Minimum Job Requirements for 2010 Camaro SS - Page 3 - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

Ilanidrac · 07-25-2011, 01:33 PM

What I did was itemize all of my monthly spending with Bills, food, gas, parking, everything...then get some quotes on car insurance and payments. I rounded everything up a bit as well to be sure everything was covered. Made sure what I wanted I could afford, and after quadruple checking the numbers, I went ahead and pulled the trigger.

The insurance and car payments, as well as the OTD price of the car were all actually a little less that what I had accounted for, so it actually worked out in my favor.

I am in love with my car, and could not be happier that I did all the necessary preparation and research. This is my first new car, and first BIG purchase. Do your homework!!

Tessa · 07-25-2011, 01:41 PM

Quote:

Originally Posted by REDXIIIDave

If you can barely afford it, you can't afford it.

My car cost more then I make in a year (not counting over time). But I had a huge chunk of change ready to go to put down/save for payments.

Never been able to afford it otherwise. Insurance didn't set me back too much more a year then what I was already paying - since having Onstar saves me more then it costs to maintain - but gas is insane. (of course I have to fill the tank ever 4 days so...

)

dutchnrican · 07-25-2011, 01:48 PM

Quote:

Originally Posted by TraeBeezii

Thanks a lot for the detailed paragraphs!

If my Dad isn't paying for it, then I will need to know some info.

is your dad footing the bill? or are you gonna be paying for it yourself?

KSFastah · 07-25-2011, 01:50 PM

Quote:

Originally Posted by TSSUNAMI

Also, if none of that answers your question do this:
Since it's already almost winter, wait till spring to buy your car. From now (July) until March, put 500.00 aside into a savings account every month. Treat it like your "car payment."

If at any time you can't afford to put that 500.00 in the bank, or have to touch that money for an emergency, then you very likely cannot afford this car. As an added bonus, you will have saved up your down payment, or a nice chunk of change for some mods by March!

Good luck to you. Hope this helped.

Best bit advice in the entire thread....well said.

PatsRS · 07-25-2011, 01:57 PM

Quote:

Originally Posted by joeysSS

If ya have to ask......Seriously.

EXACTLY!

Really...

Come on.

It really is the same for ANY car you might buy.

What can you really afford?

DarricSS · 07-25-2011, 02:04 PM

Ballpark estimate:

$650 Monthly payment (Depending on how much you put down)
$200 Monthly gas (Depending how much you drive)
$150 Monthly insurance (Depending on Age)

Be informed, don't live paycheck to paycheck just to own a car...

Wizard1183 · 07-25-2011, 03:06 PM

The uPkeep on an SS is expensive also. Tires are 800-1000 a set. Oil is 65? Of course these are not bought monthly but take into consideration these things can come up at any point. If you're unsure of if you can afford it. You prolly can't. Save your money til you can otherwise you'll look like a dumbass when they come repo your car cause you fell behind.

tobalt · 07-25-2011, 04:17 PM

Do yourself a favor and just wait till next year and set aside money each month towards the down payment. Don't look at getting a brand spanking new SS, get a used 2010. The car is awesome and all, but trust me. Digging yourself into a financial mess that early in life is not worth it.

And honestly, not sure why a teenager (I'm assuming since he mentioned his parent possibly paying) needs to get a Camaro SS...

VTXrider · 07-25-2011, 04:20 PM

Quote:

Originally Posted by tobalt

Do yourself a favor and just wait till next year and set aside money each month towards the down payment. Don't look at getting a brand spanking new SS, get a used 2010. The car is awesome and all, but trust me. Digging yourself into a financial mess that early in life is not worth it.

And honestly, not sure why a teenager (I'm assuming since he mentioned his parent possibly paying) needs to get a Camaro SS...

lol, I agree with you except I don't see why an adult needs a Camaro SS

Texas2SS · 07-25-2011, 04:25 PM

TSSUNAMI should be a financial advisor. That is great advice!

emin7 · 07-25-2011, 04:34 PM

If you have to ask....

dutchnrican · 07-25-2011, 04:54 PM

Quote:

Originally Posted by tobalt

Do yourself a favor and just wait till next year and set aside money each month towards the down payment. Don't look at getting a brand spanking new SS, get a used 2010. The car is awesome and all, but trust me. Digging yourself into a financial mess that early in life is not worth it.

