You can be so careful, then this..... - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

TooCool5 · 07-27-2011, 10:35 AM

It happened, two years and not a scratch on my car, then this.

Wild weather took the neighbors deck umbrella up over the house and onto my Camaro. Could have hit 5 other cars and it hits mine.

Can you guys help me out? I have a $500 comp deductible and don't know if i should make a claim.

How much would it cost to fix?
Would the neighbors homeowners cover it? (they are good neighbors, I don't want to start anything).
Will painless dent repair work if there is no access under the trunk lid?

Some other thoughts: Will a spoiler cover it? or Filler and rally stripe it?

Note, that long line is just a reflection, its just two 3 inch scuffs and a small dent.

SS4Fun · 07-27-2011, 10:38 AM

Your neighbor should pay for it!!

Obzen · 07-27-2011, 10:39 AM

Those scuffs should buff right off. The dent im not sure about. Get a quote on it from someone that does dent repair. Then mention it to your neighbor. Honestly he should pay for it. I know its an act of god but he should have secured his umbrella if the weather was bad.

ravensjeff · 07-27-2011, 10:44 AM

If that was my umbrella, I would expect to be paying for the repair- most likely through homeowners insurance. You shouldn't have to pay for anything. Call up your car insurance first and tell them what happened and ask what you should be doing to get it fixed. And fix it properly- not by covering it up.

rdblan2 · 07-27-2011, 10:50 AM

The dark green scuff will likely come out. Get yourself either some Meguiar's Ultimate Compound or Scratch X at wally world or Target and a microfiber. Rub the hell out of it. I'd be surprised if it didn't come off. The dent won't buff out. If you want it fixed, you're probably going to better off just paying for it rather than the ins company.

SSNIGHTMARE · 07-27-2011, 10:51 AM

neighbors home owner should cover it

y0diggity · 07-27-2011, 10:53 AM

Quote:

Originally Posted by ravensjeff

If that was my umbrella, I would expect to be paying for the repair- most likely through homeowners insurance. You shouldn't have to pay for anything. Call up your car insurance first and tell them what happened and ask what you should be doing to get it fixed. And fix it properly- not by covering it up.

Defintely. My dad says I over-insure, but you never know when this stuff is gonna happen and I'd hate to get caught without being able to fix it. Make sure you get it fixed right. Don't accept the whole "It'll buff right out" thing. Maybe it will, maybe it won't, but let awell-qualified body shop make that determination.

Nvincent4708 · 07-27-2011, 10:57 AM

maybe a paintless dent repair place can handle it? but either way YOU shouldn't pay for it.

TooCool5 · 07-27-2011, 11:46 AM

Quote:

Originally Posted by ravensjeff

If that was my umbrella, I would expect to be paying for the repair- most likely through homeowners insurance. You shouldn't have to pay for anything. Call up your car insurance first and tell them what happened and ask what you should be doing to get it fixed. And fix it properly- not by covering it up.

Thanks, I'll call them and see what they say.

Quote:

Originally Posted by SSNIGHTMARE

neighbors home owner should cover it

Guess I'll have to approach them.

Quote:

Originally Posted by Nvincent4708

maybe a paintless dent repair place can handle it? but either way YOU shouldn't pay for it.

Exactly my thoughts.

Ironheadspearo · 07-27-2011, 11:58 AM

paintless dent removal 100% will remove that. might hit you for 100 bucks

TooCool5 · 07-27-2011, 12:04 PM

Quote:

Originally Posted by Ironheadspearo

paintless dent removal 100% will remove that. might hit you for 100 bucks

Nice, can they remove it from the top only? The trunk has an inner liner.

Shuffler · 07-27-2011, 12:06 PM

Just so you know. Homeowners insurance should cover it should you choose to do so.

gahammerle · 07-27-2011, 12:12 PM

Another option would be to look at a salvage yard for a trunk lid. I saw someone on this forum picked one up for under $300 IIRC. If the out-of-pocket expense is more than that, you/your neighbor could save some money.

And if it's out of the neighbor's pocket, and this is a good neighbor, it would be nice gesture to use a salvaged trunk lid - this is assuming you can find one that is in good shape.

Good neighbors seem to be a rarity - and you can't change them easily, so it's always a good idea to do what you can within reason to keep the neighbor a good neighbor.

Obzen · 07-27-2011, 12:13 PM

Quote:

Originally Posted by y0diggity

Defintely. My dad says I over-insure, but you never know when this stuff is gonna happen and I'd hate to get caught without being able to fix it. Make sure you get it fixed right. Don't accept the whole "It'll buff right out" thing. Maybe it will, maybe it won't, but let awell-qualified body shop make that determination.

I should clarify. When I said it should buff out, I mean that a shop should have no problem buffing it out and then fixing the dent. Not saying the OP should be buffing and fixing dents in his driveway.

07-27-2011, 10:35 AM	#1
TooCool5 Drives: 2010 Camaro 1LS 3.6 LLT V6 325 HP Join Date: May 2009 Location: LS Posts: 4,244 View My Garage	You can be so careful, then this..... (Update with pic). It happened, two years and not a scratch on my car, then this. Wild weather took the neighbors deck umbrella up over the house and onto my Camaro. Could have hit 5 other cars and it hits mine. Can you guys help me out? I have a $500 comp deductible and don't know if i should make a claim. How much would it cost to fix? Would the neighbors homeowners cover it? (they are good neighbors, I don't want to start anything). Will painless dent repair work if there is no access under the trunk lid? Some other thoughts: Will a spoiler cover it? or Filler and rally stripe it? Note, that long line is just a reflection, its just two 3 inch scuffs and a small dent. __________________ 2010 Camaro Auto, Inferno Orange, Titanium Interior, Gearhead Wheels AIRAID CAI Last edited by TooCool5; 08-16-2011 at 03:19 PM.

