10-19-2016, 08:46 PM | #29 | |
Drives: 2016 2SS M6 Mosaic Blk Met-SOLD Join Date: Jun 2016
Location: KY
Posts: 2,934
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I sounded just like you when I was 18. I wanted a Honda Interceptor 1100, I think it was. Now I look back and realize I was being ridiculous. I couldnt afford a Honda scooter in reality. You say your grandpa bought your car and you dont even pay gas? You are going to be SHOCKED at how many bills you have when you are out on your own. Owning a $40,000 car is for people who can afford $650/month payments. That is a very small percentage of people in this world. My son is graduating college in the spring with a chemistry degree. He works as a high school referee and has a line on a job when he graduates making $30,000 as a chemist at a distillery. he already owns his own home that he paid the downpayment on and rents out rooms. He has no rent or house payment, the tenants pay it for him. He pays the utilities and his own groceries. He drives a hand me down 2005 Toyota Highlander. Maybe buying a house as an investment would be a better plan than a $40,000 car worth $30,000 when you leave the lot. He said wants a $30,000 car (270z) when he gets this job. I explained to him that he can only afford a $20,000 car (1LT 4 cyl) with his bills. He can mod it as he saves money. I get that you are not buying tomorrow but this advice is always good. Save money. Don't owe anyone except for a mortgage and MAYBE a car if you are stable. And remember: Life is what happens when you are planning for other things, dude. Don't be surprised if you meet a girl and your priorities change radically.
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10-19-2016, 08:47 PM | #30 |
Drives: 16 Camaro 1SS & 82 Silverado C10 Join Date: Mar 2009
Location: VA
Posts: 292
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I wanted a Camaro bad since I was 17. Now I'm 42, with Wife, 3 kids, master's & bachelor's degrees paid off, family car HHR 2LT paid off, & mortgage and now I finally can afford & bought my no options 1SS. 72 months at 2.29% with 780+ credit score. Don't stop chasing your dreams, but many of us old dudes have been working hard towards our dream cars for a long, long, long time.
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Ordered 1SS Black on Black, M6 in late summer 2015.
Hurst shifter, Soler Performance ported TB. |
10-19-2016, 08:49 PM | #31 |
Drives: NGM '16 2LT A8 Join Date: Feb 2014
Location: Sin City, NV
Posts: 175
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Also take everything these people tell you lightly because everyone has made their financial choices whether they be good or bad, they got them to where they are today. Some may be debt free and driving a turbo 4 while one is 100k in debt and driving a 2ss, or vise versa.
One thing I live by is DON'T TAKE FINANCIAL ADVICE FROM A BROKE PERSON. I always get people trying to tell me how to manage money while they are $150,000 in debt not including their home. Like I said before, you can never do too much research on this type of stuff. |
10-19-2016, 08:58 PM | #32 | |
Bump in the night
Drives: '84 Monte Carlo SS, '15 Optima Join Date: Oct 2015
Location: U.S.A.
Posts: 744
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I like your general direction for sure though. There can only be so many paper pushers in the world and sooner or later someone has to do actual work to create/accomplish something. The lineman I've know typically spent a decent amount of time away from home doing dangerous work and were broke down physically before their time. Keep in mind that it's not a job for older guys, and the skill set for it has limited transferability to other professions.
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10-19-2016, 09:03 PM | #33 |
Bump in the night
Drives: '84 Monte Carlo SS, '15 Optima Join Date: Oct 2015
Location: U.S.A.
Posts: 744
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You can buy a pretty effing cool gen2 for under $15k if you have to have a camaro. Most of them at this point will have a healthy engine and will get more attention than a gen6 at a cruise night.
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10-19-2016, 10:15 PM | #34 | |
Drives: 2011 Camaro 2LT Join Date: Sep 2016
Location: Waycross Ga
Posts: 90
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10-19-2016, 10:21 PM | #35 | |
Drives: 2011 Camaro 2LT Join Date: Sep 2016
Location: Waycross Ga
Posts: 90
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10-19-2016, 10:39 PM | #36 | |
Drives: NGM '16 2LT A8 Join Date: Feb 2014
Location: Sin City, NV
Posts: 175
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Find something you love and pursue that career. |
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10-19-2016, 11:33 PM | #37 |
Drives: 2017 Camaro SS Join Date: Oct 2009
Location: southern Illinois trailer park
Posts: 636
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When I was your age I spent most of my money on cars, girls, and beer. The rest I just wasted.
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10-19-2016, 11:42 PM | #38 |
Drives: 2011 Camaro 2LT Join Date: Sep 2016
Location: Waycross Ga
Posts: 90
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Do you believe that saying is true though? I want something less life threatening, but something that my work pays off for. That's the thing, I don't know what I love. How do i find what I love?
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10-19-2016, 11:45 PM | #39 |
Drives: 2016 Camaro 1SS M6 Join Date: Sep 2016
Location: Akron, OH
Posts: 181
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Sales is one of the highest paying jobs. It takes hard work and dedication but a career in sales can easily provide an income of $60k+ in the first full year and over 6 figures within a short time as well.
Keep in mind, this also leaves you without the costly school bills that a lot of others pay for a decade or more. |
10-20-2016, 12:03 AM | #40 |
Drives: 2016 SS M6, NPP Join Date: Apr 2016
Location: Hawthorne, CA
Posts: 1,957
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A lot of good advices on here. I'm 36 and while working as a PC tech, took years of working to get an SS and to be able to save money. Where you live, makes a difference. I live in Southern Cal, Redondo Beach area so a small one bedroom here is around 2k +.. That's just rent!! Houses are 800k+ on average easily.
Granted I have roommates and split the cost so I have free money after my car note, rent, insurance, cell phone bills, gas, food, internet bills, credit card bills etc.. the list goes on lol Living and supporting yourself is not an easy task if you splurge. Live practically and you'll be fine. A Camaro SS is nothing practical at all so keep that in mind. It's a toy. The 2.0 or V6 is much more practical and affordable. My advice? Unless you're making 60k+, stay away from expensive cities if want to afford an SS. Then again, everyone lives a dif lifestyle so a person making 100k could have more financial problems than a person making 30k. |
10-20-2016, 12:11 AM | #41 |
Drives: Mosaic Black on Black. 2017 M6 2SS. Join Date: Sep 2016
Location: Pembroke Pines, FL
Posts: 111
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I'm 23 and my bank gave me a 40k loan because of my awesome credit. Telling you right now man, take care of your credit like it's your child. It will pay off in the near future. Not just with cars, but with apartments and a whole bunch of other stuff. Long story short, life is a lot easier with good credit! Just be attentive to your spending habits, don't go nuts, stay within your means, and you will be alright brother.
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10-20-2016, 12:14 AM | #42 |
Drives: Mosaic Black on Black. 2017 M6 2SS. Join Date: Sep 2016
Location: Pembroke Pines, FL
Posts: 111
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Don't even worry about it dude. Just go to school, do your thing, and eventually you will land on something that will just click. I went through the same thing you are.. It sucked a lot of ass being so unsure all the time, but eventually I found my passion, and now i'm a graphic designer at a tech company (I started college off pre-med LOL)
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