08-10-2015, 02:21 AM | #29 |
*new car smell*
Drives: 2007 Ford Mustang 'Natasha' Join Date: Jan 2007
Location: Jamestown, NY
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god that sucks in April my brother was in a bad accident a guy turned in front of him when he was on his motorcycle. he slammed his knee into the handlebar/clutch handle then went over the car and broke his leg in a few places when he hit the ground. my brother's insurance covered the loan on his bike (was a total loss) but he found out like last month the guy that he hit had NO insurance at all and my brother is on the hook for 20K medical bills .
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08-10-2015, 09:47 AM | #30 | |
Drives: 2014 Red Hot LS3 Join Date: Oct 2014
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08-10-2015, 09:53 AM | #31 |
Drives: 2010 Camaro SGM 1LT M6 Join Date: Jan 2015
Location: Rochester, NY
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time to start garnishing wages then.
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08-10-2015, 09:54 AM | #32 |
Scenic City Camaro
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Location: Chattanooga TN
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Hit by under insured motorist
In Florida you use your regular medical insurance for motorcycle injuries I think.
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08-10-2015, 11:15 AM | #33 |
*new car smell*
Drives: 2007 Ford Mustang 'Natasha' Join Date: Jan 2007
Location: Jamestown, NY
Posts: 2,127
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as far as I know he did not his job did not offer it
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"May the forces of evil become confused on the way to your house."
George Carlin |
08-10-2015, 11:21 AM | #34 |
Drives: 2011 1LT Join Date: Mar 2012
Location: Crestline, CA
Posts: 3,029
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A friend of mine had her car wrecked by a hit and run driver. When she tried to file acclaim under her 'uninsured motorist' coverage, she was denied: The insurance company pointed out that the other driver MIGHT have had insurance (we don't know, because he left the scene and was never found), so, therefore, they would not pay.
Clever insurance companies can and will slip all kinds of sneaky rip-you-offs into the terms and clauses... |
08-10-2015, 11:31 AM | #35 |
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What the heck is up with your state's minimum coverage only being $10,000?!?!? It's $25,000 in TX and that's really not enough.
It's not crap insurance, it is what he chose. I have a $750 deductible because I don't get in wrecks. $750 is the dollar amount that I selected because if I get any damage and it's under ~$750 I will just pay it out of pocket instead of putting it on my insurance. Higher deductible, lower premium. I'd prefer the lower premium.
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08-10-2015, 12:27 PM | #36 |
Drives: 2010 Camaro rs/ss inferno orange Join Date: Mar 2010
Location: Birmingham, AL
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Small claims court doesn't always help I was hit by a uninsured driver and he declared bankruptcy before my adjuster told me my car was totaled.
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08-10-2015, 01:05 PM | #37 |
the vetteman
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Location: plainfield indiana
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Ins survey last 2 weeks on MSN. said 30% of drivers have no insurance. Some states % is higher or lower. many are non-citizens there home countries don't have insurance, and they don't get here. High % don't have DL also.
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08-10-2015, 01:35 PM | #38 |
Drives: 2010 2SS/RS LS3 A6 IOM Join Date: May 2013
Location: Arizona
Posts: 1,190
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Many states have reckless driving laws that also apply to private property, four damaged cars doesn't seem like a "regular" parking lot accident.
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08-10-2015, 01:44 PM | #39 | |
Drives: 2013 Camaro Dusk 2SS/6 Join Date: Sep 2013
Location: New Jersey
Posts: 1,586
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sounds like this lady should be up on reckless op or something driving that stupid in a parking lot. Don't be surprised if she's claiming she was on the brake and the more she pressed the faster the car went. |
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08-10-2015, 02:11 PM | #40 | |
Drives: 2015 SW 1SS/RS 1LE Join Date: Mar 2015
Location: Brighton, CO
Posts: 2,736
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Quote:
Just checked... In Texas, the required car insurance coverages are: Bodily Injury Liability: Minimum legal requirement $30,000 per person and $60,000 per accident. Changes started in 2008...
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08-10-2015, 02:32 PM | #41 |
Isn"t Kentucky a No Fault State? Like Michigan?
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08-10-2015, 03:07 PM | #42 | |
7 year Cancer Survivor!
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Quote:
It kind of shocked me there are so many irresponsible people out there.
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