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Old 06-28-2010, 06:53 PM   #1
fireresq157

 
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GM CARD NOW BACK TO 5% EARNINGS!!!!!

The GM card credit card is back up to 5% earnings. It had been 3% for new applicants for the longest time. There is still a per model earnings redemption limit but you can get there quicker.

Check it out.

https://www.gmcard.com/GMCard/

I'm still glad I have the old school card with 5% and the 3500 dollar across the board limit but this new offer is much better than has been out there for several years.BTW I was able to use all 3500 for my car on the old school card. So I highly recommend everyone that can to apply.
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Old 06-28-2010, 08:00 PM   #2
crussell83
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yea...ive had it for several years and used all 3367 that was available to me on the card towards the downpayment....happy i always have had the 5%...gotten to use it on a couple vehicles and am alwayys glad its there
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Old 06-29-2010, 09:32 AM   #3
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It's easy money off, the newer ones(cards) unlike ours have a per vehicle cap but still a great deal. My wife had the 3% card and it felt like it took for ever to get earnings up. At 5% if you charge 10gs a year you'll earn 500 dollars of earnings and it's conbinable with most offers. Did I mention their is no earnings limit so if you charge 50Gs you get 2500 earnings. When I got my car I received the original college grad pricing about 500 over invoice (it got changed after my order was placed and was 1200+ over invoice). I also locked in before all the price changes so I received a check back from GM. When all was said and done I came out paying with all taxes and fees around 33000 dollars for a fully loaded 2SS/RS manual inferno orange interior/exterior with rally stripes. Not bad, every little bit counts. In fact I ended up paying what a friend of mine paid for his v6 challenger I din't have the heart to tell him .

Last edited by fireresq157; 06-29-2010 at 09:43 AM.
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Old 06-29-2010, 09:47 AM   #4
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Remember when you could earn up to $1000/year for 7 years, so you could have up to $7000 off on one car?
Over the years, I have gotten over $10,000 off on GM cars. Not bad.

What I really hate right now is that GM has employee pricing and I cannot use my GM card rebate in combination with that pricing. I just need to get the dealer to give me the same pricing and not call it employee pricing!!
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Old 06-29-2010, 10:06 AM   #5
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The limit for cashback for the Camaro is only 1k, correct?
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Old 06-29-2010, 10:27 AM   #6
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Originally Posted by larryt1026 View Post
The limit for cashback for the Camaro is only 1k, correct?
It's technically not cash-back more like another rebate/cash off. Yes thats for the more recent cards like in the last 12 or so years. The older ones did not have a specific vehicle limit other than 3500. You earned up 500 a year for up to 7 years a max of 3500 you could use on any vehicle GM made besides SAAB. The new 5% just allows you to get to the current 1000 quicker. Plus if you go over that you'll have for future vehicles and they never expire I believe. Also I beleive you may be able to convert your 3% account to the 5% if you have an existing one at the very least you would be able to open a new account and transfer your earnings from the old. There may be some conversion rate involved.
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Old 06-29-2010, 10:32 AM   #7
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Quote:
Originally Posted by Texhawk View Post
Remember when you could earn up to $1000/year for 7 years, so you could have up to $7000 off on one car?
Over the years, I have gotten over $10,000 off on GM cars. Not bad.

What I really hate right now is that GM has employee pricing and I cannot use my GM card rebate in combination with that pricing. I just need to get the dealer to give me the same pricing and not call it employee pricing!!
Yes I do, Sadly all the older ones were converted to the 3500 max 500 a year .
If you have some huge amount of earnings you may be able to get the GM family card but it only earns 1% and transfer the earnings over but If you can do it it will probably be something like 5 dollars to 1 conversion. That would allow you to use the new card with employee pricing. but you would see 3500 dollars turn to 700. Still call things may have changed since I looked into transfering a year ago.
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Old 06-29-2010, 10:39 AM   #8
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Quote:
Originally Posted by fireresq157 View Post
It's technically not cash-back more like another rebate/cash off. Yes thats for the more recent cards like in the last 12 or so years. The older ones did not have a specific vehicle limit other than 3500. You earned up 500 a year for up to 7 years a max of 3500 you could use on any vehicle GM made besides SAAB. The new 5% just allows you to get to the current 1000 quicker. Plus if you go over that you'll have for future vehicles and they never expire I believe. Also I beleive you may be able to convert your 3% account to the 5% if you have an existing one at the very least you would be able to open a new account and transfer your earnings from the old. There may be some conversion rate involved.

I see. Well unfortunately to get the full $1000 dollars on a 5% rebate, I would have to spend 20k, which in my estimation will be wayyyy beyond the limit they'll offer me. Do I need to be within the credit limit when I purchase a vehicle? Or are car purchases and exception to the rule?
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Old 06-29-2010, 12:16 PM   #9
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Originally Posted by larryt1026 View Post
I see. Well unfortunately to get the full $1000 dollars on a 5% rebate, I would have to spend 20k, which in my estimation will be wayyyy beyond the limit they'll offer me. Do I need to be within the credit limit when I purchase a vehicle? Or are car purchases and exception to the rule?
You don't have to roll over balances, what ever I spend I pay it off the next month. I never pay interest in fact that does not make any financial sense. What I do is everything I can pay with a credit card goes on it like cell phone , groceries, gas, shopping, utilities etc. Over a one year that can add up to a significant amount. You can get to 20 thousand for the year even if your limit is as low as 2 thousand.
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Old 06-30-2010, 01:07 AM   #10
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I used gmcard $4200 on my purchase and my $750 USAA
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