Insurance for 2SS < 2LT ??? - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

RedRaider · 06-18-2009, 03:51 PM

I just got quotes from Allstate that put the 2SS at $96 LESS than a 2LT per 6 month premium! If I insure my 2000 Tahoe and 2010 Camaro on the same plan, the 2SS is a whopping $130 LESS than the 2LT per 6 month premium! I may need to rethink this 2LT.

Anyone else getting quotes for the V8 coming in lower than the V6? Anyone else even considering one or the other?

jpsuperman81 · 06-18-2009, 03:56 PM

Are you sure there is no mistake, its not backwards. That makes absolutely no sense whatsoever.

*Camaro_Corvette* · 06-18-2009, 04:01 PM

WHAT! How can that be???

Mayhem · 06-18-2009, 04:11 PM

Maybe parts are easier to get for the v8 ? Or more common currently?

Otherwise I'd just say it's maybe a mistake?

RedRaider · 06-18-2009, 04:20 PM

I agree, it makes no sense. I asked her to confirm, and she said "believe it or not, these are correct quotes". I wonder if any other allstate multiple vehicle customers can confirm this.

N6504X · 06-18-2009, 04:20 PM

I got a rate of less than $500 for six months on a 2SS for my 21 yr old son.... It floored me! That's $20 more than my wife driving a 2005 Lexus RX330, and she's got a perfect history at 47! I couldn't believe it! However, there's NO WAY that's correct.... something is coded wrong, for a car that costs $5k more than another to be less to insure for the same driver, not to mention the high performance aspect of the more expensive car!
Wow!

RedRaider · 06-18-2009, 04:24 PM

I'm starting to worry about this car being way too new and these quoting engines being way off.

Tsudy · 06-18-2009, 04:27 PM

I bet they have the engines reversed. Probably thinking the 2LT is the top of the line version rather than the 2SS.

ttazzijr700 · 06-18-2009, 04:28 PM

my quote on a 1SS was only 4$ more than the quote on my 2008 cobalt (not ss). It was a pleasent suprize but kind of weird

rolnslo · 06-18-2009, 04:33 PM

Quote:

Originally Posted by RedRaider

I'm starting to worry about this car being way too new and these quoting engines being way off.

Ding! Ding! Ding! We have a winner.

Just wait 6 months when all these policies come up for renewal, I'll bet we have a flood of "my insurance rates got jacked up for no reason".

jpsuperman81 · 06-18-2009, 04:41 PM

I do have allstate but haven't inquired yet. I was just gonna wait till car was here.

Vash · 06-18-2009, 04:57 PM

It's probably from all the Avis crashes. That data goes into the underwriting formulas.

Well just picking on Avis for getting cars before all pre orders filled but it's probably the total LT wreak and wheel / window claims larger than SS.

dayvedayve · 06-18-2009, 05:08 PM

Maybe the SS was used for crash test. Crash test have a lot to do with safety ratings. If the LT does not have any test then it might me scores lower ok safety rating. This is only a wild guess and have no proof. Just a maybe. Also the SS should weigh more and it might add to the safety factor.

Vash · 06-18-2009, 05:10 PM

No diff in SS or LS in a crash.. same car.

Very few differences safety wise. It's the cost not the test. They look at claims data. Data is mined and sold to underwriters. It could also just be a data entry error / human error.

06-18-2009, 03:51 PM	#1
RedRaider Drives: 2000 Tahoe LT, 2010 2LT/RS Join Date: Jun 2009 Location: Garland, TX Posts: 377 View My Garage	Insurance for 2SS < 2LT ??? I just got quotes from Allstate that put the 2SS at $96 LESS than a 2LT per 6 month premium! If I insure my 2000 Tahoe and 2010 Camaro on the same plan, the 2SS is a whopping $130 LESS than the 2LT per 6 month premium! I may need to rethink this 2LT. Anyone else getting quotes for the V8 coming in lower than the V6? Anyone else even considering one or the other?

