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Old 08-03-2012, 10:23 AM   #29
C5RocksC5
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somebody has been watching too much BJ, Mecum, and RM auctions
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Old 08-03-2012, 10:47 AM   #30
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Quote:
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somebody has been watching too much BJ, Mecum, and RM auctions
It’s not that it’s called protecting your investment. If something happens to your car do you want to get market value for it or Agreed value? Do you want to pay more from a regular insurance company or do you want to pay less for collector car insurance w/ better benefits?

I am all for saving money and getting better coverage and have an agree value for my car not market value.
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Old 08-03-2012, 10:54 AM   #31
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thanks to this topic, I called my agent and upgraded to declared value of $65k versus market value and gap insurance (to cover the loan) for only $40/year more. Thinking about it now, I should have done it from the beginning...I'm with Encompass.
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Old 08-03-2012, 10:56 AM   #32
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Originally Posted by 01pewterz28 View Post
Call Grundy no limitation on miles per year you just need to have a newer primary vehicle.

The best thing is your car is insured for an agreed value not market value. So if you insure the ZL1 for $65k and it's totaled you get $65k.

I have been with Grundy for 9 years

1969 Z28
2001 Z28
2010 Camaro

2006 Haulmark Enclosed car hauler

Sean
How many vehicles do you need to get insured from them to be eligible for a policy??

I called Grundy a few months back and they said that my two vehicles weren't enough for me to get a policy with them. I wonder if the guy on the phone was just blowing smoke. All I thought you needed to have was a newer primary vehicle, then your "Classic" or "collector" (aka modified Camaro) vehicle.
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Old 08-03-2012, 01:45 PM   #33
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How many vehicles do you need to get insured from them to be eligible for a policy??

I called Grundy a few months back and they said that my two vehicles weren't enough for me to get a policy with them. I wonder if the guy on the phone was just blowing smoke. All I thought you needed to have was a newer primary vehicle, then your "Classic" or "collector" (aka modified Camaro) vehicle.
I have 3 cars 69 Z, 01 Z, and 2010 RS plus my enclosed car hauler. I have been with them since 2004 back then it was 1 car I am not sure if it's more now.

Sean
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Old 08-03-2012, 11:19 PM   #34
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I got $1,308 a year with progressive, about $109 a month. I thought it was pretty good considering, I have a few tickets.
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Old 08-03-2012, 11:46 PM   #35
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I got an estimate of $493 every 6 months for my ZL1. What model is your $390 for. State Farm will also give discounts for mileage through on-star. My agent said like about 30% for 1500-2000 miles a year.

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State Farm. $390. Every six months. Includes: replacement value, 250 ded, glass, rental, towing,300k/300k under insured, and property damage. Basically costs 65 dollars a month. No restrictions.
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Old 08-03-2012, 11:49 PM   #36
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Originally Posted by 01pewterz28 View Post
I have 3 cars 69 Z, 01 Z, and 2010 RS plus my enclosed car hauler. I have been with them since 2004 back then it was 1 car I am not sure if it's more now.

Sean
Okay, thanks Sean. It sounds like its time to call another representative and confirm. Hopefully they can work something out.
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Old 08-04-2012, 06:26 AM   #37
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Old 05-03-2022, 10:16 PM   #38
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I just got off the phone (mind you I am in Afghanistan and phone calls arent as easy here) with a completely rude asshole from Hagerty. I applied for their insurance yesterday and today my dad gets a call from them telling him that they wont insure my ZL1 because I want to drive it more than 3,500 miles a year and my daily driver is more than 5 years old. What kind of BS is that. They want me to pay almost $2500 a year to only drive 3500 miles, I might as well throw a dollar out my window every mile I drive. If you were thinking of going with them I would think twice.
Yes, i spend $1200 NZD a year on full insurance agreed value on the Camaro -
But we need insurance, sports car risk ETC ," WHATA YA DO" !!
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Old 05-03-2022, 10:56 PM   #39
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Remebering the same incident with me, how can it be possible for one to pay more if he drives a certain distance. How can one limit his drive??
There is always a concern for us to find a right insurance at right price.
Call Grundy, no mileage limit.
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Old 05-04-2022, 04:18 PM   #40
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Wow!! This is an oldie!! Tens years from the dead... lol.
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Old 05-04-2022, 09:19 PM   #41
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Wow!! This is an oldie!! Tens years from the dead... lol.
Cars are definitely classic now.
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