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Old 01-24-2009, 09:20 PM   #1
diddiyo


 
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Thumbs down car insurance, wtf

so i've been shopping for car insurance online. i've gotten rates from $140 a month up to $800 a month ( ) for the very same coverage options. i mean, wtf? maybe i have to take a day off next week and just go to a few agents... i don't trust those online quotes. no idea whats right or wrong.

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Old 01-24-2009, 09:22 PM   #2
MerF
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Folks, one thing you aren't taking into account is that every single indiviual is rated differently. For example, as a veteran USAA is supposed to be the end-all best rates for me, but they aren't. Not because they suck...most people who can use them do. It just so happens that they focus on different aspects in different ways, so it happens that Geico is the cheapest FOR ME. Same with Progressive, State Farm...all of them have different formulas to say who gets what.

I'm not partial to any of them...if I get one that is cheaper I'm jumping ship to it. I have no loyalties to insurance. Geico has been fine for me for a few years now so I'm with them. Just thought I would inject some sense into this before it gets to an e-peen race.
From another insurance thread. Click on the above to see that thread.
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Old 01-25-2009, 12:59 AM   #3
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$200 every 6 months for me - full coverage/$250 deductible
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Old 01-25-2009, 10:58 AM   #4
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16 year old here, got a quote for a 2LT from state farm in texas... about 160 a month, not tooo bad.
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If Toyota takes control of the Corvette, I swear on all that is holy that I will buy a one way ticket to Japan and suicide bomb the Toyota headquarters.
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Old 01-25-2009, 11:13 AM   #5
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where r you guys gett quotes for the camaro? besides progressive?
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top 10 reason why real men drive stick.

10. A manual transmission is the ultimate in control
9. You can use automotive jargon and not sound like a total tool
8. You can't spell "manual" without "man"
7. Manual transmissions prove you can do more than one thing at a time
6. You can't drift in an auto
5. You can't pull fancy moves in an automatic
4. You get better fuel economy with a stick
3. You’ll never look like a chump if you can drive stick
2. Manual transmission cars are faster
1. Women like a guy who is good with his hands.

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Old 01-25-2009, 11:14 AM   #6
ucla1ove3

 
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go to the car insurance place and get one there, it's more accurate than online and most of them have it already plugged into the system... as a 2009 model but it's there nonetheless.
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If Toyota takes control of the Corvette, I swear on all that is holy that I will buy a one way ticket to Japan and suicide bomb the Toyota headquarters.
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Old 01-25-2009, 11:15 AM   #7
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oooo ill try
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top 10 reason why real men drive stick.

10. A manual transmission is the ultimate in control
9. You can use automotive jargon and not sound like a total tool
8. You can't spell "manual" without "man"
7. Manual transmissions prove you can do more than one thing at a time
6. You can't drift in an auto
5. You can't pull fancy moves in an automatic
4. You get better fuel economy with a stick
3. You’ll never look like a chump if you can drive stick
2. Manual transmission cars are faster
1. Women like a guy who is good with his hands.

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Old 01-25-2009, 11:19 AM   #8
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g'luck
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Quote:
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If Toyota takes control of the Corvette, I swear on all that is holy that I will buy a one way ticket to Japan and suicide bomb the Toyota headquarters.
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Old 01-25-2009, 11:10 PM   #9
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Quote:
Originally Posted by Sandman View Post
State Farm, their rates are ridiculous.
dont know where you live at but my rates are great from state farm I have 7 vehicles insured through them & we pay like just over $200 a month for those 7
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Heart breaks everyday when you cant take care of your family because you are unemployed, cant give your family what you want or what they need

I am not a man I have boobies.
Cars are like women, If you treat her rough shes going to complain & you will hear about it. If you treat her right she will purrrrrrrrrrrrr
Current cars owned , 72 Skylark vert,86 fiero GT Sold , 87 Iroc-z (sold), 90 Vette Vert SOLD , 95 Z28, 99 Silverado K1500 Totaled, 2010 CGM Camaro 2ss/rs (had to sell & I hate it ) ,2012 Cruze LT repoed.

Current current list lol 2006 Silverado 2500hd.
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Old 01-26-2009, 02:54 PM   #10
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wow

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$200 every 6 months for me - full coverage/$250 deductible
wow brother iv got to call my agent. Im paying 6 months 427, full coverage/$250 deductible. 2003 Tundra Limited, no tickets and no wrecks. knock on wood. what insurence do you have, if you don t mind me asking.
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Old 01-26-2009, 04:17 PM   #11
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Quote:
Originally Posted by Sandman View Post
Yeah, we have multi-car discount and I have all the discounts and a good driving record...
I think it's just because of my age.
how old are you????

But yoiu got to remember whats onr our insurance is 2 Camaros (one under classic & one not running so it just has very basic) 2 corvettes, one classic buick, one newer buick & my truck
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Heart breaks everyday when you cant take care of your family because you are unemployed, cant give your family what you want or what they need

I am not a man I have boobies.
Cars are like women, If you treat her rough shes going to complain & you will hear about it. If you treat her right she will purrrrrrrrrrrrr
Current cars owned , 72 Skylark vert,86 fiero GT Sold , 87 Iroc-z (sold), 90 Vette Vert SOLD , 95 Z28, 99 Silverado K1500 Totaled, 2010 CGM Camaro 2ss/rs (had to sell & I hate it ) ,2012 Cruze LT repoed.

Current current list lol 2006 Silverado 2500hd.
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Old 01-26-2009, 04:21 PM   #12
RickRay
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I just got a quote from my TD Insurance company - For my 2LT Full coverage:
$250 deductible $771 / Year CDN
$500 deductible $733 / Year CDN
$1000 deductible $694 / Year CDN
I will check with others when I get a chance.
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Old 01-26-2009, 05:54 PM   #13
Iroczlover
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Quote:
Originally Posted by Sandman View Post
17, almost 18.
State Farm really hates teenagers!
no your agent does lol, my agent is kewl check your grade thing if you get a 2.0 or better (or is it 3.0) you get discounts
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Heart breaks everyday when you cant take care of your family because you are unemployed, cant give your family what you want or what they need

I am not a man I have boobies.
Cars are like women, If you treat her rough shes going to complain & you will hear about it. If you treat her right she will purrrrrrrrrrrrr
Current cars owned , 72 Skylark vert,86 fiero GT Sold , 87 Iroc-z (sold), 90 Vette Vert SOLD , 95 Z28, 99 Silverado K1500 Totaled, 2010 CGM Camaro 2ss/rs (had to sell & I hate it ) ,2012 Cruze LT repoed.

Current current list lol 2006 Silverado 2500hd.
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Old 01-26-2009, 06:33 PM   #14
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Originally Posted by Camaro68 View Post
wow brother iv got to call my agent. Im paying 6 months 427, full coverage/$250 deductible. 2003 Tundra Limited, no tickets and no wrecks. knock on wood. what insurence do you have, if you don t mind me asking.

USAA

I only paid $220/6 months for my C6 Vert
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