12-18-2012, 10:12 PM | #1 |
Drives: 97 grand prix gtp coupe Join Date: Dec 2012
Location: cleveland
Posts: 11
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whats a good credit score to get a camaro
I want to get v6 Camaro rs package but need to fix my credit
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12-18-2012, 10:15 PM | #2 |
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Drives: nothing Join Date: Nov 2010
Location: a hole
Posts: 17,906
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400
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12-18-2012, 10:17 PM | #3 |
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i got had 550 when i bought my 2012 4 months ago and all i could get was a 1LS, no options. and I'm paying way too much interest. I could not get used, credit wasnt good enough, forget the rs package, you dont need any of that stuff anyway, the base car comes standard with all the basics. it's a great value for $23,000.
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12-18-2012, 10:20 PM | #4 |
Drives: 2016 Mazda6, 2011 Mustang 5.0 Join Date: Mar 2010
Location: Portage, Wisconsin
Posts: 4,049
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A good credit score would be 700 or above.
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12-18-2012, 10:20 PM | #5 | |
Drives: '15 SS Join Date: Sep 2012
Location: North County
Posts: 1,235
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Quote:
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12-18-2012, 10:32 PM | #6 |
Drives: 2013 Porsche 981S Join Date: Feb 2012
Location: TN
Posts: 329
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I know I always get crap on this site for my opinion on this issue. However, if you are having credit problems, you probably cannot afford a Camaro. If you cannot write a check for the car you want to buy, you probably cannot afford it.
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12-18-2012, 10:32 PM | #7 |
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Drives: 2014 ZL1 6Speed Join Date: Mar 2012
Location: The Wood's Edge, NM
Posts: 712
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I have gotten on my last few cars..
New 2012 Silverado 3.9% for 75months New 2011 Camaro SS 4.9% for 78months New 2012 Tahoe 4.25% for 75months New 2013 Sonic LT 2.9% for 72months Used 2008 Suburban 4.5% for 72months Used 2011 Camaro SS 4.49% for 84months Used 2009 Avalanche 4.9% for 78months Used 2007 Suburban 5.5% for 72months These have all been purchased within the last two years. My credit is average (650-690) Debt to income ratio is key.... Always have more coming in than going out, and no late payments. You can have debt up to your ears and have perfect credit, or pay cash all your life and have a credit score of 0.
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12-18-2012, 10:34 PM | #8 | |
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Drives: 2014 ZL1 6Speed Join Date: Mar 2012
Location: The Wood's Edge, NM
Posts: 712
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If everyone followed that logic, this site would be pretty lonely though!
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12-18-2012, 10:39 PM | #9 |
Drives: 2016 Mazda6, 2011 Mustang 5.0 Join Date: Mar 2010
Location: Portage, Wisconsin
Posts: 4,049
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It's my understanding that FICO doesn't take income into account at all (or if it does, it does so marginally). It's the debt to available credit ratio it looks at, along with payment history.
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12-18-2012, 10:41 PM | #10 | |
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If you can pull that off, fantastic, but you can't really believe the general public should or could really follow that rule. According to that I should be riding a mountain bike as my DD lol. I could probably cut a check for one, maybe even a high end Canondale or Specialized!
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12-18-2012, 10:42 PM | #11 |
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862...yes thats for real.I just bought my dream car(SS 1LE)2.25%
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12-18-2012, 10:43 PM | #12 |
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I have 450/435/426, is that decent?
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12-18-2012, 10:43 PM | #13 |
Drives: Wagon Queen Family Truckster Join Date: Oct 2009
Location: Louisville, Ky
Posts: 1,476
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12-18-2012, 10:45 PM | #14 |
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