Question For You Guys W/ Weekend camaros - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

DFWZ28 · 02-26-2014, 07:59 PM

Do you guys with garage queens pay full coverage year round for insurance? A good friend who lives out of the country has his Porsche in the garage most of the time and only pays for insurance coverage as a weekend car only. My insurance agent says there is no way for me to get this type of coverage even though I put less that 500 miles on my car (a year). What are the insurance regulations where you guys live for none DD cars?

jshaf · 02-26-2014, 08:05 PM

mine is driven daily from april to december, then parked about 3.5 months during the winter, have to have full coverage since the car is being financed and it's required. wish I could drop it during winter and save a bit but it costs me less than 200 during those months, no biggy really!

77rs · 02-26-2014, 08:05 PM

Yes. Just because its in a garage it isn't totally safe. Lost a new '13 SS conv. less than 250 miles in the garage from hurricane Sandy!

96MrBass · 02-26-2014, 08:06 PM

I have mine covered under miles its like $1200 a year full coverage as long as its under 3500 miles.

Les7311 · 02-26-2014, 08:08 PM

USAA offers "Storage Mode" up to 6 months, and fully covered (cannot drive during those periods)....Mine in storage mode from Thanksgiving to Spring.....

77rs · 02-26-2014, 08:12 PM

Quote:

Originally Posted by Les7311

USAA offers "Storage Mode" up to 6 months, and fully covered (cannot drive during those periods)....Mine in storage mode from Thanksgiving to Spring.....

Wow,never heard of that!

menendez1293 · 02-26-2014, 08:15 PM

Mine is based on miles, think I get about 3K a year and if I go over I just have to pay the difference for the normal premium. But I barely go over 1500 miles a year so I'm good. It's still full coverage though

Les7311 · 02-26-2014, 08:18 PM

Yup... motorcycle and SS both in winter mode.

If you a USAA member, then do call them... think they can make it retro for a few weeks....

Quote:

Originally Posted by 77rs

Wow,never heard of that!

Tim_Hamilton · 02-26-2014, 08:23 PM

Quote:

Originally Posted by Les7311

USAA offers "Storage Mode" up to 6 months, and fully covered (cannot drive during those periods)....Mine in storage mode from Thanksgiving to Spring.....

I have the same thing with Geico, If I do get a good day I can call before driving and let them know.

Ryanbabz71 · 02-26-2014, 08:25 PM

Year round. Only about $500 a year for "low" miles

Ryan

Alaskan SS · 02-26-2014, 08:26 PM

I have State Farm. I pay for full coverage from April 15 to October 15. I pay for comprehensive coverage, about $20 / month, from October 16 to April 14. During this time, I can't drive it.

376LS3 · 02-26-2014, 08:39 PM

My Camaro is listed as a "recreational" vehicle. I have no restrictions on what I can do, I just have to have another car listed as "primary." I pay $65/mo just for the Camaro, $115/mo total. My insurance is Progressive.

Blue17CamaroZL1 · 02-26-2014, 08:41 PM

I have Progressive and what they offer is a slight discount for storage time, in which i cannot drive it, but it still has to be fully covered and the discount only comes out to like $20-$25 a month.

77rs · 02-26-2014, 08:49 PM

Anyone know if Geico has this? 1300. a year here, full coverage, garaged,0 deductible, pleasure use only.

02-26-2014, 07:59 PM	#1
DFWZ28 Drives: 2010 SS Join Date: May 2012 Location: Rockwall, TX Posts: 1,605 View My Garage	Question For You Guys W/ Weekend camaros Do you guys with garage queens pay full coverage year round for insurance? A good friend who lives out of the country has his Porsche in the garage most of the time and only pays for insurance coverage as a weekend car only. My insurance agent says there is no way for me to get this type of coverage even though I put less that 500 miles on my car (a year). What are the insurance regulations where you guys live for none DD cars? __________________ Last edited by DFWZ28; 02-26-2014 at 10:24 PM.

