anybody out there ask about rim and tire insurance - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

camarossrs2150 · 05-01-2009, 01:38 PM

was wondering if anybody was offered rim and tire insurance .it is usally sold by the finance manager just wondering if it is offered and how much .hopefully someone that works at a dealer can answer this for us .

Embalmer · 05-01-2009, 01:59 PM

I did buy it. $399 for 5 years. Covers everything but curbs. I figure for that price you couldn't even replace a tire.... Good deal IMO.

camarossrs2150 · 05-01-2009, 02:32 PM

so what else besides curbs are a major hazzard .can we blame curb rash on potholes .

TJ91 · 05-01-2009, 02:36 PM

what does it cover?

Embalmer · 05-01-2009, 03:06 PM

Covers the Tire and Rim of damage from potholes, nails, crap in the road, anything basically except curbs. They will replace the tire and/or rim at no cost to you for 5 full years. $399 for that was a steal IMO.

TJ91 · 05-01-2009, 03:09 PM

bnut im guessing it would have to have porper wear and tear, like no burnouts tires being changed

Im guessing that the ppirellis would last up to 75k(km) so it wouldnt be worth it for me. Unless its completely covered and i can smoke some tires up!

camarossrs2150 · 05-01-2009, 05:15 PM

the only thing im thinking the way most dealers are they will say you hit a curb anyway . driving home one day i was driving behind a suv he swerved to the right and i went straight and ran over a muffler in the road it cut my side wall and rashed my rim looks like i hit a curb .i just dont want to argue with them about what really happened . you know dealers they will say anything to make it your fault .does anyboddy here have any on goings with this insurance

Travis64 · 05-01-2009, 05:16 PM

dont buy anything at a dealer other then the car they are scam artist

camarossrs2150 · 05-01-2009, 05:20 PM

Quote:

Originally Posted by Travis64

dont buy anything at a dealer other then the car they are scam artist

i know is there anywhere else we can buy this insurance

greysteel_M6 · 05-01-2009, 11:29 PM

I used to sell cars; dealers devise many schemes to inflate their profits. All of it's a rip.

ZYAL8R · 05-02-2009, 12:02 PM

I feel like insurance companies do alot of ripping on their own. I mean insurance used to mean something entirely different than it does today.

Today's insurance policies have a longer list of what they DON'T cover than what they do cover. And inevitably in the car insurance biz, especially the car biz, the adjusters will adjust you right out of valuable repair dollars b/c of this/that/depreciation/the sun was in your eyes...it's nature's fault etc etc.

I once made a claim on an S-10 that I crashed and the insurance company depreciated my paint at a rate of 20% a year so that they wouldn't have to pay me for a full paint job.:(

Hooy · 05-02-2009, 01:22 PM

I didn't even think about this, even though I've been whining about $400 tires for 2 months now.

Never2LowChevy · 05-02-2009, 04:16 PM

Dealers will probably try to sell it to the same ones that buy the 21" wheels, those are probably the only ones that wouldnt know any better. Dealers love to sell people extra insurance and warranties, because it isnt the salesman that has to deal with them when it comes in for sevice, its the service writer. Ive seen several cases where the salesman has sold a warranty that the dealership service department didnt even accept.

angelic · 05-02-2009, 06:13 PM

Wow $399?
We were quoted $1300 and that included curb.

05-01-2009, 01:38 PM	#1
camarossrs2150 Drives: abm2ssrs Join Date: Apr 2009 Location: still out of my mind Posts: 2,095	anybody out there ask about rim and tire insurance was wondering if anybody was offered rim and tire insurance .it is usally sold by the finance manager just wondering if it is offered and how much .hopefully someone that works at a dealer can answer this for us .

