07-25-2011, 01:33 PM | #29 |
Drives: 2011 RY/BLK 1LT/RS Join Date: Jun 2011
Location: CT
Posts: 125
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What I did was itemize all of my monthly spending with Bills, food, gas, parking, everything...then get some quotes on car insurance and payments. I rounded everything up a bit as well to be sure everything was covered. Made sure what I wanted I could afford, and after quadruple checking the numbers, I went ahead and pulled the trigger.
The insurance and car payments, as well as the OTD price of the car were all actually a little less that what I had accounted for, so it actually worked out in my favor. I am in love with my car, and could not be happier that I did all the necessary preparation and research. This is my first new car, and first BIG purchase. Do your homework!! |
07-25-2011, 01:41 PM | #30 |
Mischief Managed
Drives: 2SS/RS RJT with silver rallys Join Date: Aug 2009
Location: Southbound
Posts: 8,179
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My car cost more then I make in a year (not counting over time). But I had a huge chunk of change ready to go to put down/save for payments. Never been able to afford it otherwise. Insurance didn't set me back too much more a year then what I was already paying - since having Onstar saves me more then it costs to maintain - but gas is insane. (of course I have to fill the tank ever 4 days so... )
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07-25-2011, 01:48 PM | #31 | |
brevard
Drives: 2012 Black 2SS/RS M6. Join Date: Jul 2011
Location: ny or fl
Posts: 776
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Quote:
is your dad footing the bill? or are you gonna be paying for it yourself?
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07-25-2011, 01:50 PM | #32 | |
Whatevah
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Quote:
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07-25-2011, 01:57 PM | #33 |
Drives: 2012 45th Anniversary Edition Join Date: Aug 2010
Location: North West NJ
Posts: 890
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EXACTLY!
Really... Come on. It really is the same for ANY car you might buy. What can you really afford?
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2012 45th Anniversary Edition 2LT Auto with Sunroof
2014 Acadia Denali 2012 Chevy Cruze RS GM ALL THE WAY! |
07-25-2011, 02:04 PM | #34 |
Drives: '10 Camaro SS Join Date: Apr 2009
Location: Gilbert, Arizona
Posts: 1,047
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Ballpark estimate:
$650 Monthly payment (Depending on how much you put down) $200 Monthly gas (Depending how much you drive) $150 Monthly insurance (Depending on Age) Be informed, don't live paycheck to paycheck just to own a car...
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2010, SIM, 2SS/RS, LS3, CGM Stripes
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07-25-2011, 03:06 PM | #35 |
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The uPkeep on an SS is expensive also. Tires are 800-1000 a set. Oil is 65? Of course these are not bought monthly but take into consideration these things can come up at any point. If you're unsure of if you can afford it. You prolly can't. Save your money til you can otherwise you'll look like a dumbass when they come repo your car cause you fell behind.
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Life is short, drive it like you stole it! |
07-25-2011, 04:17 PM | #36 |
Do yourself a favor and just wait till next year and set aside money each month towards the down payment. Don't look at getting a brand spanking new SS, get a used 2010. The car is awesome and all, but trust me. Digging yourself into a financial mess that early in life is not worth it.
And honestly, not sure why a teenager (I'm assuming since he mentioned his parent possibly paying) needs to get a Camaro SS...
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07-25-2011, 04:20 PM | #37 | |
Drives: 2010 RY 2SS/RS Join Date: Dec 2007
Location: Miami
Posts: 817
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Quote:
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07-25-2011, 04:25 PM | #38 |
Vroom
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TSSUNAMI should be a financial advisor. That is great advice!
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LSX, Boost, 9", TH400
xxxxhp - xxxtrq |
07-25-2011, 04:34 PM | #39 |
1st State C5
Drives: 2010 Camaro SIM 2LT/RS Join Date: Dec 2009
Location: Mid-Atlantic
Posts: 552
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If you have to ask....
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07-25-2011, 04:54 PM | #40 | |
brevard
Drives: 2012 Black 2SS/RS M6. Join Date: Jul 2011
Location: ny or fl
Posts: 776
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Quote:
anyway, i see you're from Huntsville. Landers McLarty?
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07-25-2011, 05:19 PM | #41 |
Account Suspended
Drives: 2010, Rally Yellow, Black stripes Join Date: Jul 2010
Location: Phoenix
Posts: 2,363
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There are plenty of dealers who have no standards at all. Interest rates that would make Capone blush.
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07-25-2011, 05:26 PM | #42 |
Drives: 2011 Black Camaro 2SS/RS Coupe Join Date: Jul 2011
Location: Sterling Virginia
Posts: 317
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Very true, but the law holds them to within two and half points over the bank now.
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"Being persistant and never giving up may not always get the job done, but it just may annoy someone else enough to make it worth your while." |
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