Auto insurance - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

ender2664 · 08-10-2016, 02:02 PM

How does a insurance company verify how many miles I drive?
All companies I know of ask how much you drive but a few I spoke to said they verify that number.
I am mainly asking in reference to GIECO. Does anyone here use GIECO? Do they ask you for proof of your annual milage?

stoopid · 08-10-2016, 03:04 PM

They don't, I always lie.

SS 1LE · 08-10-2016, 03:09 PM

I've has Gieco for years, can't recall them ever asking me that...maybe it's something new? All I remember them asking is if the cars were daily drivers, pleasure only, driven by someone under 21, and things like that.

ender2664 · 08-10-2016, 03:12 PM

Quote:

Originally Posted by SS 1LE

I've has Gieco for years, can't recall them ever asking me that...maybe it's something new? All I remember them asking is if the cars were daily drivers, pleasure only, driven by someone under 21, and things like that.

Thank you!

Denis · 08-11-2016, 06:14 AM

yea they cant verify it. USAA asks "on average how many miles do you drive?"

Superman09 · 08-11-2016, 08:33 AM

I give USAA a guess on how many miles a year I drive each of my cars. One year my wife's Tahoe went over by like 1500 miles, they didn't say anything and didn't adjust the average milage.

Sent from my campfire using smoke signals

ssrs2lt · 08-11-2016, 11:12 AM

Normally it's just an estimation

greg72982 · 08-11-2016, 11:21 AM

My neighbor works at an insurance company (the one I'm insured with) and told me never to be honest about that unless you're in the low range. I asked after I was on a survey they sent and my rates went up. She was able to change it back. She said I didn't even have to answer it, nothing would have changed. That on an existing policy though not a new one I was trying to get.

They just use that as a way to hike up the rates. The car is either insured or it's not regardless of mileage you drive it.

102SS · 08-11-2016, 11:28 AM

When you register your car and or go for your plate renewal you report your mileage.

Scalded Dog · 08-11-2016, 11:58 AM

I've had Geico for many years (Love 'em, BTW). The online renewal/ change/ edit/ add always ASKS for that mileage estimation, but that's as far as it's ever gone. Besides... it would be an expensive and complicated procedure for them to verify mileage for every--- or even a small fraction--- of their customers.

ender2664 · 08-11-2016, 12:11 PM

After further research...
Most insurance companies let you estimate up to a point, but eventually ask for documentation.
Example- gieco will take your word for milage unless you tell them you drive under 9k miles a year at which time they will ask you to prove it.

08-10-2016, 02:02 PM	#1
ender2664 Account Suspended Drives: 2016 2SS Join Date: Mar 2014 Location: Palm Desert Posts: 2,353	Auto insurance How does a insurance company verify how many miles I drive? All companies I know of ask how much you drive but a few I spoke to said they verify that number. I am mainly asking in reference to GIECO. Does anyone here use GIECO? Do they ask you for proof of your annual milage?

08-11-2016, 06:14 AM	#5
Denis Drives: 2010 SS Join Date: May 2012 Location: Yorktown Heights, NY Posts: 7,695 View My Garage	yea they cant verify it. USAA asks "on average how many miles do you drive?" __________________

08-11-2016, 11:12 AM	#7
ssrs2lt Drives: too many Join Date: Jul 2013 Location: oh va pa ma tx Posts: 3,046	Normally it's just an estimation __________________

08-11-2016, 11:21 AM	#8
greg72982 Drives: Black 2017 2SS Join Date: Jan 2012 Location: PA Posts: 539	My neighbor works at an insurance company (the one I'm insured with) and told me never to be honest about that unless you're in the low range. I asked after I was on a survey they sent and my rates went up. She was able to change it back. She said I didn't even have to answer it, nothing would have changed. That on an existing policy though not a new one I was trying to get. They just use that as a way to hike up the rates. The car is either insured or it's not regardless of mileage you drive it. __________________ 2017 Black 2SS, M6, NPP, MRC, NAV, and black bowties - delivered 6/23/16

08-11-2016, 11:28 AM	#9
102SS waiting at the tree Drives: SIM 2010 2SS/RS A6 Join Date: Apr 2013 Location: Niagara Falls Posts: 3,235	When you register your car and or go for your plate renewal you report your mileage. __________________ 2010 2SS/RS A6 ZL1 Rims 60ft 2.03 13.08 at 107.82 (4/28) 2009 Pontiac G8 3.6L the DD

08-10-2016, 03:04 PM	#2
stoopid Drives: 4 wheels Join Date: Mar 2014 Location: anyplace, USA Posts: 1,177	They don't, I always lie.

08-10-2016, 03:09 PM	#3
SS 1LE マスタング = 遅い Drives: 2017 Chevrolet Camaro SS 1LE Join Date: Aug 2015 Location: Florida Posts: 7,061	I've has Gieco for years, can't recall them ever asking me that...maybe it's something new? All I remember them asking is if the cars were daily drivers, pleasure only, driven by someone under 21, and things like that.

08-11-2016, 08:33 AM	#6
Superman09 Account SNAFU Drives: 13 Tahoe 79 Scout II 15 1LE Join Date: Sep 2008 Location: College Station, TX Posts: 1,356 View My Garage	I give USAA a guess on how many miles a year I drive each of my cars. One year my wife's Tahoe went over by like 1500 miles, they didn't say anything and didn't adjust the average milage. Sent from my campfire using smoke signals

08-11-2016, 11:58 AM	#10
Scalded Dog Drives: 2011 1LT Join Date: Mar 2012 Location: Crestline, CA Posts: 3,029	I've had Geico for many years (Love 'em, BTW). The online renewal/ change/ edit/ add always ASKS for that mileage estimation, but that's as far as it's ever gone. Besides... it would be an expensive and complicated procedure for them to verify mileage for every--- or even a small fraction--- of their customers.

08-11-2016, 12:11 PM	#11
ender2664 Account Suspended Drives: 2016 2SS Join Date: Mar 2014 Location: Palm Desert Posts: 2,353	After further research... Most insurance companies let you estimate up to a point, but eventually ask for documentation. Example- gieco will take your word for milage unless you tell them you drive under 9k miles a year at which time they will ask you to prove it.