thing I didn't spend any of it. The bank graciously took payed this months payment ($540, well waived it) and cut my rate .25%. So all and all I did benifit from their mistake

.

Stealthpanda · 05-06-2012, 08:57 AM

Fancy bank.

BackinBlackSS/RS · 05-06-2012, 09:01 AM

Could it be that 34K deposit is the loan, they just put it into your account?

AdamZ · 05-06-2012, 09:02 AM

Quote:

Originally Posted by BackinBlackSS/RS

Could it be that 34K deposit is the loan, they just put it into your account?

No because they already sent the dealer 34k lol.

BackinBlackSS/RS · 05-06-2012, 09:03 AM

Quote:

Originally Posted by AdamZ

No because they already sent the dealer 34k lol.

LMFAO

AdamZ · 05-06-2012, 09:04 AM

Quote:

Originally Posted by BackinBlackSS/RS

LMFAO

So yeah the bank bought a used stock 2011 Camaro 2SS for $68K lol. Solid.

bmoney · 05-06-2012, 09:10 AM

My credit union shows the payment going into the account because that's where the funds for the check come from when it's cashed .

2012SS · 05-06-2012, 09:43 AM

You can bet your ass come Monday morning they'll catch their mistake lol. And if you spend even a dime of it you're gonna owe them plus any penalties they may slap on. Would be nice if it were for real, but it looks like somebody hit the wrong button.....my guess is they may not have a long career in banking lol.

Quackersacker · 05-06-2012, 09:44 AM

Dont think your getting up on any one. What the above guy said is true when your dealer cashes his check that money will disappear, and if not they will take it back

AdamZ · 05-06-2012, 09:47 AM

Quote:

Originally Posted by Quackersacker

Dont think your getting up on any one. What the above guy said is true when your dealer cashes his check that money will disappear, and if not they will take it back

The dealer has already gotten the payment. I just went through this process on an LS a couple months ago with the same credit union. This didn't happen lol.

oldfriend · 05-06-2012, 09:48 AM

Quote:

Originally Posted by BackinBlackSS/RS

Could it be that 34K deposit is the loan, they just put it into your account?

That's exactly what it is , BOFA does the same thing . Do not celebrate the new found free money with your bodies at hooters , you will have to pay it back with interest .

newb · 05-06-2012, 09:48 AM

Don't call the bank. Let it sit. Do not spend it. Your account should draw interest based on average daily balance(assuming you get interest). So the longer it sits in your account, the more free money you get... Legally.

AdamZ · 05-06-2012, 09:51 AM

Quote:

Originally Posted by newb

Don't call the bank. Let it sit. Do not spend it. Your account should draw interest based on average daily balance(assuming you get interest). So the longer it sits in your account, the more free money you get... Legally.

Eh, I am a LEO. That doesn't seem right. That's all I need is a newspaper publishing "Local Police Officer Abuses the System". Yeah, no good.

oldfriend · 05-06-2012, 09:52 AM

Quote:

Originally Posted by newb

Don't call the bank. Let it sit. Do not spend it. Your account should draw interest based on average daily balance(assuming you get interest). So the longer it sits in your account, the more free money you get... Legally.

That's true , but at .00125% /year , wow !

05-06-2012, 08:55 AM	#1
AdamZ Account Suspended Drives: Eve - 2011 Camaro 2SS/RS Join Date: Apr 2012 Location: Fairfield, OH Posts: 11,815	My bank gave me 35 grand lol. Mistakes like this is what ruins our country. My bank rather than giving me a $34k loan made a $34k deposit into my account. Good one General Electric Credit Union. How is that even possible? So I guess if I wanted I could just go buy a 2012 Camaro SS eh or 20 grand in mods? Ugh...guess I will be calling them in the morning. I guess if they were silly enough to give a 21 year old with no credit a 3% interest rate (which I am not at all complaining lol) they are silly enough to hand me 34 thousand dollars on accident. I took a pic of it to post but it gives out too much personal information. UPDATE: I called the bank this evening and they freaked out when I first memtioned it. The lady got on the computer then pulled up my account and was quite confused. She said she was going to call her supervisor and see what was going on and she would call me back. I then hinted to her in a joking way about maybe cutting me a break on the overall balance . Work my magic maybe. About two hours later the bank called (about an hour ago actually) and said they did indeed make a mistake and thanks be for my honesty. They said they would have eventually figured it out at the end of the month but it was a good thing I didn't spend any of it. The bank graciously took payed this months payment ($540, well waived it) and cut my rate .25%. So all and all I did benifit from their mistake . Last edited by AdamZ; 05-07-2012 at 04:30 PM.

05-06-2012, 09:43 AM	#8
2012SS Drives: 2012 V.R. Camaro SS, '67 Camaro Join Date: Feb 2012 Location: Houston, Tx Posts: 143	You can bet your ass come Monday morning they'll catch their mistake lol. And if you spend even a dime of it you're gonna owe them plus any penalties they may slap on. Would be nice if it were for real, but it looks like somebody hit the wrong button.....my guess is they may not have a long career in banking lol. __________________ 2012 Camaro SS Victory Red, CAI intake, Flowmaster Outlaw Catback

05-06-2012, 09:44 AM	#9
Quackersacker Drives: 2011 Camaro Convertible SS Join Date: Jan 2012 Location: Iowa Posts: 608 View My Garage	Dont think your getting up on any one. What the above guy said is true when your dealer cashes his check that money will disappear, and if not they will take it back __________________

05-06-2012, 09:48 AM	#12
newb Drives: 2013 1LE Join Date: Feb 2012 Location: DMV Posts: 1,548	Don't call the bank. Let it sit. Do not spend it. Your account should draw interest based on average daily balance(assuming you get interest). So the longer it sits in your account, the more free money you get... Legally. __________________ It's a Dingledarm. It's there to dampen side fumbling. If your marzelvanes fumble too much they can cause total protonic reversal. It gets ugly from there. This is really the biggest problem with the new Camaro. That and the tri-pronged blivot. Delivered 21 Jan 2013

05-06-2012, 08:57 AM	#2
Stealthpanda Thread Ender Drives: 2010 Camaro 2SS/RS L99 Join Date: May 2011 Location: South Jersey Posts: 1,038	Fancy bank.

05-06-2012, 09:01 AM	#3
BackinBlackSS/RS Go Blue!!!!! Drives: 2012 Cruze LT Join Date: Mar 2009 Location: Indiana Posts: 23,290	Could it be that 34K deposit is the loan, they just put it into your account?

05-06-2012, 09:10 AM	#7
bmoney Drives: 2010 1LT Join Date: Apr 2012 Location: North Central Oklahoma Posts: 32	My credit union shows the payment going into the account because that's where the funds for the check come from when it's cashed .