07-27-2011, 10:38 AM	#2
SS4Fun and that it is!! Drives: 2010 Camaro SS/ SLP ZL575 #70 Join Date: Oct 2009 Location: Bluemont, Virginia Posts: 1,056	Your neighbor should pay for it!! __________________

07-27-2011, 10:44 AM	#4
ravensjeff 100% Chevy & Harley Man Drives: 2010 2SS: Blown LSX 376-B15 Join Date: Feb 2009 Location: Eldersburg,MD Posts: 2,211 View My Garage	If that was my umbrella, I would expect to be paying for the repair- most likely through homeowners insurance. You shouldn't have to pay for anything. Call up your car insurance first and tell them what happened and ask what you should be doing to get it fixed. And fix it properly- not by covering it up. __________________ LSX 376-B15, TVS2300 SC, Harland Sharp Rockers w/ Trunion Bearings, ATI Balancer/keyed, AR LT Headers/Borla Catback Exhaust, DSS 1400 HP Axles, DSS aluminum driveshaft, 3.70, Hotchkis Springs/Sway bars, Forgeline SO3P Aluminum Wheels (20x9.5 F/20x11 R)w/ Hidden Titanium Hardware, Nitto NT05 Tires (27540ZR20 F/31535ZR20 R), Billet LPE brake/gas pedals, Escort 9500ci Radar Detector Laser Jammer, Roto Fab CAI with Ice Silver box, Carbon fiber tube/MAF Housing Assy, LPE Aluminum coil covers, SS9 Sleeper Fiber Glass Hood (ACS), Carbotech 1521 ceramic brake pads, Elite catch can.

07-27-2011, 10:51 AM	#6
SSNIGHTMARE Drives: 2002 SS Camaro Join Date: Mar 2008 Location: PA Posts: 372	neighbors home owner should cover it __________________ 04 GMC LB7, SOCAL DIESEL STAGE 2 HEADS, CROWER RODS, TWIN CP3 483 RWHP, 1008 FT/LBS, ATS 5K 02 SS, LSX BLOCK, 500 HP, WAITING ON BOOST 98 COBRA, EAGLE CRANK AND RODS, 568 RWHP, S-TRIM 02 SS, STOCK, THE SLO HO 08 CTS, POS EFI Live "Nitrous is like a hot girl with STD's, you know you wanna hit it but you're afraid of the consequences!" "..it does not require a majority to prevail, but rather an irate, tireless minority keen to set brush fires in people's minds.." --Samuel Adams

07-27-2011, 11:58 AM	#10
Ironheadspearo ride the pain train Drives: 2011 1LT RS, 1998 fxstc HD Join Date: Jun 2010 Location: Daytona Beach Posts: 2,047	paintless dent removal 100% will remove that. might hit you for 100 bucks __________________ PAIN is temporary, PRIDE is forever......RACE HARD

07-27-2011, 10:39 AM	#3
Obzen Pull up Cougar! Drives: 2016 2SS Join Date: Jul 2011 Location: San Diego Posts: 2,875	Those scuffs should buff right off. The dent im not sure about. Get a quote on it from someone that does dent repair. Then mention it to your neighbor. Honestly he should pay for it. I know its an act of god but he should have secured his umbrella if the weather was bad.

07-27-2011, 10:50 AM	#5
rdblan2 Drives: 2SS RS Join Date: Mar 2010 Location: MD Posts: 1,272	The dark green scuff will likely come out. Get yourself either some Meguiar's Ultimate Compound or Scratch X at wally world or Target and a microfiber. Rub the hell out of it. I'd be surprised if it didn't come off. The dent won't buff out. If you want it fixed, you're probably going to better off just paying for it rather than the ins company.

07-27-2011, 10:57 AM	#8
Nvincent4708 Drives: N/A Join Date: Nov 2010 Location: N/A Posts: 25,856 View My Garage	maybe a paintless dent repair place can handle it? but either way YOU shouldn't pay for it.

07-27-2011, 12:06 PM	#12
Shuffler God Bless Dawson Drives: Synergy for my Daughter Join Date: Feb 2010 Location: Texas Posts: 3,057	Just so you know. Homeowners insurance should cover it should you choose to do so. __________________

07-27-2011, 12:12 PM	#13
gahammerle Drives: 2010 Camaro LS M6 Inferno Orange Join Date: May 2010 Location: Lebanon, OH Posts: 1,673	Another option would be to look at a salvage yard for a trunk lid. I saw someone on this forum picked one up for under $300 IIRC. If the out-of-pocket expense is more than that, you/your neighbor could save some money. And if it's out of the neighbor's pocket, and this is a good neighbor, it would be nice gesture to use a salvaged trunk lid - this is assuming you can find one that is in good shape. Good neighbors seem to be a rarity - and you can't change them easily, so it's always a good idea to do what you can within reason to keep the neighbor a good neighbor. __________________ Gordy Injen CAI / Solo Mach-X LLT / Solo High-flow res-cats / Barton short shifter / RX Catch Can / RPI Gills / 35% tint / LED Footwell Lighting Front & Rear / Pedders Street 1 / Pedders steering rack bushing / SS struts / Pfadt drop springs / VMax Ported Throttle Body / Spohn Toe Rods / Spohn Trailing Arms / Trifecta Tune / MACE 25mm Intake Spacers Find me on Facebook: http://www.facebook.com/gahammerle

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