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There's a thread on here for dealers....you can, if you have your own financing, by from any of them w/the lowest price and have it shipped to your local dealer. I knew a guy who bought his Mustang Cobra 5 states over and drove it home (was $8,000 under anyone else's offer).
If you just have to have it now.....you'll usually end up paying a higher price.
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IOM Black Racing Stripes Current Mods: CAI Intake, Solo Catback Exhaust (thanks to my awesome wife! 10 year anniversary), Solo Hi Flow Cats. Future Mods: Ported Throttle body, Tune (by a player to be named later) Miniature Arc Reactor. 
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