Official Insurance Thread

[EllwynX]

Originally Posted by brantley847

Personally I think a good record is anyone who averages 1 moving violation or less every two years throughout their lifetime.

My mother, father and myself must have absolutely fantastic records to you then. LOL

I've been driving 17+ years and have only had 2 tickets. Both for speeding. I did get a couple warnings though.

My mother, IIRC has only had 1 or 2 (one for hitting a parked car while trying to get my cousin off the floor of the car where he'd fell to back in the early 70's LOL) and she's 54 years old. Same with my father who's 55.

When I was 17 w/ a 1982 Camaro Berlinetta V8 I was paying $1400 a year for liability only. At 18 w/ a 1991 Camaro RS V6 it was over $3000 a year. That's with no tickets. Granted I have always carried a bit more than the lowest legal limits on insurance (15/30/5 in NJ I've always had 50/100/50)