And honestly, not sure why a teenager (I'm assuming since he mentioned his parent possibly paying) needs to get a Camaro SS...

no one NEEDS to get a SS.

anyway, i see you're from Huntsville. Landers McLarty?

Bonanza7 · 07-25-2011, 05:19 PM

There are plenty of dealers who have no standards at all. Interest rates that would make Capone blush.

MiracleAces · 07-25-2011, 05:26 PM

Quote:

Originally Posted by Bonanza7

There are plenty of dealers who have no standards at all. Interest rates that would make Capone blush.

Very true, but the law holds them to within two and half points over the bank now.

07-25-2011, 02:04 PM	#34
DarricSS Drives: '10 Camaro SS Join Date: Apr 2009 Location: Gilbert, Arizona Posts: 1,047	Ballpark estimate: $650 Monthly payment (Depending on how much you put down) $200 Monthly gas (Depending how much you drive) $150 Monthly insurance (Depending on Age) Be informed, don't live paycheck to paycheck just to own a car... __________________ 2010, SIM, 2SS/RS, LS3, CGM Stripes

07-25-2011, 03:06 PM	#35
Wizard1183 Drives: ABM SS2/RS M6 Join Date: Apr 2011 Location: Lafayette,LA Posts: 2,230	The uPkeep on an SS is expensive also. Tires are 800-1000 a set. Oil is 65? Of course these are not bought monthly but take into consideration these things can come up at any point. If you're unsure of if you can afford it. You prolly can't. Save your money til you can otherwise you'll look like a dumbass when they come repo your car cause you fell behind. __________________ Life is short, drive it like you stole it!

07-25-2011, 04:17 PM	#36
tobalt Drives: IBM L99 2SS/RS Join Date: Feb 2011 Location: Huntsville, AL Posts: 185 View My Garage	Do yourself a favor and just wait till next year and set aside money each month towards the down payment. Don't look at getting a brand spanking new SS, get a used 2010. The car is awesome and all, but trust me. Digging yourself into a financial mess that early in life is not worth it. And honestly, not sure why a teenager (I'm assuming since he mentioned his parent possibly paying) needs to get a Camaro SS... __________________ Tobalt's IBM 2010 Car Journal

07-25-2011, 04:25 PM	#38
Texas2SS Vroom Drives: Rarely Join Date: Feb 2011 Location: 620 Posts: 4,901 View My Garage	TSSUNAMI should be a financial advisor. That is great advice! __________________ *LSX, Boost, 9", TH400* xxxxhp - xxxtrq

07-25-2011, 04:34 PM	#39
emin7 1st State C5 Drives: 2010 Camaro SIM 2LT/RS Join Date: Dec 2009 Location: Mid-Atlantic Posts: 552	If you have to ask.... __________________

07-25-2011, 01:33 PM	#29
Ilanidrac Drives: 2011 RY/BLK 1LT/RS Join Date: Jun 2011 Location: CT Posts: 125	What I did was itemize all of my monthly spending with Bills, food, gas, parking, everything...then get some quotes on car insurance and payments. I rounded everything up a bit as well to be sure everything was covered. Made sure what I wanted I could afford, and after quadruple checking the numbers, I went ahead and pulled the trigger. The insurance and car payments, as well as the OTD price of the car were all actually a little less that what I had accounted for, so it actually worked out in my favor. I am in love with my car, and could not be happier that I did all the necessary preparation and research. This is my first new car, and first BIG purchase. Do your homework!!

07-25-2011, 05:19 PM	#41
Bonanza7 Account Suspended Drives: 2010, Rally Yellow, Black stripes Join Date: Jul 2010 Location: Phoenix Posts: 2,363	There are plenty of dealers who have no standards at all. Interest rates that would make Capone blush.

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