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Old 09-09-2017, 12:12 PM   #29
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News just announced Equifax has known about this breach for six weeks, and kept it quiet...and, prior to the announcement, top Equifax execs sold off a ton of their stock before it took a dive after the announcement....wtf...

Is everybody a crook?
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Lock your life with life lock.

They sold their Equifax and probably bought LifeLock!
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Old 09-09-2017, 01:01 PM   #30
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You can opt out of the credit reporting system... never apply for credit, pay cash for everything. You'll be a "ghost".
Yeah, that's a reasonable solution.
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Old 09-11-2017, 02:06 PM   #31
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Looks like their site has a update regarding some of our questions. No charge after free year. No waiver of legal action, among others. Click link on sherob's OP and it now goes straight to that.
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Old 09-11-2017, 02:09 PM   #32
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Thanks for the update...
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Old 09-12-2017, 05:53 PM   #33
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i bet everyone gets the same response. by signing up, Im sure the fine print somewhere says you give up your rights and claims to any upcoming suites...
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Old 09-13-2017, 06:48 AM   #34
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i bet everyone gets the same response. by signing up, Im sure the fine print somewhere says you give up your rights and claims to any upcoming suites...
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Old 09-13-2017, 11:31 AM   #35
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Great, you have credit monitoring for a year. If I were someone that just hacked or purchased the information, I would wait 13 months before using that information.

This is messed up. All three of us, even my 17yo daughter got compromised, and she has no credit yet. Now I get to pay Lifelock x3 people for life.
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Old 09-13-2017, 12:28 PM   #36
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Great, you have credit monitoring for a year. If I were someone that just hacked or purchased the information, I would wait 13 months before using that information.

This is messed up. All three of us, even my 17yo daughter got compromised, and she has no credit yet. Now I get to pay Lifelock x3 people for life.
Have you locked your credit files w/ the bureaus yet? That would be more proactive than monitoring.

As they say on their site...

No one can prevent all identity theft.
† LifeLock does not monitor all transactions at all businesses.
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Old 09-13-2017, 12:37 PM   #37
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Have you locked your credit files w/ the bureaus yet?
This is the route I went
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Old 09-13-2017, 03:02 PM   #38
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This is the route I went
So I assume you have to call each one separately to do this? Do you ask to have your credit locked? And do you keep it locked indefinitely? Thanks.
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Old 09-13-2017, 03:37 PM   #39
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So I assume you have to call each one separately to do this? Do you ask to have your credit locked? And do you keep it locked indefinitely? Thanks.
You can do it online... no call needed.

https://www.freeze.equifax.com/Freez...onalIDInfo.jsp

https://www.experian.com/ncaconline/freeze

https://freeze.transunion.com/sf/sec...andingPage.jsp
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Old 09-13-2017, 05:18 PM   #40
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dont know why 'signing up' is even required. The agencies should just do it in the first place. Contact you if something needs approval...
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Old 09-13-2017, 05:19 PM   #41
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Thanks, I appreciate that. Of course the other two work easy to freeze, but Equifax says system error, try again later. Go figure!
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Old 10-06-2017, 08:09 PM   #42
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Well, I applied for an equity line of credit (which I did only because of this stupid Equifax).....I don't need anything more...I'm done...

So, after my loan was approved, I froze all three credit reports....doubt I'll ever need to unfreeze them...Freezing was somewhat of a hassle....no two of the three did it exactly the same....ten bucks each for Transunion and Experian, no charge from Equifax...

Pin and account numbers to un-freeze must be kept in a safe place. Losing or misplacing those will really be a hassle if you decide to unfreeze...

Good luck to all....keep an eye on your existing accounts.

Last edited by 90503; 10-06-2017 at 09:13 PM.
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