05-02-2009, 12:02 PM	#11
ZYAL8R Drives: 2010 SS/RS Join Date: Oct 2008 Location: In my garage Posts: 905	I feel like insurance companies do alot of ripping on their own. I mean insurance used to mean something entirely different than it does today. Today's insurance policies have a longer list of what they DON'T cover than what they do cover. And inevitably in the car insurance biz, especially the car biz, the adjusters will adjust you right out of valuable repair dollars b/c of this/that/depreciation/the sun was in your eyes...it's nature's fault etc etc. I once made a claim on an S-10 that I crashed and the insurance company depreciated my paint at a rate of 20% a year so that they wouldn't have to pay me for a full paint job.:( __________________ 2010 Chevy Camaro Black on Black! 84' Chevy S-10 91' Chevy S-10 Ext. Cab 90' GMC Sierra Reg. Cab 350 V8 2003 GMC Sierra HD 4x4 Crew 6.0 2005 GMC Yukon 5.3 2008 GMC Ext. Cab 4x4 5.3 2008 GMC Yukon SLT 5.3 This truck man is about to go for something a little more sporty.

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05-01-2009, 01:59 PM	#2
Embalmer 2G1FT1EWXA9103351 Drives: 2SS RS, SIM, 6pd, 20"Alum Join Date: Oct 2008 Location: Canton, Michigan Posts: 607 View My Garage	I did buy it. $399 for 5 years. Covers everything but curbs. I figure for that price you couldn't even replace a tire.... Good deal IMO.

05-01-2009, 02:32 PM	#3
camarossrs2150 Drives: abm2ssrs Join Date: Apr 2009 Location: still out of my mind Posts: 2,095	so what else besides curbs are a major hazzard .can we blame curb rash on potholes .

05-01-2009, 02:36 PM	#4
TJ91 :chevy: Drives: 2LT/RS Join Date: Jun 2008 Location: Toronto Posts: 13,033	what does it cover?

05-01-2009, 03:06 PM	#5
Embalmer 2G1FT1EWXA9103351 Drives: 2SS RS, SIM, 6pd, 20"Alum Join Date: Oct 2008 Location: Canton, Michigan Posts: 607 View My Garage	Covers the Tire and Rim of damage from potholes, nails, crap in the road, anything basically except curbs. They will replace the tire and/or rim at no cost to you for 5 full years. $399 for that was a steal IMO.

05-01-2009, 03:09 PM	#6
TJ91 :chevy: Drives: 2LT/RS Join Date: Jun 2008 Location: Toronto Posts: 13,033	bnut im guessing it would have to have porper wear and tear, like no burnouts tires being changed Im guessing that the ppirellis would last up to 75k(km) so it wouldnt be worth it for me. Unless its completely covered and i can smoke some tires up!

05-01-2009, 05:15 PM	#7
camarossrs2150 Drives: abm2ssrs Join Date: Apr 2009 Location: still out of my mind Posts: 2,095	the only thing im thinking the way most dealers are they will say you hit a curb anyway . driving home one day i was driving behind a suv he swerved to the right and i went straight and ran over a muffler in the road it cut my side wall and rashed my rim looks like i hit a curb .i just dont want to argue with them about what really happened . you know dealers they will say anything to make it your fault .does anyboddy here have any on goings with this insurance

05-01-2009, 05:16 PM	#8
Travis64 Drives: 2011 Camaro 1lt rs auto 4-9-11 Join Date: Apr 2009 Location: NY Long Island Posts: 754	dont buy anything at a dealer other then the car they are scam artist

05-01-2009, 11:29 PM	#10
greysteel_M6 Drives: 00' SS Join Date: Mar 2008 Location: Abilene, TX Posts: 29	I used to sell cars; dealers devise many schemes to inflate their profits. All of it's a rip.

05-02-2009, 01:22 PM	#12
Hooy Will Drive For Food Drives: Acura TL Join Date: Jan 2009 Location: Houston Posts: 261 View My Garage	I didn't even think about this, even though I've been whining about $400 tires for 2 months now.

05-02-2009, 04:16 PM	#13
Never2LowChevy Banned Drives: bagged 4 door dually on 22s Join Date: Dec 2008 Location: Nederland Tx Posts: 367 View My Garage	Dealers will probably try to sell it to the same ones that buy the 21" wheels, those are probably the only ones that wouldnt know any better. Dealers love to sell people extra insurance and warranties, because it isnt the salesman that has to deal with them when it comes in for sevice, its the service writer. Ive seen several cases where the salesman has sold a warranty that the dealership service department didnt even accept.

05-02-2009, 06:13 PM	#14
angelic Drives: 2010 IBM 2SS/RS Join Date: Mar 2007 Location: Colorado Posts: 82	Wow $399? We were quoted $1300 and that included curb.