Insurance Rates -- - Page 2 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

EuropeanCamaroFan · 08-21-2007, 03:23 PM

Or well no, It would still cost me over 2500 a year, I guess this car isn't for me, because I cant save for a house and drive a car like this at the same time

EuropeanCamaroFan · 08-22-2007, 02:51 AM

The only way I'll be able to pay the insurances, is by putting commercials on my car ...

*Mindz* · 08-22-2007, 03:10 AM

Let me know where you get the monitors for them.

Are you gonna put those hi-tech TV's in your headlights?

le.nono · 08-22-2007, 10:10 AM

I don't understand why you pay so much for an insurance. Are you sure of that? have you check severals companies? I live in France and the insurance fees would be around 1000 euros average a year which is much more acceptable. And I'm pretty sure you can get that amount. Even with 200 or 400 hp it's not that power which is important it's the tax horsepower or fiscal power ( chevaux fiscaux in french). I'm sure you know what I'm taking about.

nOnO

unkbd · 08-22-2007, 11:11 PM

Now-a-days, one of the larger factors that determines your premium is your [B]credit score[B]. On top of HP, 2-door, 4-door, coupe, suv, and driving record. My policy with Farmers just renewed and one of the reasons for the increase was my credit score fell a little. Seems I didn't qualify for something or other to get the good credit discount.

*Mindz* · 08-23-2007, 01:02 AM

I pay 488 a year but it's liability only. I will have a 7 years clear driving record bonus (had an accident going 5 mph in 2001) on top of good credit bonus. My insurance agent with AAA of California worked with me and we based the cost of insurance on a GT500 of this year, and with the two discounts above, plus the fact that I'm turning 25 next year will give me around $1800 a year for full coverage with decent premiums/deductables.

EllwynX · 08-23-2007, 05:16 PM

Currently I pay about $850 a year for my '05 Aveo. (Above average Full Coverage of at least 50/100/50.) But I usually get at least $50 back in dividends just before Christmas, if not more. 32 years old and a good driving record. Average credit score (around 700), but that doesn't affect my insurance.

When I had my '02 Camaro Coupe my insurance was $1000 a year. (Again, above average Full Coverage.) And also got the dividend back. Oh, I was 28 years old at the time, had a clean driving record and my credit doesn't affect my insurance (I had bad credit when I got the Camaro, so there's no way it affected my insurance or it would have been higher).

Credit score should have nothing to do with your insurance. Vehicle and Driving Record should be all that matter.

TFord · 08-25-2007, 03:35 PM

Im 23 and I pay 100 bucks a month for full coverage on my camaro. next month my wife will be on my police and it will be 165 a month for full coverage on both our cars. Im with USAA, when I was with state farm I paid 250 a month for the same coverage.

08-22-2007, 03:10 AM	#17
Mindz E.B.A.H. Drives: you wild... Join Date: Mar 2007 Location: In the happy padded room wearing a jacket that makes me hug myself... Posts: 18,421	Let me know where you get the monitors for them. Are you gonna put those hi-tech TV's in your headlights? __________________ Blue Rush, 2010 SS [Car of the Week 3/22/2010] Traded in on...ZLZBUBB, 2013 ZL1

08-22-2007, 10:10 AM	#18
le.nono Drives: pick up hyundai Santa Fe Join Date: Aug 2007 Location: France (south) Posts: 4	I don't understand why you pay so much for an insurance. Are you sure of that? have you check severals companies? I live in France and the insurance fees would be around 1000 euros average a year which is much more acceptable. And I'm pretty sure you can get that amount. Even with 200 or 400 hp it's not that power which is important it's the tax horsepower or fiscal power ( chevaux fiscaux in french). I'm sure you know what I'm taking about. nOnO __________________ The French frog

08-23-2007, 01:02 AM	#20
Mindz E.B.A.H. Drives: you wild... Join Date: Mar 2007 Location: In the happy padded room wearing a jacket that makes me hug myself... Posts: 18,421	I pay 488 a year but it's liability only. I will have a 7 years clear driving record bonus (had an accident going 5 mph in 2001) on top of good credit bonus. My insurance agent with AAA of California worked with me and we based the cost of insurance on a GT500 of this year, and with the two discounts above, plus the fact that I'm turning 25 next year will give me around $1800 a year for full coverage with decent premiums/deductables. __________________ Blue Rush, 2010 SS [Car of the Week 3/22/2010] Traded in on...ZLZBUBB, 2013 ZL1

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08-21-2007, 03:23 PM	#15
EuropeanCamaroFan Drives: None Join Date: Aug 2007 Location: Belgium Posts: 9	Or well no, It would still cost me over 2500 a year, I guess this car isn't for me, because I cant save for a house and drive a car like this at the same time

08-22-2007, 02:51 AM	#16
EuropeanCamaroFan Drives: None Join Date: Aug 2007 Location: Belgium Posts: 9	The only way I'll be able to pay the insurances, is by putting commercials on my car ...

08-22-2007, 11:11 PM	#19
unkbd Drives: 2010 IBM 2SS/RS Join Date: Feb 2007 Location: WI Posts: 268 View My Garage	Now-a-days, one of the larger factors that determines your premium is your [B]credit score[B]. On top of HP, 2-door, 4-door, coupe, suv, and driving record. My policy with Farmers just renewed and one of the reasons for the increase was my credit score fell a little. Seems I didn't qualify for something or other to get the good credit discount.

08-23-2007, 05:16 PM	#21
EllwynX Drives: 2010 Camaro SS Join Date: May 2006 Location: Southern NJ Posts: 2,260	Currently I pay about $850 a year for my '05 Aveo. (Above average Full Coverage of at least 50/100/50.) But I usually get at least $50 back in dividends just before Christmas, if not more. 32 years old and a good driving record. Average credit score (around 700), but that doesn't affect my insurance. When I had my '02 Camaro Coupe my insurance was $1000 a year. (Again, above average Full Coverage.) And also got the dividend back. Oh, I was 28 years old at the time, had a clean driving record and my credit doesn't affect my insurance (I had bad credit when I got the Camaro, so there's no way it affected my insurance or it would have been higher). Credit score should have nothing to do with your insurance. Vehicle and Driving Record should be all that matter.

08-25-2007, 03:35 PM	#22
TFord Camaro Fanatic Drives: 2000 Z28 Join Date: May 2007 Location: Auburn, WA Posts: 1,809 View My Garage	Im 23 and I pay 100 bucks a month for full coverage on my camaro. next month my wife will be on my police and it will be 165 a month for full coverage on both our cars. Im with USAA, when I was with state farm I paid 250 a month for the same coverage.