06-18-2009, 04:01 PM	#3
Camaro_Corvette 36.58625, -121.7568 Drives: Team 1LE Join Date: Mar 2008 Location: Earth Posts: 23,709 View My Garage	WHAT! How can that be??? __________________ I am seriously never serious vv V vv Next order of business

06-18-2009, 04:20 PM	#6
N6504X Drives: 2007 F-150 KR Join Date: Apr 2009 Location: Madison Ms Posts: 172	I got a rate of less than $500 for six months on a 2SS for my 21 yr old son.... It floored me! That's $20 more than my wife driving a 2005 Lexus RX330, and she's got a perfect history at 47! I couldn't believe it! However, there's NO WAY that's correct.... something is coded wrong, for a car that costs $5k more than another to be less to insure for the same driver, not to mention the high performance aspect of the more expensive car! Wow! __________________ [SIGPIC]

06-18-2009, 04:27 PM	#8
Tsudy Drives: 2010 2LT/RS ABM Join Date: Jun 2009 Location: Fairfax, VA Posts: 208	I bet they have the engines reversed. Probably thinking the 2LT is the top of the line version rather than the 2SS. __________________ ABM, 2LT, RS+Polished, Automatic, Sunroof, Black Interior, White Rally Stripes 0000: 06/06/09 (order placed with dealer) Country Chevrolet 1100: 06/08/09 (preliminary order accepted) #NKMWTD 2000: 09/09/09 (order accepted by GM) 2500: 09/09/09 (order preferenced) 3000: 09/14/09 (order accepted by production control) TPW 09/28/09 3300: 09/20/09 (order scheduled for production) 3400: 09/23/09 (order broadcast) 3800: 10/01/09 (order produced) 4000: 10/01/09 (available to ship) 4200: 10/02/09 (shipped) 5000: 10/15/09 (delivered to dealership) 6000: 10/15/09 (delivered to customer)

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06-18-2009, 03:56 PM	#2
jpsuperman81 Yep I'm back! Drives: 2017 Krypton Green 1SS 1LE Join Date: Mar 2009 Location: Indian Trail, NC Posts: 2,565 View My Garage	Are you sure there is no mistake, its not backwards. That makes absolutely no sense whatsoever.

06-18-2009, 04:11 PM	#4
Mayhem Drives: 2010 2SS RS M6 Camaro (Black) Join Date: May 2009 Location: Vancouver, BC (Canada) Posts: 583	Maybe parts are easier to get for the v8 ? Or more common currently? Otherwise I'd just say it's maybe a mistake?

06-18-2009, 04:24 PM	#7
RedRaider Drives: 2000 Tahoe LT, 2010 2LT/RS Join Date: Jun 2009 Location: Garland, TX Posts: 377 View My Garage	I'm starting to worry about this car being way too new and these quoting engines being way off.

06-18-2009, 04:28 PM	#9
ttazzijr700 Drives: 2010 1SS/RS L99 Join Date: Oct 2008 Location: Detroit Posts: 145	my quote on a 1SS was only 4$ more than the quote on my 2008 cobalt (not ss). It was a pleasent suprize but kind of weird

06-18-2009, 04:41 PM	#11
jpsuperman81 Yep I'm back! Drives: 2017 Krypton Green 1SS 1LE Join Date: Mar 2009 Location: Indian Trail, NC Posts: 2,565 View My Garage	I do have allstate but haven't inquired yet. I was just gonna wait till car was here.

06-18-2009, 04:57 PM	#12
Vash Drives: 00 Blazer Join Date: Aug 2008 Location: Texas Posts: 5,104	It's probably from all the Avis crashes. That data goes into the underwriting formulas. Well just picking on Avis for getting cars before all pre orders filled but it's probably the total LT wreak and wheel / window claims larger than SS.

06-18-2009, 05:08 PM	#13
dayvedayve Drives: 2006 Chevy Avalanche Join Date: Aug 2008 Location: Gulf Coast of Texas Posts: 386	Maybe the SS was used for crash test. Crash test have a lot to do with safety ratings. If the LT does not have any test then it might me scores lower ok safety rating. This is only a wild guess and have no proof. Just a maybe. Also the SS should weigh more and it might add to the safety factor.

06-18-2009, 05:10 PM	#14
Vash Drives: 00 Blazer Join Date: Aug 2008 Location: Texas Posts: 5,104	No diff in SS or LS in a crash.. same car. Very few differences safety wise. It's the cost not the test. They look at claims data. Data is mined and sold to underwriters. It could also just be a data entry error / human error.