02-26-2014, 08:05 PM	#2
jshaf Montani Semper Liberi Drives: 2011 Black 2SS/RS w/ IOM stripes Join Date: Feb 2010 Location: Masontown, WV Posts: 4,841	mine is driven daily from april to december, then parked about 3.5 months during the winter, have to have full coverage since the car is being financed and it's required. wish I could drop it during winter and save a bit but it costs me less than 200 during those months, no biggy really! __________________ Stainless Works 1 7/8 Long Tude Headers, Stainless Works High Flow Cats, Stainless Works Retro Chambered Catback, Z/28 Air Intake, RDP Tuned, FR41 Chrome Rims, 1100W stereo, 35% Tint

02-26-2014, 08:06 PM	#4
96MrBass Drives: GM Join Date: Sep 2010 Location: Marydel, DE Posts: 1,321	I have mine covered under miles its like $1200 a year full coverage as long as its under 3500 miles. __________________ Roto- Fab Cai, SLP 1 3/4" headers, 3"X pipe, LM2 cat back, Comp Cam & AI Heads, SLP UP, RPM Tuned, GPI Intake, Vmax TB, ADM Air Scoop, 3.91 Gears, Gforce driveshaft, Braille 21#, Elite Catch Can, Pfadt Tie Rods, Diff Bushings and Trailing arms, Eibach spings & sways, BMR cradle bushings, Nt555r's.

02-26-2014, 08:25 PM	#10
Ryanbabz71 Drives: 2018 Hyper Blue 1SS 1LE Join Date: Jul 2011 Location: Brownsburg, Indiana Posts: 6,231 View My Garage	Year round. Only about $500 a year for "low" miles Ryan __________________ Ryan * 2018 1SS 1LE Camaro Hyper Blue Metallic Car Build: http://www.camaro6.com/forums/showth...0#post10049680

02-26-2014, 08:39 PM	#12
376LS3 Eh, that'll happen Drives: 2010 2SS Join Date: Apr 2012 Location: Mesa, Arizona Posts: 1,841	My Camaro is listed as a "recreational" vehicle. I have no restrictions on what I can do, I just have to have another car listed as "primary." I pay $65/mo just for the Camaro, $115/mo total. My insurance is Progressive. __________________ 2010 Camaro SS LS3 - No Modz

02-26-2014, 08:05 PM	#3
77rs Drives: '13 SS/RS conv. RY Join Date: Jul 2012 Location: Cape May County, N.J. Posts: 521	Yes. Just because its in a garage it isn't totally safe. Lost a new '13 SS conv. less than 250 miles in the garage from hurricane Sandy!

02-26-2014, 08:08 PM	#5
Les7311 Drives: 2017 Zl1 (M6) Join Date: Feb 2012 Location: Maryland Posts: 611	USAA offers "Storage Mode" up to 6 months, and fully covered (cannot drive during those periods)....Mine in storage mode from Thanksgiving to Spring.....

02-26-2014, 08:15 PM	#7
menendez1293 Emerald Coast Camaros Drives: 2010 Camaro 2LT/RS M6 Join Date: Nov 2009 Location: Tallahassee FL Posts: 9,687 View My Garage	Mine is based on miles, think I get about 3K a year and if I go over I just have to pay the difference for the normal premium. But I barely go over 1500 miles a year so I'm good. It's still full coverage though

02-26-2014, 08:26 PM	#11
Alaskan SS Drives: 2010 IBM 2SS/RS w/ M6, sunroof Join Date: Apr 2010 Location: Anchorage, AK Posts: 186	I have State Farm. I pay for full coverage from April 15 to October 15. I pay for comprehensive coverage, about $20 / month, from October 16 to April 14. During this time, I can't drive it.

02-26-2014, 08:41 PM	#13
Blue17CamaroZL1 650HP soon to come Drives: 2017 Chevy Camaro ZL1 Join Date: Jul 2011 Location: Sayreville, New Jersey Posts: 2,882 View My Garage	I have Progressive and what they offer is a slight discount for storage time, in which i cannot drive it, but it still has to be fully covered and the discount only comes out to like $20-$25 a month. __________________ 2017 Camaro ZL1 Hyper Blue Metallic A10, PDR, NAV, Premium floor mats

02-26-2014, 08:49 PM	#14
77rs Drives: '13 SS/RS conv. RY Join Date: Jul 2012 Location: Cape May County, N.J. Posts: 521	Anyone know if Geico has this? 1300. a year here, full coverage, garaged,0 deductible, pleasure use only.